BitGo Bank and Trust, National Association, an OCC-regulated digital asset trust bank and subsidiary of BitGo Holdings, Inc. (NYSE: BTGO), has launched Lightning Earn. This new offering enables institutional clients to deploy their bitcoin on the Lightning Network, powered by an integration with Amboss Technologies. The initiative provides corporate bitcoin treasury companies and institutional allocators a secure path to participate in Lightning Network infrastructure and capture routing fees.

Lightning Earn allows institutions to deploy bitcoin as liquidity on the Lightning Network. Through BitGo's integration with Amboss's Rails product, participants can earn bitcoin-denominated fees by routing payments across the network and providing liquidity to new payment destinations. BitGo's security controls, operational workflows, and governance infrastructure are designed to support this integration.

BitGo has deployed bitcoin from its own treasury into Amboss Rails. The allocation serves as an expression of confidence in the product and the broader opportunity for institutions to deploy their bitcoin in Lightning Network infrastructure.

"We believe rails gives our clients a credible way to deploy their bitcoin without compromising on custody or governance," said Mike Belshe, CEO and Co-founder of BitGo. "We've allocated a portion of our own treasury to Rails, and we are excited to bring this capability to the institutions we serve."

Jesse Shrader, CEO of Amboss, stated that BitGo's integration of Rails signals that Lightning is fit for institutions. He noted that the capital brought by BitGo and its clients allows Bitcoin to serve instant payments at enterprise scale while capturing the benefits of Lightning's proliferation.

Key Features of Lightning Earn

BitGo Bank & Trust, N.A., an OCC-regulated digital asset trust bank and subsidiary of BitGo Holdings, Inc. (NYSE: BTGO), announced the availability of Aave, Spark, and Tesseract through its integration with Narval's institutional DeFi gateway. The integration enables eligible institutional clients to access approved decentralized finance protocols directly from BitGo qualified custody wallets while maintaining institutional-grade security, governance, and policy-based approval controls. This development allows institutions to participate in onchain financial markets without moving assets outside of their established BitGo qualified custody environment.

The integration utilizes Narval's DeFi Gateway to connect DeFi applications to BitGo's custody and wallet infrastructure. Narval's verification engine decodes transaction details into human-readable form and checks proposed interactions against approved protocols and contract addresses before they reach the signing or custody approval workflow. These controls are designed to reduce blind-signing risk, support policy-based execution, and provide visibility into proposed protocol interactions.

Supported Protocols

The integration supports Aave, Spark, and Tesseract at launch. Aave is a decentralized liquidity protocol enabling users to supply digital assets to earn rewards and borrow against collateral. Spark is an onchain savings and lending protocol designed to provide structured access to stablecoin and ETH-denominated credit markets. Tesseract provides regulated, professionally managed access to onchain earnings through Dedicated Client Vaults built on Fusion by IPOR.

Executive Commentary

"Institutions want access to DeFi, but they need a path that meets their security, governance, and operational requirements," said Mike Belshe, CEO and Co-founder of BitGo. "Our integration with Narval helps clients connect to approved DeFi protocols directly from BitGo custody, combining transaction verification and whitelisting controls with BitGo's regulated custody infrastructure."

"Our mission is to make onchain participation secure and seamless for institutions," said Greg Jessner, CEO and Co-Founder of Narval. "By integrating with BitGo's qualified custody, we're aiming to ensure that clients can access DeFi opportunities without compromising on compliance or security."

Strategic Implications

The integration marks a step in BitGo's efforts to combine regulated custody infrastructure, institutional governance, and secure onchain connectivity. Additional protocols are planned for future availability. BitGo serves thousands of institutions, including financial institutions, exchanges, and platforms, through its global presence and multiple regulated entities.