Manba Finance Limited , a prominent Non-Banking Financial Company (NBFC) in India, has reported a significant milestone in its lending operations for October 2025. The company achieved its highest-ever monthly disbursement, marking a notable advancement in its financial performance.

Record-Breaking Performance

Manba Finance reached new heights in October 2025 with the following key achievements:

This record-breaking performance underscores the company's strong growth trajectory and its ability to meet the increasing demand for financial services across both rural and urban markets in India.

Factors Driving Growth

According to Manish Shah, Managing Director of Manba Finance Limited, several factors contributed to this exceptional performance:

1. Strong Growth Sentiment: Both rural and urban markets exhibited positive growth sentiment, driving demand across various segments.

2. Improved Pricing: An approximate 10% improvement in pricing helped boost higher volumes.

3. Policy Reforms: The GST reforms introduced by the Government of India have positively impacted economic activity, improving transparency and supporting growth in vehicle and small business financing.

Company Profile

Manba Finance Limited, established in 1996, offers a diverse range of financial products including:

• 2-wheeler loans
• 3-wheeler and electric vehicle financing
• Used car loans
• Small business loans
• Personal loans

The company's customer-first approach and technology-led operating model aim to ensure seamless and transparent lending experiences across India.

Strategic Focus

Manba Finance maintains a focus on responsible growth and financial inclusion. The company's strategy includes:

• Maintaining a high proportion of secured loans (97% of the portfolio)
• Implementing disciplined risk management practices, resulting in credit losses below 1%
• Expanding across key markets

As Manba Finance Limited continues to build on this momentum, it remains committed to providing financial solutions to its growing customer base across India.

Manba Finance Limited, a prominent player in the financial services sector, has successfully allotted Non-Convertible Debentures (NCDs) worth ₹25 crore through a private placement, as announced on September 24, 2025. This strategic move aims to bolster the company's financial position and support its growth initiatives.

Key Details of the NCD Allotment

The company has issued 2,500 Secured, Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures, each with a face value of ₹1,00,000. These NCDs offer an interest rate of 10.95% per annum, payable monthly, making them an appealing investment option for institutional investors.

Terms and Tenure

The NCDs come with a tenure of 24 months and 26 days, with the following details:

• Allotment date: September 24, 2025
• Maturity date: October 20, 2027

This medium-term investment horizon aligns with the company's financial planning and investor preferences.

Listing and Redemption

Manba Finance intends to list these NCDs on stock exchanges, enhancing their liquidity and tradability. The redemption of these debentures will be carried out in accordance with the Debenture Trust Deed, executed between Manba Finance Limited and the appointed Debenture Trustee.

Regulatory Compliance

The allotment of these NCDs was approved by the Finance Committee of Manba Finance Limited, which was constituted by the company's Board of Directors. This decision was made in compliance with Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Impact and Outlook

This successful NCD allotment demonstrates Manba Finance Limited's ability to attract institutional investment and leverage debt markets for its funding needs. The raised capital is expected to support the company's lending activities and overall business growth.

For investors and market observers, this development signals Manba Finance's proactive approach to capital management and its commitment to exploring diverse funding avenues to fuel its expansion plans.

As the financial services landscape continues to evolve, Manba Finance Limited's strategic financial moves, such as this NCD issuance, position it well to capitalize on market opportunities and strengthen its foothold in the industry.