Gilada Finance & Investments Reports Q3 FY26 Profit of ₹60.27 Lakhs, Allots NCDs Worth ₹18 Lakhs
Gilada Finance & Investments Ltd reported Q3 FY26 net profit of ₹60.27 lakhs, up 20.6% from ₹49.97 lakhs in Q3 FY25. Revenue from operations grew to ₹190.50 lakhs from ₹170.61 lakhs year-on-year. The company also allotted 18 Non-Convertible Debentures worth ₹18.00 lakhs on private placement basis with interest rates ranging from 11.25% to 12.25% per annum. Nine-month performance showed total income of ₹553.64 lakhs and net profit of ₹171.83 lakhs.

*this image is generated using AI for illustrative purposes only.
Gilada Finance & Investments Ltd, a BSE-listed NBFC company, announced its unaudited financial results for the quarter ended December 31, 2025, during a Board meeting held on February 14, 2026. The company reported a net profit of ₹60.27 lakhs for Q3 FY26, demonstrating solid performance in the current fiscal year.
Financial Performance Overview
The company's financial results for Q3 FY26 showed improvement across key metrics compared to the corresponding quarter of the previous year. Revenue from operations reached ₹190.50 lakhs, while total income including other income stood at ₹195.91 lakhs for the quarter.
| Financial Metric | Q3 FY26 | Q3 FY25 | Q2 FY26 | Change (YoY) |
|---|---|---|---|---|
| Revenue from Operations | ₹190.50 lakhs | ₹170.61 lakhs | ₹172.88 lakhs | +11.7% |
| Other Income | ₹5.41 lakhs | ₹1.93 lakhs | ₹14.24 lakhs | +180.3% |
| Total Income | ₹195.91 lakhs | ₹175.54 lakhs | ₹187.12 lakhs | +11.6% |
| Net Profit | ₹60.27 lakhs | ₹49.97 lakhs | ₹57.17 lakhs | +20.6% |
Expense Analysis
Total expenses for the quarter amounted to ₹115.37 lakhs compared to ₹108.75 lakhs in Q3 FY25. The major expense categories included employee benefits expenses of ₹35.47 lakhs, finance costs of ₹31.63 lakhs, and other expenses of ₹38.58 lakhs.
Nine-Month Performance
For the nine months ended December 31, 2025, Gilada Finance & Investments reported strong performance with total income of ₹553.64 lakhs and net profit of ₹171.83 lakhs, compared to ₹526.94 lakhs and ₹159.89 lakhs respectively in the corresponding period of the previous year.
NCD Allotment Details
The Board approved and allotted 18 Non-Convertible Debentures on a private placement basis with a total value of ₹18.00 lakhs. The allotment was completed on February 14, 2026, with the following structure:
| NCD Details | Specification |
|---|---|
| Date of Allotment | February 14, 2026 |
| Type of Security | Non-Convertible Debentures |
| Face Value | ₹1.00 lakh each |
| Total Amount | ₹18.00 lakhs |
The NCDs were issued with different terms: 1 NCD worth ₹1 lakh at 11.25% per annum for 367 days, and 17 NCDs worth ₹17 lakhs at 12.25% per annum for 24 months.
Earnings Per Share
The company reported earnings per share of ₹0.43 for Q3 FY26, compared to ₹0.35 in Q3 FY25. The equity share capital remained constant at ₹702.46 lakhs with a face value of ₹2 per share. For the nine-month period, the EPS stood at ₹1.22 compared to ₹1.14 in the previous year.
Historical Stock Returns for Gilada Finance & Investments
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.62% | -5.22% | -3.30% | +8.49% | +15.38% | +22.39% |




























