OnEMI Technology Solutions AUM grows 60.9% to ₹8,001 Cr in Q1FY27
OnEMI Technology Solutions reported a 60.9% YoY surge in AUM to approximately ₹8,001 Cr as of June 30, 2026, driven by higher disbursements of ₹3,812 Cr and a 33.1% expansion in registered users to 74.60 Mn. Cumulative customers served grew 26.4% to 12.25 Mn, while the LAP portfolio mix rose to 7.7% of AUM, reflecting diversified portfolio growth.

*this image is generated using AI for illustrative purposes only.
OnEMI Technology Solutions Limited reported a 60.9% year-on-year increase in Assets Under Management (AUM) to approximately ₹8,001 Cr as of June 30, 2026. The digital lender attributed this growth to a broader customer base and higher disbursements, signaling strong traction in the mass market and mass affluent segments. The provisional figures are subject to review by the company's statutory auditors.
The company's registered user base expanded by 33.1% to 74.60 Mn as of June 30, 2026, compared to 56.05 Mn in the prior year. Cumulative customers served rose by 26.4% to 12.25 Mn, with an addition of 0.50 Mn customers during Q1FY27. This user growth supported a 13.2% quarter-on-quarter increase in AUM, which grew by approximately ₹934 Cr during the quarter.
Operational Performance
OnEMI Technology Solutions recorded overall disbursements of approximately ₹3,812 Cr in Q1FY27, up from ₹2,780 Cr in Q1FY26. The company's Loan Against Property (LAP) portfolio mix increased to 7.7% of AUM as of June 30, 2026, compared to 2.5% a year ago and 7.3% as of March 31, 2025.
| Metric | Q1FY27 / June 30, 2026 | Q1FY26 / June 30, 2025 | Growth |
|---|---|---|---|
| AUM | ₹8,001 Cr | ₹4,972 Cr | 60.9% |
| Registered Users | 74.60 Mn | 56.05 Mn | 33.1% |
| Customers Served | 12.25 Mn | 9.69 Mn | 26.4% |
| Disbursements | ₹3,812 Cr | ₹2,780 Cr | 37.1% |
The business update was submitted to BSE Limited and National Stock Exchange of India Limited pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Historical Stock Returns for OnEMI Technology Solutions
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.66% | +13.27% | +13.08% | +49.36% | +49.36% | +49.36% |
How will the rising Loan Against Property (LAP) portfolio mix impact the company's risk profile and cost of funds?
Can OnEMI sustain its current disbursement growth rate amid potential tightening of liquidity in the digital lending sector?
What strategies will be employed to further monetize the large gap between registered users and actual customers served?




























