IDBI Bank Board Approves Audited FY26 Results; Net Profit Surges 27% to ₹9,513 Cr

2 min read     Updated on 02 May 2026, 11:37 AM
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IDBI Bank's Board of Directors approved audited financial results for FY26 under SEBI Regulation 33, showing exceptional performance with 27% net profit growth to ₹9,513.36 crores. The bank achieved significant milestones including total business crossing ₹6 trillion and substantial improvement in asset quality with gross NPA ratio declining to 2.32%.

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IDBI Bank Limited's Board of Directors approved the audited financial results for FY26 at their meeting held on April 30, 2026, under Regulation 33 of SEBI (LODR) Regulations, 2015. The bank delivered exceptional performance with net profit surging 27% to ₹9,513.36 crores compared to ₹7,515.17 crores in the previous fiscal year, while total business crossed the significant milestone of ₹6 trillion mark.

Regulatory Compliance and Publication

Following the audit committee recommendations, the Board approved both standalone and consolidated audited financial results for the quarter and year ended March 31, 2026. In compliance with SEBI regulations 47 and 52, the bank published newspaper advertisements and made the results available on their website at www.idbi.bank.in with QR code access for stakeholder convenience.

Regulatory Details: Information
Board Meeting Date: April 30, 2026
Regulation: SEBI (LODR) Regulations 33
CIN: L65190MH2004GOI148838
Publication Date: May 2, 2026

Strong Annual Financial Performance

The bank demonstrated robust growth across key financial metrics for FY26. Net profit reached ₹9,513.36 crores, marking a substantial 27% increase from ₹7,515.17 crores in FY25. Total income stood at ₹35,743.53 crores compared to ₹33,826.02 crores in the previous year. Basic earnings per share improved to ₹8.85 from ₹6.99, reflecting enhanced shareholder value creation.

Annual Performance: FY26 FY25 Growth (%)
Net Profit: ₹9,513.36 crores ₹7,515.17 crores +27%
Total Income: ₹35,743.53 crores ₹33,826.02 crores +6%
Basic EPS: ₹8.85 ₹6.99 +27%
Return on Assets: 2.27% 1.98% +29 bps

Business Growth Crosses ₹6 Trillion Milestone

IDBI Bank achieved a significant milestone with total business crossing ₹6 trillion, reaching ₹6,00,789 crores with 14% year-on-year growth. Total deposits increased by 12% to ₹3,47,162.68 crores from ₹3,10,211.95 crores, while net advances grew by 16% to ₹2,53,626.07 crores from ₹2,18,399.16 crores. CASA deposits increased by 7% to ₹1,54,816 crores, though CASA ratio moderated to 44.59% from 46.55%.

Business Metrics: FY26 FY25 Growth (%)
Total Business: ₹6,00,789 crores - +14%
Total Deposits: ₹3,47,162.68 crores ₹3,10,211.95 crores +12%
Net Advances: ₹2,53,626.07 crores ₹2,18,399.16 crores +16%
CASA Deposits: ₹1,54,816 crores ₹1,44,398 crores +7%

Asset Quality Shows Continued Improvement

The bank's asset quality metrics demonstrated significant improvement during FY26. Gross NPA ratio improved to 2.32% from 2.98%, representing a substantial 66 basis points reduction year-on-year. Net NPA ratio remained stable at 0.15%, while Provision Coverage Ratio stood at 99.39%, consistently maintaining above 99% since September 2023.

Asset Quality: FY26 FY25 Change
Gross NPA Ratio: 2.32% 2.98% -66 bps
Net NPA Ratio: 0.15% 0.15% 0 bps
Provision Coverage Ratio: 99.39% 99.48% -9 bps
Credit Deposit Ratio: 73.06% 70.40% +266 bps

Historical Stock Returns for IDBI Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.14%+3.70%-1.87%-29.59%-17.83%+89.85%

What strategic initiatives will IDBI Bank implement to sustain its 27% profit growth momentum in FY27?

How will the declining CASA ratio from 46.55% to 44.59% impact the bank's funding costs and net interest margins going forward?

What is IDBI Bank's target timeline and strategy for further reducing the gross NPA ratio below the current 2.32% level?

IDBI Bank Opens Special Window for Physical Share Transfer and Dematerialisation

2 min read     Updated on 01 May 2026, 08:22 AM
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IDBI Bank has officially notified shareholders about opening a special window for transfer and dematerialisation of physical securities from February 5, 2026 to February 4, 2027, covering shares sold/purchased before April 1, 2019. The bank also announced participation in IEPF's 'Saksham Niveshak' campaign from April 1 to July 9, 2026, encouraging shareholders to claim unclaimed dividends and update KYC details through proper documentation processes.

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IDBI Bank has officially notified shareholders through a formal communication dated April 30, 2026, regarding the opening of a special window for transfer and dematerialisation of physical securities. The notification, issued pursuant to SEBI Circular No. HO/38/13/11(2)2026-MIRSD-POD/I/3750/2026 dated January 30, 2026, confirms the special window availability for one year from February 5, 2026 to February 4, 2027.

Special Window Eligibility and Process

The facility covers physical shares sold or purchased prior to April 1, 2019, and transfer requests previously submitted but rejected, returned, or unattended due to document deficiencies. The bank has provided a comprehensive eligibility matrix for shareholders:

Execution Date of Transfer Deed: Lodged Before April 1, 2019: Original Certificate Available: Eligible for Current Window:
Before April 1, 2019 No (fresh lodgement) Yes
Before April 1, 2019 Yes (rejected/returned earlier) Yes
Before April 1, 2019 Yes No
Before April 1, 2019 No No

All requests must include original share certificates with transfer deeds and supporting documents. The bank will not consider cases involving disputes between transferor and transferee, or securities already transferred to IEPF. Shares processed during this period will be issued in dematerialised form only and subject to a one-year lock-in period.

Document Submission Requirements

Eligible shareholders must dispatch documents to the bank's Registrar and Transfer Agent, KFin Technologies Ltd., Unit: IDBI Bank Ltd, located at Selenium Tower B, Plot 31-32, Gachibowli, Financial District, Nanakramguda, Serilingampally, Hyderabad – 500 032. Contact details include toll-free number 1800-309-4001 and email einward.ris@kfintech.com . Shareholders must simultaneously inform the bank via email at idbiequity@idbi.co.in after dispatching documents.

IEPF 'Saksham Niveshak' Campaign Initiative

The Investor Education and Protection Fund Authority (IEPFA), Ministry of Corporate Affairs, has re-launched the Second 100 Days Campaign titled 'Saksham Niveshak' from April 1, 2026 to July 9, 2026. This initiative encourages investors to update records and claim entitlements including unclaimed dividends and shares transferred to IEPFA.

Share Type: Required Action:
Physical Form Submit ISR-1, ISR-2, ISR-3 or SH-13 forms with self-attested copies of PAN, Aadhaar, address proof and original cancelled cheque
Demat Form Contact respective Depository Participants to update KYC details

Documents can be submitted as hard copies to the RTA or scanned copies through registered email at einward.ris@kfintech.com . Complete procedures and forms are available on the bank's website at https://www.idbi.bank.in/idbi-bank-investor.aspx and RTA website at https://ris.kfintech.com .

Official Communication Details

The bank issued the notification under Regulation 30 of SEBI (LODR) Regulations, 2015, with Company Secretary Jyothi Biju Nair (Membership No: A20554) signing the official communication from Mumbai on April 29, 2026. The notice was published in Financial Express (English) and Loksatta (Marathi) newspapers on April 30, 2026, ensuring wide dissemination to shareholders.

Shareholders requiring assistance or having queries may contact the bank at idbiequity@idbi.co.in during the campaign period for further guidance on claiming unclaimed dividends and updating necessary documentation.

Historical Stock Returns for IDBI Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.14%+3.70%-1.87%-29.59%-17.83%+89.85%

Will IDBI Bank extend the special window beyond February 2027 if there's significant shareholder demand or processing delays?

How might the one-year lock-in period for dematerialized shares impact IDBI Bank's stock liquidity and trading volumes?

Could other public sector banks follow IDBI's approach and launch similar special windows for physical share transfers?

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1 Year Returns:-17.83%