Bank of Baroda has formally notified stock exchanges about an upcoming Board of Directors meeting scheduled for January 30, 2025. The meeting will focus on reviewing and approving the bank's quarterly financial performance for Q3 FY 2025-26.

Board Meeting Details

The board meeting will take place at Bank of Baroda's Corporate Office in Bandra Kurla Complex (BKC), Mumbai. The primary agenda includes consideration and approval of unaudited standalone and consolidated financial results along with relevant segment reporting.

Financial Results Coverage

The board will review comprehensive financial data covering multiple reporting formats. The results will encompass both standalone and consolidated financial statements for the quarter ended December 31, 2025. Additionally, the board will examine nine-month cumulative results for the same period, providing a broader perspective on the bank's financial performance.

Regulatory Compliance

Bank of Baroda has issued this notice in compliance with Regulation 29(2) and 50 of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015. The notification was communicated to both BSE Limited and National Stock Exchange of India Limited on January 19, 2026.

Trading Window Schedule

In accordance with insider trading regulations, the bank has provided specific guidance on trading window timelines. The trading window, which closed on October 1, 2025, will reopen for trading effective February 2, 2026. This schedule aligns with the Bank of Baroda Codes of Fair Disclosure and Conduct, read with SEBI (Prohibition of Insider Trading) Regulations, 2015.

The notification was signed by S Balakumar, Company Secretary, ensuring proper authorization and compliance with corporate governance requirements.

Bank of Baroda has announced its revised marginal cost of funds based lending rate (MCLR) structure effective January 12, 2026, maintaining the overnight rate at 7.80% while making selective adjustments across different tenures. The announcement was communicated through a regulatory filing to BSE and NSE on January 9, 2026.

MCLR Rate Structure

The bank's MCLR rates across various tenures reflect a mixed approach to rate adjustments:

The six-month MCLR experienced the only adjustment, declining by 10 basis points from 8.60% to 8.50%, while all other tenure rates remained stable.

Recent Financial Performance

In October 2025, Bank of Baroda reported its second quarter fiscal year results, showing net profit of ₹4,809 crore, representing an 8% decline from the previous period. Despite the profit decline, the bank achieved 3% growth in net interest income during the quarter.

The bank demonstrated improved asset quality with gross non-performing assets falling to 2.16% from 2.28% sequentially, while net NPAs eased to 0.57% from 0.60%.

Strategic Business Developments

Bank of Baroda has been actively involved in significant financing initiatives. On December 17, 2025, the bank underwrote a $500 million foreign currency loan for OOIL, the ONGC Videsh subsidiary, at GIFT City IFSC to support global expansion and overseas operations.

Additionally, in a report dated January 2, 2026, Bank of Baroda highlighted investment trends showing Andhra Pradesh emerging as India's top investment destination, capturing 25.3% of proposed capital in the first nine months of 2025. The analysis revealed that 51.2% of India's total proposed capital investment is concentrated in three states: Andhra Pradesh, Odisha, and Maharashtra.

Market Performance

Bank of Baroda's share price closed at ₹300.50 on NSE on January 9, 2026, gaining ₹0.95 or 0.32% for the trading session. The MCLR announcement follows the bank's continued focus on balancing competitive lending rates with maintaining healthy margins across its loan portfolio.