IDBI Bank Board Approves Audited FY26 Results; Net Profit Surges 27% to ₹9,513 Cr
IDBI Bank's Board of Directors approved audited financial results for FY26 under SEBI Regulation 33, showing exceptional performance with 27% net profit growth to ₹9,513.36 crores. The bank achieved significant milestones including total business crossing ₹6 trillion and substantial improvement in asset quality with gross NPA ratio declining to 2.32%.

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IDBI Bank Limited's Board of Directors approved the audited financial results for FY26 at their meeting held on April 30, 2026, under Regulation 33 of SEBI (LODR) Regulations, 2015. The bank delivered exceptional performance with net profit surging 27% to ₹9,513.36 crores compared to ₹7,515.17 crores in the previous fiscal year, while total business crossed the significant milestone of ₹6 trillion mark.
Regulatory Compliance and Publication
Following the audit committee recommendations, the Board approved both standalone and consolidated audited financial results for the quarter and year ended March 31, 2026. In compliance with SEBI regulations 47 and 52, the bank published newspaper advertisements and made the results available on their website at www.idbi.bank.in with QR code access for stakeholder convenience.
| Regulatory Details: | Information |
|---|---|
| Board Meeting Date: | April 30, 2026 |
| Regulation: | SEBI (LODR) Regulations 33 |
| CIN: | L65190MH2004GOI148838 |
| Publication Date: | May 2, 2026 |
Strong Annual Financial Performance
The bank demonstrated robust growth across key financial metrics for FY26. Net profit reached ₹9,513.36 crores, marking a substantial 27% increase from ₹7,515.17 crores in FY25. Total income stood at ₹35,743.53 crores compared to ₹33,826.02 crores in the previous year. Basic earnings per share improved to ₹8.85 from ₹6.99, reflecting enhanced shareholder value creation.
| Annual Performance: | FY26 | FY25 | Growth (%) |
|---|---|---|---|
| Net Profit: | ₹9,513.36 crores | ₹7,515.17 crores | +27% |
| Total Income: | ₹35,743.53 crores | ₹33,826.02 crores | +6% |
| Basic EPS: | ₹8.85 | ₹6.99 | +27% |
| Return on Assets: | 2.27% | 1.98% | +29 bps |
Business Growth Crosses ₹6 Trillion Milestone
IDBI Bank achieved a significant milestone with total business crossing ₹6 trillion, reaching ₹6,00,789 crores with 14% year-on-year growth. Total deposits increased by 12% to ₹3,47,162.68 crores from ₹3,10,211.95 crores, while net advances grew by 16% to ₹2,53,626.07 crores from ₹2,18,399.16 crores. CASA deposits increased by 7% to ₹1,54,816 crores, though CASA ratio moderated to 44.59% from 46.55%.
| Business Metrics: | FY26 | FY25 | Growth (%) |
|---|---|---|---|
| Total Business: | ₹6,00,789 crores | - | +14% |
| Total Deposits: | ₹3,47,162.68 crores | ₹3,10,211.95 crores | +12% |
| Net Advances: | ₹2,53,626.07 crores | ₹2,18,399.16 crores | +16% |
| CASA Deposits: | ₹1,54,816 crores | ₹1,44,398 crores | +7% |
Asset Quality Shows Continued Improvement
The bank's asset quality metrics demonstrated significant improvement during FY26. Gross NPA ratio improved to 2.32% from 2.98%, representing a substantial 66 basis points reduction year-on-year. Net NPA ratio remained stable at 0.15%, while Provision Coverage Ratio stood at 99.39%, consistently maintaining above 99% since September 2023.
| Asset Quality: | FY26 | FY25 | Change |
|---|---|---|---|
| Gross NPA Ratio: | 2.32% | 2.98% | -66 bps |
| Net NPA Ratio: | 0.15% | 0.15% | 0 bps |
| Provision Coverage Ratio: | 99.39% | 99.48% | -9 bps |
| Credit Deposit Ratio: | 73.06% | 70.40% | +266 bps |
Historical Stock Returns for IDBI Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.14% | +3.70% | -1.87% | -29.59% | -17.83% | +89.85% |
What strategic initiatives will IDBI Bank implement to sustain its 27% profit growth momentum in FY27?
How will the declining CASA ratio from 46.55% to 44.59% impact the bank's funding costs and net interest margins going forward?
What is IDBI Bank's target timeline and strategy for further reducing the gross NPA ratio below the current 2.32% level?


































