Bajaj Finserv Limited , a leading financial services company, has announced strong financial results for the fourth quarter and full year ended March 31, 2025. The company demonstrated resilient performance across its diverse business segments, showcasing growth in revenue and profitability.

Q4 FY2025 Highlights

• Consolidated revenue increased by 14% to ₹36,595.00 crore, compared to ₹32,042.00 crore in Q4 FY2024.
• Consolidated profit after tax (PAT) grew by 14% to ₹2,417.00 crore, up from ₹2,119.00 crore in the same quarter last year.
• The company's insurance businesses, Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance, contributed significantly to the overall performance.

FY2025 Performance

For the full fiscal year 2025, Bajaj Finserv reported:

• Consolidated revenue of ₹1,33,821.00 crore, marking a 21% increase from ₹1,10,383.00 crore in FY2024.
• Consolidated profit after tax rose by 9% to ₹8,872.00 crore, compared to ₹8,148.00 crore in the previous year.
• The company's net worth (consolidated) stood at ₹72,395.00 crore, up by 20% from ₹60,329.00 crore at the end of FY2024.

Segment-wise Performance

Bajaj Finance Limited

• Bajaj Finance, the lending arm of Bajaj Finserv, reported a 24% increase in revenue to ₹18,469.00 crore for Q4 FY2025.
• The Assets Under Management (AUM) grew by 26% to ₹4,16,661.00 crore as of March 31, 2025.
• The company's customer franchise expanded to 10.18 crore, a 22% increase from the previous year.

Bajaj Allianz General Insurance Company (BAGIC)

• BAGIC's Gross Written Premium (GWP) for Q4 FY2025 decreased by 13% to ₹4,326.00 crore, primarily due to changes in accounting regulations and timing variances in crop and government health business bookings.
• The Combined Ratio stood at 104.80% in Q4 FY2025, compared to 101.60% in Q4 FY2024.
• Profit after tax for Q4 FY2025 was ₹363.00 crore, a slight decrease from ₹380.00 crore in the same quarter last year.

Bajaj Allianz Life Insurance Company (BALIC)

• BALIC's Gross Written Premium for Q4 FY2025 increased by 13% to ₹9,237.00 crore.
• The company's Assets Under Management (AUM) grew by 13% to ₹1,23,734.00 crore as of March 31, 2025.
• New Business Value (VNB) for Q4 FY2025 increased by 14% to ₹549.00 crore, with a New Business Margin of 22.10%.

Dividend Announcement

The Board of Directors has recommended a dividend of ₹1.00 per equity share (100%) of face value of ₹1.00 for the financial year ended March 31, 2025, subject to shareholders' approval at the upcoming Annual General Meeting.

Management Commentary

While specific management quotes were not provided, the company's performance reflects its strong market position and diversified business model. The growth across various segments, particularly in lending and insurance, demonstrates Bajaj Finserv's resilience in a dynamic financial services landscape.

Future Outlook

Bajaj Finserv continues to focus on sustainable growth and profitability across its business segments. The company's robust financial position, expanding customer base, and innovative product offerings position it well for future growth in the Indian financial services sector.

Note: All financial figures are in Indian Rupees (₹) and are based on the company's regulatory filings.

Bajaj Finserv , a leading financial services company, has announced its fourth-quarter results for the fiscal year 2024-25, showcasing robust growth and a dividend payout for shareholders.

Financial Performance

Bajaj Finserv reported a 14% increase in Q4 FY25 consolidated net profit to ₹2,417.00 crore, up from ₹2,120.00 crore in the same period last year. The company's total income rose to ₹35,596.00 crore for the quarter.

Key Financial Metrics

Dividend Announcement

The company has declared a 100% dividend of ₹1.00 per share for the financial year ended March 31, 2025. This dividend will be subject to shareholder approval at the upcoming Annual General Meeting.

Annual Performance

For the full fiscal year 2024-25, Bajaj Finserv demonstrated strong financial results:

• Total income reached ₹1,33,822.00 crore.
• Net profit for the year increased by 9.00% to ₹8,872.00 crore.

Conclusion

With its robust financial performance and strategic dividend payout, Bajaj Finserv continues to strengthen its position in the financial services sector. The company's consistent growth in revenue and profitability underscores its resilience and effective business strategies in a dynamic market environment.