Bajaj Finance , one of India's leading non-banking financial companies (NBFCs), has reported impressive growth figures for the first quarter of fiscal year 2026. The company's performance highlights its continued momentum in expanding its customer base and assets under management (AUM).

Strong AUM Growth

Bajaj Finance witnessed a substantial 25% year-on-year (YoY) increase in its Assets Under Management (AUM), reaching ₹4.41 lakh crore as of June 30, 2025. This growth underscores the company's ability to expand its loan portfolio significantly in a competitive market.

Expanding Customer Base

The NBFC's customer acquisition strategy appears to be yielding positive results. Bajaj Finance's customer base grew to 106.51 million, with the addition of 4.69 million new customers in Q1FY26. This expansion in the customer base indicates the company's strong market presence and its ability to attract new borrowers.

Surge in New Loan Bookings

Demonstrating robust demand for its financial products, Bajaj Finance reported a 23% YoY increase in new loan bookings. The company booked 13.49 million new loans during the quarter, reflecting healthy credit demand and the company's ability to capitalize on market opportunities.

Deposit Book Growth

Bajaj Finance's deposit book also showed solid growth, expanding by 15% YoY to reach ₹72,100 crore. This growth in deposits suggests increasing trust among depositors and provides the company with a stable source of funds for its lending activities.

Financial Performance Overview

Bajaj Finance's quarterly performance demonstrates its strong position in the NBFC sector, with significant growth across key metrics. The company's ability to expand its AUM, customer base, and loan bookings while also growing its deposit book indicates a well-rounded and robust business model. As the financial year progresses, market observers will be keen to see if Bajaj Finance can maintain this growth trajectory in the face of evolving economic conditions and competitive pressures in the financial services sector.

Bajaj Finance , one of India's leading non-banking financial companies (NBFCs), has reported impressive growth across key financial metrics for the first quarter, showcasing the company's strong performance in the lending and deposit-taking segments.

Surge in New Loans

The company witnessed a substantial 23.00% increase in new loans, indicating a growing demand for its financial products and services. This surge in loan disbursements suggests a positive trend in consumer borrowing and could potentially translate to higher interest income for Bajaj Finance in the coming quarters.

Deposit Growth

Bajaj Finance's deposit base expanded by 15.00% year-over-year as of June 30. This growth in deposits is a testament to the trust and confidence that customers place in the company. A strong deposit base provides a stable source of funding for the NBFC, potentially reducing its reliance on more expensive sources of capital.

Assets Under Management (AUM) Expansion

Perhaps the most notable achievement is the 25.00% increase in Assets Under Management (AUM) as of June 30. This significant growth in AUM indicates that Bajaj Finance is effectively expanding its loan book and managing a larger pool of assets. A higher AUM typically translates to increased revenue potential and market share for financial institutions.

Implications for Bajaj Finance

The reported figures paint a picture of robust performance and expansion across Bajaj Finance's core business areas. The simultaneous growth in new loans, deposits, and AUM suggests that the company is executing well on multiple fronts:

1. Loan Book Expansion: The 23.00% increase in new loans indicates strong demand for Bajaj Finance's lending products.
2. Customer Trust: The 15.00% growth in deposits reflects increasing customer confidence in the company.
3. Market Position: The 25.00% rise in AUM suggests that Bajaj Finance is potentially gaining market share in the competitive NBFC sector.

These positive indicators could position Bajaj Finance well for continued growth and profitability in the coming quarters, subject to broader economic conditions and market dynamics.

While these figures are encouraging, investors and analysts will likely look forward to the full quarterly results for a comprehensive understanding of Bajaj Finance's financial health, including details on revenue, profitability, and asset quality.

Note: All percentage increases are year-over-year as of June 30, as reported by the company.