DhanSafal Finserve Limited , formerly known as Luharuka Media & Infra Limited, announced strong financial and operational results for the quarter ended December 31, 2025. The Reserve Bank of India-registered Non-Banking Financial Company reported exceptional growth across key performance metrics, driven by sustained demand for secured retail MSME loans and disciplined underwriting standards.

Financial Performance Highlights

The company delivered robust financial performance during Q3 FY26, with significant growth across all major metrics compared to the corresponding period in the previous year.

Assets Under Management reached ₹80.46 crore, reflecting exceptional 141% growth from ₹33.20 crore in the previous year. This substantial increase was driven by strong demand for secured Loans Against Property among MSMEs, traders, and self-employed borrowers. Revenue from operations demonstrated remarkable growth of 185%, rising to ₹8.59 crore from ₹3.01 crore, supported by portfolio expansion and improved yields.

Operational Expansion and Market Presence

DhanSafal Finserve has established a strong operational footprint across four key states, demonstrating strategic market expansion. The company operates from nine strategic locations spanning Maharashtra, Rajasthan, Madhya Pradesh, and Uttar Pradesh.

The company now serves over 700 active customers, predominantly from the MSME and retail self-employed segments. Loan disbursements increased significantly during the period, reflecting strong customer demand and efficient operational execution across its network.

Strategic Growth Initiatives

The management has outlined comprehensive growth strategies focused on expansion, technology enhancement, and market penetration. Key strategic priorities include:

• Expanding the branch network to key upcoming locations
• Launching smaller-ticket and tenure loan products for mass-market customer segments
• Advancing Loan Origination System and Loan Management System automation
• Strengthening the capital base with greater focus on debt financing
• Enhancing brand visibility and marketing efforts to attract quality leads

Company Profile and Market Position

DhanSafal Finserve Limited positions itself strategically between organized banking institutions and informal lenders, providing accessible, transparent, and customer-centric credit solutions. The company specializes in retail financial services with strong focus on MSME lending, including Loans Against Property for business expansion and working capital requirements. Through ethical practices, innovative digital platforms, and customer-first approach, the company aims to promote financial inclusion and economic empowerment across India.

Dhansafal Finserve Limited, a listed NBFC, has announced its unaudited financial results for the quarter and half-year ended September 30, 2025, showcasing significant growth in its Assets Under Management (AUM) and a change in its board composition.

Strong Financial Performance

The company reported a robust 60% growth in AUM, reaching ₹69.79 crore as of September 30, 2025, up from ₹43.50 crore on March 31, 2025. This growth was primarily driven by sustained demand for secured retail loans. Fresh loan disbursements during the half-year stood at ₹33.02 crore, further solidifying Dhansafal Finserve's position in the retail lending segment.

Key Financial Highlights

The company's net worth increased significantly to ₹61.73 crore as of September 30, 2025, compared to ₹43.49 crore on March 31, 2025. This growth was supported by capital infusion and healthy retained earnings. Interest income also surged by 164%, rising from ₹1.80 crore to ₹4.75 crore year-over-year.

Expansion of Operations

Dhansafal Finserve has expanded its geographical footprint and now operates from nine locations across four states: Maharashtra, Rajasthan, Madhya Pradesh, and Uttar Pradesh. The company's presence includes key cities such as Mumbai, Pune, Nagpur, Nanded, Jaipur, Udaipur, Indore, Pithampur, and Agra.

Customer Base and Focus

The company reports serving over 500 customers, predominantly from the retail segment. This includes small traders, micro-industrialists, service providers, and rural entrepreneurs, aligning with Dhansafal Finserve's mission to expand financial inclusion by providing formal credit access to underserved borrowers.

Board Changes

In a separate announcement, Dhansafal Finserve disclosed the resignation of Mr. Devendra Lal Thakur (DIN: 00392511) as a Non-Executive Independent Director, effective from the close of business hours on November 14, 2025. Mr. Thakur cited pre-occupation and personal commitments as reasons for his departure.

Management Commentary

Ankur Agrawal, Managing Director of Dhansafal Finserve, stated, "Our strong performance this quarter reflects the growing demand for our retail lending products and our successful expansion into new markets. We remain committed to bridging the gap between traditional banking and underserved communities, driving financial inclusion across India."

The company's focus on ethical practices, innovative digital platforms, and a customer-first approach continues to drive its growth strategy in the competitive NBFC sector.