Equitas Small Finance Bank has formally notified stock exchanges about its upcoming board meeting and earnings call to discuss Q3FY26 financial performance. The bank issued the notification on January 12, 2026, under SEBI regulations to keep investors informed about key corporate developments.

Board Meeting and Financial Results

The bank's board of directors will convene on January 29, 2026, to consider and approve unaudited financial results for the quarter and nine months ended December 31, 2025. This meeting follows standard regulatory requirements under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Earnings Call Schedule

Equitas Small Finance Bank will host an earnings call with investors and analysts on January 30, 2026, at 11:00 AM. The call will focus on discussing the bank's financial performance for Q3FY26 and the nine-month period.

The bank has provided multiple dial-in options for participants:

• Universal Dial-in: +91 22 6280 1102, +91 22 7115 8003
• India National Toll Free: 1 800 120 1221
• International Access: Hong Kong (800964448), Singapore (8001012045), UK (08081011573), USA (18667462133)

Trading Window Restrictions

As per previous communication dated December 26, 2025, the trading window for designated persons and their immediate relatives remains closed from January 1, 2026. The window will reopen on February 2, 2026, following the completion of financial result announcements and related procedures.

Corporate Communication

The notification was signed by N Ramanathan, Company Secretary, and submitted to both National Stock Exchange of India Limited (Symbol: EQUITASBNK) and BSE Limited (Scrip Codes: 543243, 976218 & 976979). This communication ensures compliance with regulatory disclosure requirements and maintains transparency with stakeholders regarding significant corporate events.

Equitas Small Finance Bank has delivered robust operational performance in Q3 FY26, with gross advances reaching ₹43,269 crores, marking a significant 10.6% quarter-on-quarter growth and 15.86% year-on-year expansion. The bank's strong lending momentum was driven by exceptional disbursement activity and improved operational metrics across key business segments.

Strong Disbursement Performance Drives Growth

The bank's impressive gross advances growth was supported by robust disbursements totaling ₹6,557 crores during Q3 FY26. This disbursement performance represents a substantial 22% quarter-on-quarter increase and 28% year-on-year growth, demonstrating the bank's ability to capitalize on market opportunities and maintain healthy lending momentum.

Improved Asset Quality and Collection Efficiency

The bank demonstrated significant improvement in asset quality metrics during Q3 FY26. The microfinance and micro loans segment showed remarkable recovery with 1-90 DPD reducing to 2.77% in December from 8.45% in April. Collection efficiency in the X bucket improved to 90.61% in December, reflecting enhanced operational management and customer engagement strategies.

Strategic Asset Management and Portfolio Optimization

During the quarter, the bank completed strategic asset management transactions, including the sale of NPA assets worth ₹55 crores and technical written-off assets of ₹294 crores to Asset Reconstruction Companies. The bank's advances mix as of December 31 shows 88% secured loans and 12% unsecured microfinance and micro loans, indicating a balanced risk profile.

Regional Performance and Credit Quality

The Small Business Loan segment showed notable improvement, particularly in Karnataka, where net slippages decreased significantly to 4.61% in Q3 FY26 from 8.19% in Q2 FY26. Overall net slippages in the SBL segment improved to 1.47% in Q3 FY26, demonstrating enhanced credit risk management across regions.