HDFC Bank , one of India's leading private sector banks, has announced a final dividend of Rs 22 per equity share for the financial year 2025, alongside reporting a solid growth in its fourth-quarter profits.

Dividend Announcement

The bank has declared a final dividend of Rs 22 per equity share for FY25. Shareholders should note the following key dates:

• Record Date: June 27, 2025
• Payment Date: On or after August 11, 2025

The dividend payout is subject to shareholder approval at the upcoming Annual General Meeting (AGM).

Q4 FY25 Financial Performance

HDFC Bank has reported a robust financial performance for the fourth quarter of FY25:

• Net Profit: Rs 17,616.14 crore, up 6.7% year-on-year (YoY)
• Total Revenue: Rs 120,268.70 crore, an increase of 7.2% compared to the previous quarter
• Net Interest Income (NII): Rs 39,793.10 crore (calculated as Interest Income minus Interest Expense)

Key Financial Metrics

Operational Highlights

• The bank's Other Income saw a significant rise of 23.33% quarter-on-quarter, reaching Rs 33,489.40 crore.
• Operating Expenses increased by 15.50% compared to the previous quarter, totaling Rs 47,709.20 crore.
• The Operating Profit Margin (OPM) stood at 45.02%, showing a decline from 51.43% in the previous quarter.

Annual Performance FY25

For the full fiscal year 2025, HDFC Bank demonstrated strong growth across key financial parameters:

• Total Revenue: Rs 407,994.80 crore, a substantial increase of 99.35% compared to FY24
• Net Profit: Rs 65,446.50 crore, up by 41.82% year-on-year
• Earnings Per Share (EPS): Rs 90.42, showing a growth of 9.41% from the previous year

The bank's robust performance in FY25 reflects its strong market position and effective strategies in navigating the dynamic banking landscape. The significant revenue growth and improved profitability metrics underscore HDFC Bank's resilience and ability to capitalize on market opportunities.

As HDFC Bank continues to deliver solid financial results, shareholders can look forward to the proposed dividend, subject to approval at the upcoming AGM. The bank's consistent performance and shareholder rewards reaffirm its position as a key player in India's banking sector.

HDFC Bank , one of India's leading private sector banks, has recently made headlines with two significant announcements: the resignation of its Chief Human Resources Officer and the release of its fourth-quarter financial results.

CHRO Resignation

HDFC Bank has clarified that the resignation of Vinay Razdan, the bank's Chief Human Resources Officer, is a personal decision and is not connected to any allegations of Corporate Social Responsibility (CSR) fund diversion. The bank emphasized this point to address any potential speculation or misconceptions that might arise from the timing of the resignation.

Key points regarding the resignation:

• Vinay Razdan's resignation will be effective from June 18, 2025.
• The decision is described as personal, with no link to CSR fund diversion allegations.
• HDFC Bank has made this clarification to maintain transparency with its stakeholders.

Strong Q4 Financial Performance

In addition to the news about the CHRO's resignation, HDFC Bank has reported robust financial results for the fourth quarter. The bank's performance shows significant year-over-year growth in key financial metrics.

Financial highlights for Q4:

The bank's financial results demonstrate:

• A solid increase in net profit, growing by 6.70% compared to the same quarter in the previous year.
• Impressive growth in Net Interest Income (NII), which rose by 10.30% year-over-year.

These figures indicate HDFC Bank's continued strong performance and its ability to generate higher profits and interest income despite challenging market conditions.

The bank's ability to maintain growth in both net profit and NII suggests effective management of its core banking operations and lending activities. This performance is likely to be viewed positively by investors and market analysts, as it demonstrates the bank's resilience and consistent financial health.

As HDFC Bank navigates through these organizational changes and continues to deliver strong financial results, stakeholders will be keen to observe how the bank maintains its growth trajectory and addresses any challenges in the coming quarters.