Central Bank of India (CBI) has made a significant announcement regarding its upcoming interim dividend payment. The bank has taken steps to inform its shareholders about the record date for the dividend and important tax deduction details.

Widespread Communication

In a move to ensure widespread dissemination of this crucial information, CBI has published advertisements across multiple publications. These include:

• Business Standard (English edition)
• Navbharat (Hindi edition)
• A Marathi newspaper in Mumbai

The advertisements were published on July 23rd, 2025, demonstrating the bank's commitment to keeping its shareholders well-informed.

Regulatory Compliance

This communication is in line with the regulations set by the Securities and Exchange Board of India (SEBI). By adhering to SEBI's Listing Obligations and Disclosure Requirements (LODR), CBI is maintaining transparency and ensuring that all shareholders have equal access to this important information.

Official Confirmation

The announcement has been officially signed by Mr. Chandrakant Bhagwat, who serves as the Company Secretary & Compliance Officer of Central Bank of India. This adds an additional layer of authenticity to the communication.

LODR Filing Details

In addition to the newspaper advertisements, CBI has also filed the required documentation with the stock exchanges. The LODR filing, dated July 23rd, 2025, provides further details:

• The bank has complied with Regulation 47 & 52 of the SEBI (LODR) Regulations, 2015.
• The advertisements were published in Business Standard (English, all editions), Navbharat (Hindi, all editions), and a Marathi newspaper in Mumbai.
• The filing was submitted to both the National Stock Exchange of India Limited and BSE Limited.

Next Steps for Shareholders

Shareholders of Central Bank of India should pay close attention to these advertisements for specific details regarding:

1. The record date for the interim dividend payment
2. Important information about Tax Deducted at Source (TDS) on the dividend

This proactive approach by CBI ensures that shareholders are well-prepared for the upcoming dividend distribution and can take any necessary actions related to their tax obligations.

As the bank continues to prioritize shareholder communication, investors are advised to stay tuned for any further updates or announcements from Central Bank of India regarding this interim dividend payment.

Central Bank of India , one of India's leading public sector banks, has reported a strong performance for the first quarter, marked by significant improvements in asset quality and profitability.

Impressive Financial Results

The bank's net profit for Q1 surged to ₹1,16,869.00 lakh, showcasing a substantial year-on-year growth from ₹87,994.00 lakh in the corresponding quarter of the previous fiscal year. This remarkable increase of 32.80% underscores the bank's effective strategies and robust financial management.

Enhanced Asset Quality

Central Bank of India has made significant strides in improving its asset quality metrics:

• Gross Non-Performing Assets (GNPA) ratio improved to 3.13% from 3.18% in the previous quarter
• Net Non-Performing Assets (NNPA) ratio declined to 0.49% from 0.55% quarter-on-quarter
• Provisions for non-performing assets decreased to ₹46,755.00 lakh from ₹82,968.00 lakh in the previous quarter

This substantial reduction in NPAs and provisions reflects the bank's concerted efforts in managing its loan portfolio and risk assessment processes.

Strong Capital Position

The bank's capital adequacy ratio under Basel III norms stood at a healthy 17.66%, with the CET1 ratio at 15.48%, indicating a strong capital position to support future growth and navigate potential economic challenges.

Operating Performance

• Total income reached ₹10,37,412.00 lakh
• Net Interest Income (NII) showed robust growth
• Operating profit stood at ₹2,30,398.00 lakh, demonstrating the bank's operational efficiency

Dividend Announcement

The bank has declared an interim dividend of 2% (₹0.20 per equity share), subject to applicable taxes.

Management Commentary

M.V. Rao, Managing Director & CEO of Central Bank of India, commented on the results: "Our Q1 performance reflects the bank's resilience and strategic focus on improving asset quality while driving profitability. The significant reduction in NPAs and increased net profit are testaments to our team's efforts and the bank's robust risk management practices."

Future Outlook

With its strengthened balance sheet and improved asset quality, Central Bank of India is well-positioned to capitalize on the growing opportunities in the Indian banking sector. The bank continues to focus on enhancing its digital capabilities and expanding its retail and MSME lending portfolios to drive sustainable growth in the coming quarters.

As Central Bank of India continues its upward trajectory, investors and stakeholders can look forward to sustained improvements in performance and value creation in the future.