QGO Finance Limited has successfully completed the redemption of its unlisted unsecured non-convertible debentures, marking the conclusion of a 7-year investment cycle. The company announced the redemption of 100 NCDs worth Rs. 1 crore on March 04, 2026, fulfilling its obligations to debenture holders.

Debenture Details and Timeline

The NCDs were originally allotted on May 18, 2019, through private placement with each debenture carrying a face value of Rs. 1,00,000. The total issue size aggregated to Rs. 1,00,00,000, structured for a 7-year tenure from the date of allotment. The debentures completed their lock-in period on May 16, 2023, after which the NCD holder formally requested redemption.

Redemption Transaction Summary

The company has fulfilled all redemption obligations as per the original terms of issue. The redemption process was completed on March 04, 2026, with both principal and applicable interest amounts transferred to the NCD holder through RTGS on the same date.

Regulatory Compliance

The redemption announcement was made in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has maintained transparency throughout the debenture lifecycle, from initial allotment disclosure to final redemption notification. This regulatory filing ensures all stakeholders are informed about the completion of the debenture obligation and the company's adherence to prescribed disclosure norms.

QGO Finance Limited announced that its board of directors has approved the issuance of Non-Convertible Debentures (NCDs) worth ₹21.75 crore through private placement. The board meeting was held on February 26, 2026, from 10:00 A.M. to 10:10 A.M., where directors considered and approved two separate NCD issuances under SEBI regulations.

Secured NCDs Issuance Details

The company approved the issuance of secured, unlisted, redeemable Non-Convertible Debentures on a private placement basis. The secured NCDs will be issued as Tranche-IV comprising specific parameters designed for eligible investors.

Unsecured NCDs Issuance Framework

The board also approved a larger issuance of unsecured, unlisted, redeemable Non-Convertible Debentures through private placement. These debentures will be issued to eligible investors in one or more tranches as determined by the company.

Regulatory Compliance and Documentation

The company has prepared comprehensive disclosures pursuant to SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/1/3762/2026 dated January 30, 2026. Both NCD issuances will be conducted on a private placement basis rather than preferential allotment, making certain disclosure requirements non-applicable.

The allotment process will follow regulatory guidelines, with the actual allotment date potentially differing from the deemed date of allotment as determined by the board. All benefits relating to the NCDs, including interest payments, will accrue to holders from the deemed date of allotment.

Interest and Redemption Structure

Both secured and unsecured NCDs offer identical interest rates of 12% per annum on a fixed rate basis, with monthly payment schedules. The redemption details will be communicated during the allotment intimation process. The secured NCDs will mature after 84 months, while the unsecured NCDs carry a longer tenure of 9 years.

The company secretary and compliance officer Urmi Mohan Joiser signed the regulatory filing, ensuring proper documentation and dissemination of information to the stock exchange as required under listing regulations.