LIC Housing Finance Reports 25% YoY Profit Surge in Q4, Driven by Lower Provisions

1 min read     Updated on 16 May 2025, 05:59 AM
scanxBy ScanX News Team
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Overview

LIC Housing Finance announced strong Q4 results with net profit rising 25% to ₹1,368.00 crore. Total loan disbursements increased 5% to ₹19,156.00 crore, with individual home loans reaching ₹15,383.00 crore. The outstanding loan book grew 7% to ₹3,07,732.00 crore. The profit growth was primarily driven by a significant reduction in provisions.

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*this image is generated using AI for illustrative purposes only.

LIC Housing Finance , a prominent player in the Indian housing finance sector, has announced its financial results for the fourth quarter, showcasing strong growth in both profit and revenue.

Impressive Profit Growth

LIC Housing Finance reported a significant increase in its net profit for the fourth quarter. The company's bottom line rose to ₹1,368.00 crore, marking a substantial year-over-year growth of 25% from the same quarter of the previous year. This impressive growth was primarily driven by a sharp reduction in provisions.

Loan Disbursements and Portfolio Growth

The company's total loan disbursements rose by 5% year-over-year to ₹19,156.00 crore. Notably, individual home loans grew to ₹15,383.00 crore, indicating a strong focus on the retail segment. LIC Housing Finance's outstanding loan book expanded by 7% to reach ₹3,07,732.00 crore, demonstrating steady portfolio growth.

Financial Highlights

Metric Q4 Amount YoY Change
Net Profit ₹1,368.00 crore +25%
Total Loan Disbursements ₹19,156.00 crore +5%
Outstanding Loan Book ₹3,07,732.00 crore +7%

Conclusion

The robust financial performance of LIC Housing Finance in the fourth quarter, characterized by substantial profit growth, increased loan disbursements, and an expanding loan book, indicates the company's strong position in the housing finance market. The significant reduction in provisions suggests improved asset quality management, which could contribute to future profitability.

As the company continues to focus on individual home loans and maintains steady growth in its loan portfolio, it appears well-positioned in India's housing finance sector.

Historical Stock Returns for LIC Housing Finance

1 Day5 Days1 Month6 Months1 Year5 Years
-0.14%-1.01%-2.51%+13.32%-23.53%+119.99%
LIC Housing Finance
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LIC Housing Finance: Q4 Profit Rises 25%, Meets Estimates

1 min read     Updated on 15 May 2025, 07:30 PM
scanxBy ScanX News Team
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Overview

LIC Housing Finance has reported a strong Q4 performance with net profit rising 25% year-over-year to ₹1,368.00 crore. Revenue increased by 5% to ₹7,283.00 crore. The company has recommended a dividend of ₹10.00 per equity share.

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*this image is generated using AI for illustrative purposes only.

LIC Housing Finance , a prominent player in the Indian housing finance sector, has announced its financial results for the fourth quarter, showcasing a significant improvement in its bottom line. The company has also recommended a dividend for its shareholders.

Q4 Performance Highlights

Metric Value Change
Net Profit ₹1,368.00 crore 25% increase YoY
Revenue ₹7,283.00 crore 5% increase YoY

LIC Housing Finance has reported a robust performance for the fourth quarter, with its net profit surging to ₹1,368.00 crore. This represents a substantial 25% increase compared to the same quarter of the previous year. The company's strong bottom-line growth demonstrates its ability to enhance profitability in a competitive market environment.

Revenue Growth

The company's total income for Q4 stood at ₹7,283.00 crore, marking a 5% increase from the corresponding quarter of the previous year. This growth in revenue indicates a steady expansion of LIC Housing Finance's business operations and market presence.

Dividend Announcement

In a move that will likely be welcomed by shareholders, LIC Housing Finance has recommended a dividend of ₹10.00 per equity share. This announcement reflects the company's commitment to delivering value to its investors and its confidence in its financial position.

Conclusion

The financial results demonstrate LIC Housing Finance's resilience and its ability to maintain strong profitability. The year-over-year growth in both revenue and net profit suggests that the company's strategic initiatives and market positioning are yielding positive results.

As one of the key players in India's housing finance sector, LIC Housing Finance's performance can be seen as an indicator of the overall health of the housing loan market. The company's ability to grow its revenue, significantly increase its profit, and offer a dividend reflects positively on its operational efficiency and market strategy.

Historical Stock Returns for LIC Housing Finance

1 Day5 Days1 Month6 Months1 Year5 Years
-0.14%-1.01%-2.51%+13.32%-23.53%+119.99%
LIC Housing Finance
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