Fino payments bank Limited has announced a scheduled one-to-one analyst meeting in compliance with SEBI Listing Regulations. The meeting represents part of the bank's regular investor engagement activities as mandated under regulatory disclosure requirements.

Meeting Details

The bank has provided comprehensive details about the upcoming analyst interaction scheduled for March 26, 2026:

Regulatory Compliance

The disclosure has been made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Fino Payments Bank Limited has emphasized that only information available in the public domain will be shared during the interaction.

Key compliance aspects include:

• No unpublished price sensitive information will be discussed
• The schedule is subject to change due to exigencies
• Full disclosure made to stock exchanges
• Information made available on the bank's official website

Documentation and Transparency

The formal communication was signed by Basavraj Loni, Company Secretary & Compliance Officer, on March 25, 2026. The disclosure document has been submitted to both BSE Limited and National Stock Exchange of India Limited, ensuring complete transparency in the bank's investor engagement activities.

The bank has made the disclosure available on its official website at www.fino.bank.in , providing stakeholders with easy access to the information as per regulatory requirements.

Fino Payments Bank has delivered impressive performance in its referral lending business during Q4 FY26, with actual disbursements reaching approximately ₹540 crore as of March 20, 2026. The bank announced these results in an official press release filed under Regulation 30, demonstrating strong momentum in its credit distribution strategy.

Q4 FY26 Performance Highlights

The bank's referral loan disbursements have shown remarkable acceleration in the fourth quarter, with performance metrics indicating robust demand across its customer segments.

Strategic Credit Distribution Model

Fino Payments Bank has been leveraging its extensive merchant network to drive referral lending growth, particularly targeting underserved rural and semi-urban markets. The bank's partnership-led approach with leading Non-Banking Financial Companies (NBFCs) has enabled it to act as a sourcing partner in markets with limited formal credit access.

The current pilot portfolio focuses on secured lending products including Home Loans, Gold Loans, and Loan Against Property, alongside business loan offerings specifically designed for merchants. This diversified approach has contributed to the strong performance witnessed in Q4 FY26.

Leadership Commentary and Market Position

Mr. Ketan Merchant, Interim CEO, highlighted the strong demand for secured credit products across the bank's network, emphasizing the role of rural and semi-urban markets in driving growth. He noted that the referral lending model enables the bank to leverage its distribution strength while building deeper understanding of customer credit needs, supporting its journey toward becoming a Small Finance Bank.

Mr. Darpan Anand, National Head (Channel Sales), emphasized the merchant network's role as a growth engine, citing the network's local connections and customer trust as key drivers for credit product adoption in underserved markets.

Infrastructure and Future Readiness

The bank's extensive rural presence, supported by over 20 lakh merchant points and 1.7 crore CASA customers, provides significant last-mile access capabilities for formal credit distribution. This infrastructure advantage has been instrumental in facilitating the strong Q4 FY26 performance and positions the bank well for continued growth in the credit segment.

Fino Payments Bank received 'In-principle' approval from RBI to convert into a Small Finance Bank on December 5, 2025, making it the first Payments Bank to achieve this distinction. The strong referral lending performance supports this strategic transition and demonstrates the bank's readiness for expanded banking operations.