QGO Finance Limited Approves Issuance of NCDs Worth ₹21.75 Crore Through Private Placement
QGO Finance Limited's board approved NCDs worth ₹21.75 crore on February 26, 2026, comprising secured NCDs of ₹2.00 crore (400 NCDs of ₹50,000 each with 84-month tenure) and unsecured NCDs of ₹19.75 crore (1,975 NCDs of ₹1,00,000 each with 9-year tenure). Both instruments offer 12% annual fixed interest payable monthly through private placement to eligible investors.

*this image is generated using AI for illustrative purposes only.
QGO Finance Limited announced that its board of directors has approved the issuance of Non-Convertible Debentures (NCDs) worth ₹21.75 crore through private placement. The board meeting was held on February 26, 2026, from 10:00 A.M. to 10:10 A.M., where directors considered and approved two separate NCD issuances under SEBI regulations.
Secured NCDs Issuance Details
The company approved the issuance of secured, unlisted, redeemable Non-Convertible Debentures on a private placement basis. The secured NCDs will be issued as Tranche-IV comprising specific parameters designed for eligible investors.
| Parameter: | Details |
|---|---|
| Number of NCDs: | 400 NCDs |
| Face Value: | ₹50,000 each |
| Total Amount: | ₹2,00,00,000 (₹2.00 crore) |
| Interest Rate: | 12% per annum (Fixed Rate) |
| Payment Schedule: | Monthly basis |
| Tenure: | 84 months |
| Security: | First pari passu charge on identified receivables |
| Listing: | No |
Unsecured NCDs Issuance Framework
The board also approved a larger issuance of unsecured, unlisted, redeemable Non-Convertible Debentures through private placement. These debentures will be issued to eligible investors in one or more tranches as determined by the company.
| Parameter: | Details |
|---|---|
| Number of NCDs: | 1,975 NCDs |
| Face Value: | ₹1,00,000 each |
| Total Amount: | ₹19,75,00,000 (₹19.75 crore) |
| Interest Rate: | 12% per annum (Fixed Rate) |
| Payment Schedule: | Monthly basis |
| Tenure: | 9 years |
| Security: | Unsecured |
| Listing: | No |
Regulatory Compliance and Documentation
The company has prepared comprehensive disclosures pursuant to SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/1/3762/2026 dated January 30, 2026. Both NCD issuances will be conducted on a private placement basis rather than preferential allotment, making certain disclosure requirements non-applicable.
The allotment process will follow regulatory guidelines, with the actual allotment date potentially differing from the deemed date of allotment as determined by the board. All benefits relating to the NCDs, including interest payments, will accrue to holders from the deemed date of allotment.
Interest and Redemption Structure
Both secured and unsecured NCDs offer identical interest rates of 12% per annum on a fixed rate basis, with monthly payment schedules. The redemption details will be communicated during the allotment intimation process. The secured NCDs will mature after 84 months, while the unsecured NCDs carry a longer tenure of 9 years.
The company secretary and compliance officer Urmi Mohan Joiser signed the regulatory filing, ensuring proper documentation and dissemination of information to the stock exchange as required under listing regulations.
Historical Stock Returns for QGO Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.84% | +1.22% | +6.90% | -9.78% | -26.82% | +125.56% |


































