U.Y. Fincorp Limited reported a substantial surge in profitability for FY26, with profit after tax rising 311% year-on-year to ₹4,827.99 lakh. The non-deposit taking NBFC also announced that the register of members will remain closed from September 24, 2026, to September 30, 2026, for its 33rd Annual General Meeting.

The company’s revenue from operations expanded by 45.56% to ₹16,164.13 lakh in FY26, up from ₹11,104.61 lakh in the previous fiscal. This growth was primarily driven by an increase in interest income and the expansion of its lending portfolio, which reached ₹35,652.97 lakh as of March 31, 2026, compared to ₹27,457.34 lakh a year earlier.

Financial Performance Highlights

The board of directors approved the financial results at a meeting held on September 5, 2026. Key metrics for the fiscal year ended March 31, 2026, are detailed below:

Interest income contributed significantly to the top-line growth, while processing fees under other operating income rose sharply to ₹2,274.40 lakh from ₹21.52 lakh in FY25. The company did not declare any dividend for the financial year, opting instead to plough back resources for future growth.

AGM and Corporate Governance

The 33rd Annual General Meeting is scheduled to be held on September 30, 2026, through video conferencing or other audio-visual means. Shareholders holding shares as on the cut-off date of September 23, 2026, are eligible to vote. The board also approved the re-appointment of Mr. Dinesh Burman as Whole-time Executive Director for a three-year term effective May 30, 2027, subject to shareholder approval.

Additionally, M/s. Praveen K Srivastava & Co., Chartered Accountants, were appointed as statutory auditors to fill the casual vacancy caused by the resignation of M/s. B. Nath & Co. The new auditors have confirmed their eligibility for a five-year term beginning from the conclusion of the forthcoming AGM.

What the Numbers Show

The divergence between the 45.6% revenue growth and the 311% profit growth indicates significant operating leverage. With finance costs remaining relatively flat at ₹61.77 lakh compared to ₹90.51 lakh in FY25, the expansion in interest income directly flowed to the bottom line. The lending portfolio’s 30% expansion to ₹35,652.97 lakh underscores the company’s aggressive credit delivery strategy during the period.

U. Y. Fincorp Limited saw its promoter group increase its stake in the company following a series of open market acquisitions led by Dipti Deepak Kothari. The most recent transaction involved the purchase of 200,000 equity shares on August 19, 2026, for a value of ₹41,91,895.20. This was preceded by an earlier buy of 36,123 shares on August 17, 2026.

The transactions were disclosed under Regulation 7(2)(b) of the SEBI (Prohibition of Insider Trading) Regulations, 2015, with filings submitted to both BSE Limited and NSE Limited on August 20, 2026. These disclosures provide a granular view of the promoter’s individual trading activity, distinct from the broader Persons Acting in Concert (PAC) group filing under Regulation 29(2) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

Shareholding Pattern Update

Prior to these acquisitions, the promoter group held 13,58,19,806 shares, representing 71.39% of the total voting capital. Following the cumulative purchases by Dipti Deepak Kothari and other PAC members, the group’s holding stands at 13,60,19,806 shares, or 71.49%.

The total equity share capital of U. Y. Fincorp remains unchanged at 1,90,23,8329 equity shares of ₹5 each, aggregating to ₹95,11,91,645.

Acquirer Details and Transaction History

The acquisitions were executed by Dipti Deepak Kothari, categorized as part of the Promoter Group. Her individual shareholding increased from 36,89,002 shares (1.94%) to 39,25,125 shares (2.06%) following the two transactions.

The broader Persons Acting in Concert (PAC) group includes:

• Udai Kothari
• Deepak Kothari
• Lotus Capital Financial Services Limited
• U. Y. Industries Private Limited
• Dipak Kothari (HUF)

No encumbrances, warrants, or convertible securities were involved in these transactions. There were no derivative trades reported during this period.