India Finsec Limited has disclosed the creation of pledge of equity shares by its promoters in compliance with SEBI (Substantial Acquisition of Shares and Takeover) Regulations, 2011. The disclosure, submitted to BSE Limited on February 07, 2026, provides comprehensive details about the pledging arrangements made by the promoter group.

Promoter Group and Shareholding Structure

The disclosure covers seven promoter entities, including individual promoters and corporate entities. The promoter group consists of Mr. Gopal Bansal, Mr. Manoj Sharma, Gopal Bansal LLP, Daisy Distributors Private Limited, Mrs. Sunita Bansal, Mrs. Ganga Devi Bansal, and Gopal Bansal HUF.

Recent Pledging Activity

Two promoter entities created fresh pledges on February 03, 2026. Mrs. Ganga Devi Bansal pledged 17,38,000 shares representing 5.95% of total share capital, while Gopal Bansal HUF pledged 3,95,000 shares representing 1.35% of total share capital. Both pledges were created with Motilal Oswal Financial Services Limited against availability of intraday margin by the broker.

Overall Encumbrance Position

The total promoter shareholding in the company stands at 16,331,201 shares, representing 55.94% of total share capital. The encumbered shares constitute 84.21% of promoter shareholding, indicating substantial pledging by the promoter group. All pledges have been created with Motilal Oswal Financial Services Limited, which operates as a share broker.

Regulatory Compliance Details

The disclosure indicates that the encumbered shares represent more than 50% of promoter shareholding and more than 20% of total share capital, triggering mandatory disclosure requirements under SEBI regulations. The pledging arrangements are specifically for intraday margin purposes, with the broker being Motilal Oswal Financial Services Limited.

Filing Authority

The disclosure has been filed by Gopal Bansal HUF through its Karta, Gopal Bansal, from Delhi. The company maintains its registered office at D-16, 1st Floor, Above ICICI Bank, Prashant Vihar, Sector-14, Rohini, New Delhi-110085.

India Finsec Limited has announced its unaudited financial results for the quarter and nine months ended December 31, 2025, presenting a mixed performance across its standalone and consolidated operations. The Board of Directors approved these results at their meeting held on January 27, 2026, with statutory auditors M/s Ajay Rattan & Co. providing unmodified opinions on both financial statements.

Standalone Financial Performance

The company's standalone operations faced challenges during Q3FY26, reporting a net loss after tax of ₹4.10 lakhs compared to a loss of ₹21.26 lakhs in Q3FY25. Despite the continued losses, the magnitude has significantly reduced year-over-year.

For the nine-month period ended December 31, 2025, standalone operations reported a loss of ₹16.64 lakhs compared to a profit of ₹1.79 lakhs in the corresponding period of FY25.

Consolidated Financial Results

The consolidated financial performance showed robust growth, with the company reporting profit after tax of ₹505.30 lakhs for Q3FY26, representing an increase from ₹460.81 lakhs in Q3FY25. The consolidated results include performance from subsidiary IFL Finance Limited.

Revenue Composition and Operational Metrics

The consolidated revenue from operations of ₹2,159.52 lakhs in Q3FY26 was primarily driven by:

• Interest income: ₹2,032.10 lakhs
• Fees and commission income: ₹103.01 lakhs
• Net gain on fair value changes: ₹13.07 lakhs
• Other operating revenues: ₹11.34 lakhs

For the nine-month period, consolidated profit after tax reached ₹1,594.92 lakhs compared to ₹1,355.63 lakhs in the corresponding period of FY25, reflecting sustained growth momentum.

Capital Structure and Earnings Per Share

The company maintained a paid-up equity share capital of ₹2,919.17 lakhs with a face value of ₹10 per share across both standalone and consolidated entities. On a consolidated basis, basic earnings per share stood at ₹1.73 for Q3FY26 compared to ₹1.85 in Q3FY25.

Debenture Issuance

The company successfully issued 19,980 redeemable non-convertible debentures of face value ₹10,000 each, aggregating to ₹1,998 lakhs. These debentures carry a fixed interest rate of 12.25% per annum, were allotted on November 18, 2025, with a maturity date of November 18, 2027, and are listed on the National Stock Exchange.

Audit and Compliance

The statutory auditors confirmed that the financial results comply with Indian Accounting Standards and SEBI listing regulations. The auditors noted that the subsidiary IFL Finance Limited contributed significantly to consolidated performance with total assets of ₹49,656.29 lakhs as of December 31, 2025.

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