Aditya Birla Capital Limited (ABCL) has successfully raised Rs 200.00 crore through the allotment of perpetual debentures to identified investors via private placement. The company made this announcement in a filing to the stock exchanges on August 18, 2025.

Debenture Details

ABCL allotted 200 unsecured, redeemable, rated, listed, non-convertible perpetual debentures, each with a face value of Rs 1.00 crore. The key features of these debentures include:

• Coupon Rate: 8.42% per annum
• Interest Payment: Annual payments on August 18
• Tenor: Perpetual, with a call option after 10 years and 31 days
• Listing: BSE Limited and National Stock Exchange of India Limited

Issue Highlights

The company initially planned for an issue size of Rs 150.00 crore with a green shoe option of up to Rs 150.00 crore. ABCL utilized the full capacity, raising the total amount to Rs 200.00 crore.

Call Option

While these are perpetual instruments with no fixed maturity date, ABCL has included a call option. This option can be exercised any time after 10 years and 31 days from the allotment date, which falls on September 18, 2035.

Regulatory Compliance

The allotment was made in accordance with the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021.

This strategic move by Aditya Birla Capital Limited demonstrates the company's ability to leverage financial instruments for long-term capital raising, potentially supporting its growth and operational needs in the coming years.

Aditya Birla Capital Limited (ABCL) has announced robust financial results for the first quarter, demonstrating strong growth across its diverse business segments.

Key Financial Highlights

The company reported a 10% year-on-year increase in consolidated profit after tax, reaching ₹835.00 crore for the quarter. This growth was supported by a 10% rise in consolidated revenue, which stood at ₹11,333.00 crore.

Lending Business Performance

ABCL's lending portfolio, comprising both NBFC and Housing Finance, showed impressive growth:

• Total lending portfolio grew by 30% year-on-year and 5% sequentially to ₹1,65,832.00 crore
• NBFC business saw a 22% year-on-year increase in Assets Under Management (AUM) to ₹1,31,227.00 crore
• Housing Finance business AUM grew by 70% year-on-year to ₹34,605.00 crore

The company's focus on maintaining asset quality was evident, with the NBFC's gross stage 2 and 3 ratio improving by 75 basis points year-on-year to 3.70%.

Asset Management and Insurance Segments

The Asset Management business also showed strong performance:

• Mutual fund quarterly average AUM grew by 14% year-on-year to ₹4,03,479.00 crore
• Equity QAAUM increased by 11% year-on-year to ₹1,80,184.00 crore

In the insurance segment:

• Life insurance individual first year premium grew by 23% year-on-year to ₹795.00 crore
• Health insurance gross written premium increased by 30% year-on-year to ₹1,357.00 crore

Digital Initiatives and Expansion

ABCL continues to invest in digital platforms to enhance customer experience and reach:

• The D2C platform, ABCD, has acquired about 6.4 million customers to date
• Udyog Plus, the B2B platform for MSMEs, has over 2.4 million registrations and an AUM of ₹3,658.00 crore

The company is also expanding its physical presence, adding 67 new branches in the quarter, bringing the total branch count to 1,690 across all businesses.

Segment-wise Performance

NBFC Business

• Disbursements grew by 18% year-on-year to ₹15,851.00 crore
• Profit before tax increased by 11% year-on-year to ₹925.00 crore
• Return on assets stood at 2.25%

Housing Finance Business

• Disbursements surged by 76% year-on-year to ₹5,404.00 crore
• Profit before tax grew by 82% year-on-year to ₹154.00 crore
• Return on assets improved to 1.59%, up 15 basis points sequentially

Asset Management Business

• Operating profit grew by 21% year-on-year to ₹254.00 crore
• Monthly systematic investment plan (SIP) flows increased by 4% year-on-year to ₹1,140.00 crore

Life Insurance Business

• Market share in individual first year premium increased by 60 basis points year-on-year to 5.1%
• Net value of new business (VNB) margin improved by 109 basis points to 7.5%

Health Insurance Business

• Standalone health insurer market share increased by 200 basis points year-on-year to 14.5%
• Combined ratio improved to 111% from 112% year-on-year

Aditya Birla Capital's strong performance across its diverse business segments reflects its robust business model and effective growth strategies. The company's focus on digital initiatives and expanding its physical presence positions it well for continued growth in the evolving financial services landscape.