Muthoot Capital Services Limited has successfully completed a securitization transaction, raising ₹57.44 crores on January 1, 2026. The transaction involved the assignment of two-wheeler loan receivables and represents the company's fourth such transaction during the current financial year 2025-26.

Transaction Details

The securitization was structured in multiple tranches, with the company raising funds through the assignment of loan receivables. The following table summarizes the key financial parameters:

Loan Portfolio Composition

The securitized portfolio consists entirely of two-wheeler loans from the non-priority sector. Muthoot Capital Services has ensured compliance with Reserve Bank of India guidelines in structuring this transaction. The company has maintained adherence to regulatory requirements while executing this fund-raising initiative.

Regulatory Compliance

The company has informed both stock exchanges about this transaction pursuant to Regulation 30 and 51 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made through official communication to:

• BSE Limited: Under scrip code 511766
• National Stock Exchange: Under trading symbol MUTHOOTCAP

Strategic Significance

This securitization represents Muthoot Capital Services' continued focus on diversifying its funding sources during FY 2025-26. The transaction demonstrates the company's ability to monetize its loan portfolio while maintaining regulatory compliance. The successful completion of four such transactions within the current financial year indicates consistent execution of the company's funding strategy.

The securitization of two-wheeler loans aligns with the company's core business focus while providing additional liquidity for future growth initiatives. The transaction was completed with appropriate documentation and regulatory approvals, ensuring transparency in the fund-raising process.

Muthoot Capital Services Limited has issued commercial paper worth ₹25.00 crores on December 24, 2025, as disclosed under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. This represents a short-term fundraising initiative by the Kerala-based non-banking financial company.

Commercial Paper Details

The commercial paper was issued with the following terms and conditions:

Allotment and Investor Details

The entire commercial paper issuance was allocated to Transport Corporation of India Limited, indicating a single institutional investor transaction.

Credit Rating

The commercial paper carries a CRISIL A1+ rating, which represents the highest credit quality for short-term debt instruments. This rating indicates strong capacity for timely payment of financial commitments.

Regulatory Compliance

The disclosure was made in compliance with applicable SEBI regulations, ensuring transparency for stakeholders and market participants. Muthoot Capital Services has provided comprehensive details including ISIN number, credit rating, and specific terms, maintaining full regulatory compliance for the commercial paper issuance.