India Finsec Limited has filed a substantial acquisition disclosure with BSE Limited on December 15, 2025, concerning the release of pledge on equity shares. The disclosure was submitted under the provisions of Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares and Takeover) Regulations, 2011.

Regulatory Filing Details

The disclosure was filed by Ganga Devi Bansal, identified as a promoter group member, with BSE Limited's Corporate Relationship Department. The filing specifically addresses the release of pledge of equity shares of India Finsec Limited in the prescribed regulatory format.

Company Information

India Finsec Limited operates from its registered office located at D-16, 1st Floor, Above ICICI Bank, Prashant Vihar, Sector-14, Rohini, New Delhi-110085. The company maintains its corporate communications through the designated email address indiafinsec@gmail.com .

Regulatory Compliance

The filing demonstrates the company's adherence to SEBI's substantial acquisition regulations, which mandate disclosure of significant changes in shareholding patterns. The release of pledge represents a modification in the encumbrance status of equity shares held by the promoter group.

The disclosure has been formally communicated to both BSE Limited and India Finsec Limited's management, ensuring proper regulatory compliance and transparency in shareholding changes. This filing maintains the company's commitment to regulatory requirements under Indian securities law.

India Finsec Limited , a non-banking financial company (NBFC), has announced its financial results for the second quarter and half-year ended September 30, 2025, showcasing a mixed performance with robust consolidated growth despite standalone challenges.

Consolidated Performance Highlights

The company demonstrated strong consolidated performance for Q2 FY26:

The consolidated profit after tax for the half-year reached ₹1,089.63 crore, up from ₹894.84 crore in the previous year, marking a significant 21.8% increase.

Standalone Performance

On a standalone basis, the company faced some headwinds:

For the half-year, the standalone loss after tax was ₹12.56 crore, compared to a profit of ₹23.06 crore in the previous year.

Key Financial Indicators

• Earnings Per Share (EPS): The consolidated basic EPS for Q2 FY26 stood at ₹1.90, showing improvement from ₹1.81 in Q2 FY25.
• Debt-to-Equity Ratio: As of September 30, 2025, the consolidated debt-to-equity ratio was 0.90, indicating a balanced capital structure.
• Asset Quality: The company reported a net profit margin of 29% for Q2 FY26 on a consolidated basis.

Strategic Considerations

India Finsec is contemplating a strategic move to convert from a Type II NBFC-ND-NSI (Non-Deposit taking Non-Systemically Important NBFC) to a Type I NBFC-ND. This potential shift could impact the company's regulatory framework and operational dynamics.

Management Commentary

While specific management comments were not provided, the significant disparity between standalone and consolidated results suggests that the company's subsidiaries or group entities are driving overall growth, potentially offsetting challenges faced by the parent entity.

Auditor's Review

The statutory auditors, M/s Ajay Rattan & Co., Chartered Accountants, have issued Limited Review Reports with unmodified opinions on both the standalone and consolidated financial results for Q2 and H1 FY26.

India Finsec's mixed performance reflects the complex dynamics of the financial sector, with strong consolidated growth counterbalancing standalone challenges. Investors and stakeholders will likely keep a close watch on the company's strategic moves, particularly its potential NBFC category conversion, which could influence its future operational and financial trajectory.