OnEMI Technology Solutions AUM grows 60.9% to ₹8,001 Cr in Q1FY27
OnEMI Technology Solutions reported a 60.9% YoY increase in AUM to ₹8,001 Cr for Q1FY27, driven by a 33.1% rise in registered users to 74.60 Mn. Disbursements grew 37.1% to ₹3,812 Cr, and the LAP portfolio mix improved to 7.7% of AUM.

*this image is generated using AI for illustrative purposes only.
OnEMI Technology Solutions Limited reported a 60.9% year-on-year increase in Assets Under Management (AUM) to approximately ₹8,001 Cr as of June 30, 2026. The digital lender attributed this growth to a broader customer base and higher disbursements, signaling strong traction in the mass market and mass affluent segments. The provisional figures are subject to review by the company's statutory auditors.
The company's registered user base expanded by 33.1% to 74.60 Mn as of June 30, 2026, compared to 56.05 Mn in the prior year. Cumulative customers served rose by 26.4% to 12.25 Mn, with an addition of 0.50 Mn customers during Q1FY27. This user growth supported a 13.2% quarter-on-quarter increase in AUM, which grew by approximately ₹934 Cr during the quarter.
Operational Performance
OnEMI Technology Solutions recorded overall disbursements of approximately ₹3,812 Cr in Q1FY27, up from ₹2,780 Cr in Q1FY26. The company's Loan Against Property (LAP) portfolio mix increased to 7.7% of AUM as of June 30, 2026, compared to 2.5% a year ago and 7.3% as of March 31, 2025.
| Metric | Q1FY27 / June 30, 2026 | Q1FY26 / June 30, 2025 | Growth |
|---|---|---|---|
| AUM | ₹8,001 Cr | ₹4,972 Cr | 60.9% |
| Registered Users | 74.60 Mn | 56.05 Mn | 33.1% |
| Customers Served | 12.25 Mn | 9.69 Mn | 26.4% |
| Disbursements | ₹3,812 Cr | ₹2,780 Cr | 37.1% |
The business update was submitted to BSE Limited and National Stock Exchange of India Limited pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Historical Stock Returns for OnEMI Technology Solutions
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.68% | +5.92% | +19.23% | +63.04% | +63.04% | +63.04% |
How will the rising proportion of the Loan Against Property (LAP) portfolio impact the company's risk profile and cost of funds?
Can OnEMI sustain the current AUM growth rate given the increasing competitive pressure in the digital lending mass market?
What strategies will be employed to convert the large gap between registered users and customers served?































