Indian Bank Reports Robust 12% Growth in Deposits and 12.9% Surge in Advances
Indian Bank announced significant growth in key financial metrics for the half-year ended September 30, 2025. Total deposits increased by 12% year-over-year to ₹7.76 lakh crore, while gross advances grew by 12.9% to ₹6.22 lakh crore. The bank's total business expanded by 12.4% to ₹13.98 lakh crore. The RAM (Retail, Agriculture, and MSME) portfolio showed exceptional growth of 16.3%. Savings Bank deposits rose by 6.4%, and Current Account deposits grew by 13.9%. The bank also announced a new team of Statutory Central Auditors for the limited review of its financial results.

*this image is generated using AI for illustrative purposes only.
Indian Bank , a prominent public sector lender, has announced impressive growth in its key financial metrics for the half-year ended September 30, 2025. The bank's performance demonstrates strong momentum in both its deposit base and lending activities.
Deposit and Advance Growth
Indian Bank reported a significant increase in its total deposits, which grew by 12% year-over-year to reach ₹7.76 lakh crore. This growth in deposits indicates strong customer confidence and the bank's ability to attract funds effectively.
Simultaneously, the bank's gross advances exhibited a robust expansion of 12.9% year-over-year, reaching ₹6.22 lakh crore. This growth in lending activities suggests a healthy demand for credit and the bank's proactive approach in meeting the financial needs of its customers.
Business Segments Performance
The bank's total business, which combines deposits and advances, grew by 12.4% year-over-year, amounting to ₹13.98 lakh crore. This overall growth reflects the bank's strong performance across its various business segments.
Notably, Indian Bank's RAM (Retail, Agriculture, and MSME) portfolio, focusing on domestic lending, showed exceptional growth of 16.3% year-over-year, reaching ₹3.78 lakh crore. This performance underscores the bank's commitment to supporting key sectors of the Indian economy.
Deposit Composition
Breaking down the deposit growth, Indian Bank reported:
- Savings Bank (SB) deposits increased by 6.4% to ₹2.48 lakh crore
- Current Account (CA) deposits grew by an impressive 13.9% to ₹0.41 lakh crore
The substantial growth in current account deposits is particularly noteworthy, as it typically represents a stable and low-cost source of funds for the bank.
Financial Highlights
Particulars (in ₹ Lakh Crore) | 30.09.2025 (Provisional)* | 30.09.2024 | Y-o-Y Growth (%) |
---|---|---|---|
Total Business | 13.98 | 12.44 | 12.40 |
Total Deposits | 7.76 | 6.93 | 12.00 |
Gross Advances | 6.22 | 5.51 | 12.90 |
RAM (Domestic) | 3.78 | 3.25 | 16.30 |
*Subject to review by the Statutory Central Auditors of the Bank.
Auditor Update
In a separate announcement, Indian Bank informed that the limited review of its financial results for the quarter and half-year ended September 30, 2025, will be conducted by a new team of Statutory Central Auditors (SCAs). The new team comprises:
- M/s S Singhal & Co., Chartered Accountants, Jaipur
- M/s G Balu Associates LLP, Chartered Accountants, Chennai
- M/s Dass Gupta & Associates, Chartered Accountants, New Delhi
- M/s Arun K Agarwal & Associates, Chartered Accountants, New Delhi
M/s Kailash Chand Jain & Co., Chartered Accountants, Mumbai, has completed its term as the bank's SCA.
Indian Bank's strong performance across key metrics reflects its resilience and strategic focus on growth. The double-digit increase in both deposits and advances positions the bank well for continued expansion in the Indian banking sector.
Historical Stock Returns for Indian Bank
1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
---|---|---|---|---|---|
-1.82% | +4.07% | +10.25% | +38.82% | +39.83% | +1,188.55% |