Aadhar Housing Finance Limited , a leading player in India's affordable housing finance sector, has announced strong financial results for the first quarter of fiscal year 2026, demonstrating robust growth across key metrics.

Financial Highlights

• Assets Under Management (AUM) grew by 22% year-over-year to ₹26,524.00 crore
• Disbursements increased by 32% to ₹1,979.00 crore
• Profit After Tax (PAT) rose by 19% to ₹237.00 crore
• Net worth stood at ₹6,616.00 crore, up 17% from the previous year

Operational Performance

The company's performance in Q1 FY26 reflects its strong position in the affordable housing segment:

• Total number of loan accounts reached over 3,06,000
• Gross Non-Performing Assets (GNPA) stood at 1.34%, a slight increase from 1.31% in the same quarter last year
• Return on Assets (ROA) was 4.0%, compared to 4.1% in Q1 FY25
• Return on Equity (ROE) was 14.7%, down from 15.9% in the previous year

Management Commentary

Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, commented on the results: "We concluded the first quarter of FY26 on a strong note with an AUM of ₹26,524.00 crore, reflecting a YoY growth of 22%. Disbursements remained healthy at ₹1,979.00 crore, up 32% YoY, supported by sustained demand in the affordable housing segment."

Key Developments

• The company received a rating upgrade from CARE for its long-term bank facilities and non-convertible debentures to CARE AA+ from AA, with a stable outlook
• Aadhar Housing Finance expanded its presence by entering Assam with a new branch in Guwahati
• The Reserve Bank of India's recent repo rate cut to 5.50% is expected to enhance affordability for first-time and low-income homebuyers

Market Position

Aadhar Housing Finance continues to strengthen its leadership in the affordable housing segment:

• Operates across 22 states and union territories
• Maintains a network of 591 branches
• Serves over 3,06,000 customers

The company's focus on low-income families, particularly in semi-urban and rural areas, positions it well to capitalize on the growing demand for affordable housing in India.

Outlook

With a robust operational foundation and customer-centric strategy, Aadhar Housing Finance remains well-positioned to continue its growth trajectory. The company is optimistic about the sector's momentum, supported by proactive government measures and rising demand in the affordable housing segment.

As India's housing finance market continues to evolve, Aadhar Housing Finance's strong Q1 FY26 performance demonstrates its ability to navigate the competitive landscape while enabling more families to realize their dream of home ownership.

Aadhar Housing Finance Ltd , a leading player in India's affordable housing finance sector, has announced strong financial results for the first quarter of fiscal year 2026, demonstrating robust growth across key metrics.

Strong AUM and Disbursement Growth

The company reported a significant 22% year-on-year increase in Assets Under Management (AUM), reaching ₹26,524.00 crore as of June 30, 2025, up from ₹21,726.00 crore in the same period last year. This growth was supported by a 32% rise in disbursements, which stood at ₹1,979.00 crore for Q1 FY26.

Profit and Financial Performance

Aadhar Housing Finance's Profit After Tax (PAT) saw a notable 19% year-on-year increase, rising to ₹237.00 crore in Q1 FY26 from ₹200.00 crore in Q1 FY25. The company's net worth grew by 17% to ₹6,616.00 crore, which includes the gross IPO proceeds from a primary infusion of ₹1,000.00 crore.

Key Financial Metrics

Operational Highlights

The company's customer base continued to expand, with the total number of loan accounts reaching over 3,06,000 as of June 30, 2025. Aadhar Housing Finance maintains a strong presence across 22 states and union territories, operating through 591 branches.

Management Commentary

Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, commented on the results: "We concluded the first quarter of FY26 on a strong note with an AUM of ₹26,524.00 crore, reflecting a YoY growth of 22%. Disbursements remained healthy at ₹1,979.00 crore, up 32% YoY, supported by sustained demand in the affordable housing segment."

He also highlighted recent developments, including a rating upgrade from CARE for the company's long-term bank facilities and non-convertible debentures to CARE AA+ from AA, maintaining a stable outlook. Additionally, Aadhar Housing Finance expanded its presence by opening a new branch in Guwahati, Assam.

Market Outlook

The company remains optimistic about the affordable housing finance sector, citing strong momentum supported by proactive government measures and rising demand. A key macro development noted was the RBI's third consecutive repo rate cut, reducing it by 50 basis points to 5.50% in June 2025, which is expected to enhance affordability for first-time and low-income homebuyers.

Aadhar Housing Finance's focus on serving low-income families across 22 states, coupled with its expanding branch network and growing customer base, positions the company well for continued growth in the affordable housing finance sector.

As the company moves forward in FY26, it aims to leverage its robust operational foundation and customer-centric strategy to further its growth trajectory while enabling more families to realize their dream of home ownership.