Ceejay Finance Limited has reported robust financial performance for the third quarter of FY26, with net profit surging 47.35% year-on-year. The company announced its unaudited financial results for the quarter and nine months ended December 31, 2025, following board approval on February 06, 2026.

Strong Quarterly Performance

The company delivered impressive profitability growth in Q3FY26, with key financial metrics showing substantial improvement over the previous year.

Despite a decline in total income, the company's profitability improved significantly due to effective expense management. Total expenses decreased by 17.78% to ₹450.95 lakhs compared to ₹548.44 lakhs in the same quarter last year.

Nine-Month Financial Overview

For the nine-month period ended December 31, 2025, Ceejay Finance maintained steady growth across key performance indicators.

Interest income, which forms the core revenue stream, grew by 5.02% to ₹1,974.98 lakhs during the nine-month period, reflecting the company's expanding lending operations.

Expense Analysis

The company's expense structure showed mixed trends across different categories during Q3FY26:

• Finance Costs: Decreased to ₹106.48 lakhs from ₹114.61 lakhs in Q3FY25
• Employee Benefits: Remained stable at ₹114.65 lakhs compared to ₹115.99 lakhs
• Other Expenses: Significantly reduced to ₹144.46 lakhs from ₹203.60 lakhs
• Impairment of Financial Instruments: Decreased to ₹74.48 lakhs from ₹103.10 lakhs

Earnings Per Share and Capital Structure

The company's earnings per share (EPS) for Q3FY26 stood at ₹4.88, compared to ₹3.31 in the corresponding quarter of the previous year. For the nine-month period, EPS reached ₹16.25 versus ₹15.09 in the previous year. The paid-up equity share capital remained unchanged at ₹345.00 lakhs with a face value of ₹10 per share.

Regulatory Compliance and Governance

The financial results were reviewed by the Audit Committee and approved by the Board of Directors on February 06, 2026. The results have been prepared in accordance with Indian Accounting Standards (Ind AS) and SEBI guidelines. The company's auditors, Kantilal Patel & Co., provided a clean review report with no material concerns regarding the financial statements. As a Non-Banking Financial Company, Ceejay Finance continues to comply with RBI regulations and maintains adequate impairment allowances under Ind AS 109.

Ceejay Finance Limited, a Gujarat-based financial services company, has made significant announcements following its recent board meeting. The company's Board of Directors convened on August 12, 2025, at its registered office, making key decisions that impact its governance and financial reporting.

Quarterly Financial Results Approved

The board meeting, which lasted from 3:00 PM to 4:45 PM IST, saw the approval of the company's unaudited financial results for the quarter ended June 30, 2025. These results, accompanied by a Limited Review Report from the company's auditors, have been submitted to the BSE Limited as per regulatory requirements.

New Independent Director Appointed

In a move to strengthen its leadership, Ceejay Finance has appointed Mrs. Prachi Nikunj Patel as an Additional Director in a non-executive and independent capacity. The appointment, effective from August 12, 2025, is for a term of five years, subject to shareholder approval at the upcoming Annual General Meeting.

Profile of the New Director

Mrs. Patel brings a wealth of experience to her new role:

• Educational Background: BBA in Finance from the University of Central Florida, United States
• Current Role: Trustee of NES Trusts since April 2019
• Experience: Over 6 years in Education, Social, and Finance sectors
• Expertise: Contributed extensively to diverse cultures and multiple functions within the Education and Social Sector

Regulatory Compliance

The company has made these announcements in compliance with various regulations, including:

• Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
• SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023

These developments signify Ceejay Finance's commitment to transparent governance and timely financial reporting. The appointment of Mrs. Patel as an independent director also aligns with corporate governance best practices, potentially bringing fresh perspectives to the company's board. Her diverse experience in education, social sectors, and finance could contribute to Ceejay Finance's strategic direction in the coming years.