Suryoday Small Finance Bank Limited has filed its quarterly regulatory compliance certificate with stock exchanges for the quarter ended March 31, 2026. The submission fulfills the bank's obligations under SEBI regulations regarding share dematerialization activities.

Regulatory Compliance Certificate Details

The certificate was submitted on April 6, 2026, to both the National Stock Exchange of India Limited and BSE Limited. Company Secretary and Compliance Officer Krishna Kant Chaturvedi signed the submission letter, ensuring compliance with regulatory requirements.

Certificate Contents and Findings

KFin Technologies Limited, serving as the bank's Registrar to an Issue and Share Transfer Agent, issued the compliance certificate on April 4, 2026. The certificate confirms that no requests for dematerialization or re-materialization of shares were received during the quarter ended March 31, 2026.

Stakeholder Communication

The bank has made the certificate available on its official website under the investor relations section for public access. Copies of the certificate were also forwarded to the National Securities Depository Limited and Central Depository Services (India) Limited, ensuring comprehensive regulatory compliance across all relevant depositories.

Corporate Information

Suryoday Small Finance Bank Limited operates from its registered office in CBD Belapur, Navi Mumbai, with corporate offices in Seawoods. The bank maintains transparency in its regulatory filings and investor communications through regular submissions to stock exchanges and regulatory authorities.

Suryoday Small Finance Bank Limited has announced its Q4FY26 quarterly results, demonstrating strong financial performance across key metrics. The bank disclosed these results under Regulation 30 of SEBI regulations, highlighting significant growth in advances, deposits, and disbursements for the quarter ended March 31, 2026.

Financial Performance Overview

The bank's financial metrics for Q4FY26 showcase robust growth across multiple parameters:

Advances and Disbursement Growth

Gross advances reached ₹13,201 crore in Q4FY26, marking an impressive 29% year-on-year growth from ₹10,251 crore in Q4FY25. Quarter-on-quarter growth stood at 11% from ₹11,885 crore in Q3FY26. Disbursements for the quarter totaled ₹3,077 crore, representing a substantial 46% year-on-year increase from ₹2,101 crore in the corresponding quarter of the previous year. Excluding Supply Chain Finance (SCF), disbursements grew by 50% YoY to ₹2,746 crore.

Deposit Performance and CASA Growth

Total deposits demonstrated strong momentum, reaching ₹13,958 crore with a 32% year-on-year growth. The deposit composition showed retail deposits at ₹12,003 crore with 40% YoY growth, while bulk deposits stood at ₹1,955 crore. CASA deposits grew significantly by 42% year-on-year to ₹3,141 crore, improving the CASA ratio to 22.5% from 20.9% in Q4FY25.

Asset Quality and Collection Efficiency

The bank maintained strong collection efficiency metrics with notable improvements:

Gross Non-Performing Assets (GNPA) improved to 6.5% from 7.2% in Q4FY25, indicating better asset quality management.

Digital Initiatives and Risk Management

The bank's digital transformation initiatives showed significant progress with credit-line on UPI crossing 5 lakh customers. Digital deposits reached approximately ₹1,867 crore, reflecting the bank's focus on digital banking solutions. As a prudent risk management practice, the bank continues to cover its eligible portfolio under the Credit Guarantee Scheme, with approximately 98% of the Inclusive Finance portfolio covered under the CGFMU Scheme as of March 2026.

GNPA and Provision Details

The bank provided a detailed breakup of its asset quality metrics as of March 31, 2026:

The management noted that all figures are provisional unaudited numbers subject to review and approval by the Audit Committee and Board of Directors, as well as audit by the bank's statutory auditors.