HUDCO has delivered strong business performance for the financial year ended 31st March 2026, demonstrating significant growth across key operational parameters. The government enterprise, operating under Regulation 30 of SEBI listing requirements, reported substantial increases in both loan sanctions and disbursements compared to the previous financial year.

Financial Performance Highlights

The company's business performance for FY 2025-26 showed remarkable growth momentum across core lending activities. HUDCO's loan sanctions and disbursements both registered strong double-digit growth, reflecting the company's enhanced operational capabilities and market reach.

Loan Sanctions Performance

HUDCO achieved exceptional growth in loan sanctions, reaching ₹1,64,757 crore in FY 2025-26 compared to ₹1,27,952 crore in the previous financial year. This represents a substantial increase of 28.76%, indicating strong demand for the company's financing solutions in the housing and urban development sector. The significant growth in sanctions demonstrates HUDCO's expanding role in supporting India's infrastructure and housing development initiatives.

Disbursement Growth

The company's loan disbursements showed equally impressive performance, growing by 27.87% to ₹51,194 crore in FY 2025-26 from ₹40,037 crore in FY 2024-25. This substantial increase in disbursements reflects HUDCO's efficient execution capabilities and strong project implementation support. The growth in disbursements indicates the company's ability to convert sanctioned loans into actual funding for development projects.

Regulatory Compliance

HUDCO communicated these business performance highlights to stock exchanges pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company maintains transparency with stakeholders through regular disclosure of material information. The performance figures are provisional and subject to audit, ensuring accuracy in final reporting.

Company Profile

Housing and Urban Development Corporation Limited operates as a Government of India enterprise and holds Navratna status. The ISO 9001:2015 certified company is headquartered at India Habitat Centre, New Delhi, and plays a crucial role in financing housing and urban development projects across India. HUDCO's strong performance in FY 2025-26 reinforces its position as a key player in India's infrastructure financing landscape.

HUDCO has announced its 4th interim dividend for the financial year 2025-26, along with approval of a substantial borrowing plan for the upcoming fiscal year. The Board of Directors made these key decisions during their meeting held on Monday, March 23, 2026.

Interim Dividend Declaration

The company has declared a 4th interim dividend of Rs. 1.25 per equity share for FY 2025-26. This dividend represents 12.50% on the face value of Rs. 10 each and is subject to tax deduction at source (TDS) as applicable.

The record date for determining shareholder eligibility has been fixed as Saturday, March 28, 2026. Shareholders are advised to refer to the TDS communication available on HUDCO's website under the Investors section for taxation-related information.

Annual Borrowing Plan Approval

The Board has approved an ambitious annual borrowing plan of up to Rs. 70,000 crore for the financial year 2026-27. This comprehensive borrowing program will utilize various funding sources and instruments to meet the company's capital requirements.

The borrowing plan encompasses multiple funding mechanisms:

• Long-term and short-term loans and lines of credit
• Bonds and debentures of various types
• 54EC Capital Gain Tax Exemption bonds
• Subordinated bonds and Perpetual Tier-I Capital bonds
• Tier-II Capital bonds and commercial papers
• FCNR(B) loans and foreign currency borrowings
• External Commercial Borrowings (ECBs)
• Multilateral institutional funding
• Refinance assistance and working capital facilities

Board Meeting Details

The Board meeting was conducted on March 23, 2026, commencing at 11:40 A.M. (IST) and concluding at 2:20 P.M. (IST). The decisions reflect the company's strategic approach to maintaining adequate liquidity while rewarding shareholders through consistent dividend distributions.

The Bond Allotment Committee will determine the specific borrowing instruments and amounts based on funding requirements throughout the year. This flexible approach allows HUDCO to optimize its capital structure according to market conditions and operational needs.