Indus Finance Reports Mixed Q2 Results: Net Profit Dips, Half-Year Performance Improves
Indus Finance Limited, a non-banking financial company, reported a significant decline in Q2 2025 profits with net profit falling 89.70% year-over-year to ₹8.35 crore. Total income decreased by 50.50% to ₹105.18 crore. The sharp drop is attributed to lower income and absence of profit from investment sales. Half-yearly results showed improvement with net profit at ₹25.76 crore. As of September 30, 2025, total assets stood at ₹4,167.39 crore, with loans at ₹2,560.26 crore and investments at ₹931.32 crore. The company's cash position improved to ₹27.71 crore from ₹7.59 crore in March 2025.

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Indus Finance Limited , a non-banking financial company, has reported a mixed set of financial results for the second quarter ended September 30, 2025. The company's performance shows a decline in quarterly profits but an improvement in half-yearly figures.
Quarterly Performance
For Q2 2025, Indus Finance reported:
| Metric | Q2 2025 | Q2 2024 | YoY Change |
|---|---|---|---|
| Net Profit | ₹8.35 | ₹81.40 | -89.70% |
| Total Income | ₹105.18 | ₹212.50 | -50.50% |
| Total Expenses | ₹84.81 | ₹114.60 | -26.00% |
The significant drop in quarterly net profit can be attributed to lower total income and the absence of profit from sale of investments, which contributed ₹107.25 crore in Q2 2024.
Half-Year Results
For the half-year ended September 30, 2025, the company showed improvement:
| Metric | H1 2025 | H1 2024 | YoY Change |
|---|---|---|---|
| Net Profit | ₹25.76 | ₹86.20 | -70.10% |
| Total Income | ₹217.08 | ₹304.17 | -28.60% |
| Total Expenses | ₹167.28 | ₹201.47 | -17.00% |
While the half-yearly net profit is lower than the previous year, it shows a better performance compared to the quarterly results.
Key Financial Metrics
As of September 30, 2025:
- Total Assets: ₹4,167.39 crore (down from ₹4,361.73 crore in March 2025)
- Cash and Cash Equivalents: ₹27.71 crore (up from ₹7.59 crore in March 2025)
- Loans: ₹2,560.26 crore
- Investments: ₹931.32 crore
Management Commentary
The Board of Directors approved these results at their meeting held on November 7, 2025. The company operates in a single segment, and the financial results have been prepared in accordance with Indian Accounting Standards (Ind AS).
Auditor's Review
B N Misra & Co, Chartered Accountants, conducted a limited review of the financial results. They found no material misstatements and confirmed that the results comply with applicable accounting standards and SEBI regulations.
Indus Finance Limited's mixed results reflect the challenging environment in the financial sector. While the company has seen a significant drop in quarterly profits, the improvement in cash position and reduction in expenses indicate efforts to strengthen its financial standing.
Historical Stock Returns for Indus Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.78% | +4.15% | +15.47% | +44.78% | +54.38% | +583.02% |




























