Union Bank of India has submitted its quarterly compliance certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations 2018 for the quarter ended March 31, 2026. The filing, dated April 06, 2026, demonstrates the bank's adherence to regulatory requirements for dematerialisation processes.

Regulatory Compliance Filing

The certificate was filed with both major stock exchanges where the bank's shares are listed. Company Secretary Ashish Mishra signed the submission, which included the confirmation certificate from the bank's Registrar and Share Transfer Agent.

RTA Confirmation Certificate

KFIN Technologies Limited, acting as the Registrar and Share Transfer Agent for Union Bank of India, provided comprehensive confirmation regarding dematerialisation activities during the quarter. The RTA certificate, signed by Senior Vice President Praveen Chaturvedi, validates compliance with all regulatory procedures.

Key Confirmations Provided

The RTA certificate confirms several critical aspects of the dematerialisation process:

• Securities received from Depository Participants were properly confirmed to depositories
• All securities have been listed on stock exchanges where earlier issued securities are traded
• Physical security certificates were mutilated and cancelled after verification
• Depository names were substituted in the register of members as registered owners

Operational Framework

KFIN Technologies Limited operates from multiple locations to ensure efficient service delivery. The operations centre is located at Selenium Tower B, Financial District, Nanakramguda, Hyderabad, while the registered office is situated in Mumbai.

Regulatory Background

Regulation 74(5) of SEBI (Depositories and Participants) Regulations 2018 mandates quarterly reporting of dematerialisation activities. This ensures transparency and proper record-keeping in the securities market, protecting investor interests and maintaining market integrity.

The filing represents Union Bank of India's ongoing commitment to regulatory compliance and transparent reporting practices. The systematic approach to dematerialisation processes, as confirmed by the RTA, demonstrates adherence to established securities market protocols and investor protection measures.

Union Bank of India has released its business update for the quarter ended March 31, 2026, demonstrating strong growth momentum across key performance indicators. The bank filed this update under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, providing comprehensive insights into its operational performance.

Key Performance Highlights

The bank achieved significant growth across multiple business segments during the reporting period:

Business Performance Analysis

The bank's global business reached ₹23,85,679 crores as of March 31, 2026, representing a 6.52% quarter-on-quarter growth and 5.79% year-on-year expansion. Global advances stood at ₹10,78,779 crores, while global deposits totaled ₹13,06,900 crores.

Domestic Operations Performance

CASA Performance and Ratios

The bank's CASA (Current Account Savings Account) performance showed remarkable improvement. The CASA ratio reached 35.21% as of March 31, 2026, marking an increase of 125 basis points quarter-on-quarter and 169 basis points year-on-year. This improvement in CASA ratio indicates enhanced low-cost funding for the bank.

Credit-Deposit Ratios

The bank maintained healthy credit-deposit ratios across different categories:

Regulatory Compliance and Disclosure

The bank has released this information in compliance with SEBI regulations and its internal Code of Conduct for Prohibition of Trading by Insiders and Fair Disclosure of Unpublished Price Sensitive Information. The data presented is provisional and subject to audit by Statutory Central Auditors and other necessary approvals before the declaration of financial results for the quarter and year ended March 31, 2026.