Muthoot Capital Services Limited has announced the issuance of Commercial Paper worth ₹50 crores on January 21, 2026, as part of its fundraising activities. The company informed stock exchanges about this development under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Commercial Paper Details

The Commercial Paper issuance carries specific terms and conditions that reflect the company's current market positioning and funding requirements. The instrument has been structured with a 99-day tenure, providing short-term funding flexibility for the company's operations.

Investor and Rating Information

The Commercial Paper has been allotted entirely to Vivriti Alpha Debt Fund, indicating institutional investor confidence in the company's short-term creditworthiness. The instrument carries a CRISIL A1+ rating, which represents the highest degree of safety regarding timely payment of financial obligations and carries the lowest credit risk.

Regulatory Compliance

Muthoot Capital Services Limited has fulfilled its disclosure obligations by informing both BSE Limited and National Stock Exchange of India Limited about the Commercial Paper issuance. The company trades under the symbol MUTHOOTCAP on NSE, while its equity shares are listed under script code 511766 on BSE. The notification was signed by Deepa G, Company Secretary & Compliance Officer, ensuring proper corporate governance protocols were followed.

This Commercial Paper issuance represents a standard short-term funding mechanism for the non-banking financial company, providing working capital support for its ongoing business operations. The 99-day maturity period aligns with typical commercial paper tenures in the Indian market, offering investors a short-term investment opportunity with institutional-grade credit quality.

Muthoot Capital Services Limited has scheduled an investor presentation for January 22, 2026, at 11:00 a.m. to discuss its unaudited financial results for the quarter and nine months ended December 31, 2025. The announcement was made through a regulatory filing dated January 21, 2026, pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Financial Position Overview

The company's balance sheet as of December 2025 shows significant growth across key parameters. Total assets reached ₹3,943.77 crores, representing substantial expansion from ₹3,282.13 crores in December 2024.

Loan Portfolio Composition

The company's loan portfolio demonstrates diversification across multiple vehicle financing segments. As of Q3FY26, the total loan book stood at ₹3,398.95 crores, with retail loans forming the major component at ₹3,379.22 crores and corporate loans and others accounting for ₹19.73 crores.

Asset Quality Metrics

The company maintains a focused approach to asset quality management. The portfolio analysis reveals that regular assets constitute 93.55% of the total portfolio at ₹3,179.76 crores, while non-performing assets (NPAs) account for 6.45% at ₹219.19 crores.

Funding and Liquidity Position

Muthoot Capital Services' funding structure shows a balanced approach with share capital of ₹16.45 crores, reserves and surplus of ₹648.95 crores, and borrowings of ₹3,198.37 crores as of December 2025. The company maintains substantial cash and bank balances of ₹377.16 crores, indicating strong liquidity management.

Upcoming Investor Engagement

The investor conference call will provide detailed insights into the company's Q3FY26 performance and nine-month results. The presentation is expected to cover operational highlights, financial metrics, and strategic initiatives undertaken during the period. Company Secretary and Compliance Officer Deepa G has signed the regulatory communication, confirming the scheduled investor interaction.