| Annual Financials | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 230 | 371 | 691 | 791 | 1,009 | 1,230 | 1,478 | 1,847 | 1,588 | 1,441 |
| Expenses | 279 | 410 | 690 | 707 | 915 | 1,076 | 1,260 | 1,576 | 1,330 | 1,291 |
| EBITDA | -51 | -44 | -9 | 74 | 78 | 107 | 140 | 171 | 144 | 29 |
| Operating Profit % | -1,699 % | -2,039 % | -3,706 % | -3,393 % | -2,469 % | -1,034 % | -740 % | -707 % | -436 % | -403 % |
| Depreciation | 16 | 18 | 24 | 54 | 36 | 42 | 53 | 62 | 76 | 0 |
| Interest | 3 | 6 | 10 | 10 | 15 | 47 | 79 | 101 | 114 | 121 |
| Profit Before Tax | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 108 | 67 | 29 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16 | 15 | 8 |
| Net Profit | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 93 | 53 | 21 |
| EPS in ₹ | -16.41 | -13.99 | -7.19 | 2.62 | 5.34 | 7.82 | 10.36 | 11.12 | 6.30 | 2.50 |
Fino Payments Bank
Fino Payments Bank
128.22
+1.01
(0.79%)
Market Cap
1,067.03 Cr
PE Ratio
50.34
Volume
1,46,312.00
Day High - Low
129.90 - 125.01
52W High-Low
339.00 - 110.03
There are new updates from the company23 hrs ago
View
Key Fundamentals
Market Cap
1,067.03 Cr
EPS
6.30
PE Ratio
50.34
PB Ratio
1.31
Book Value
96.76
EBITDA
143.60
Dividend Yield
0.00 %
Industry
Banks Sector
Payment Bank Return on Equity
6.51
Debt to Equity
0.00
Actual
Company News
View All News
Fino Payments Bank extends Anup Agarwal's interim CFO role23 hrs ago
Fino Payments Bank has extended Anup Agarwal's tenure as interim CFO by up to 3 months, effective October 6. The extension continues his interim leadership of the finance function.
Fino Payments Bank Ltd has appointed Paresh Gupta as Head – MSME, effective September 29, 2026. Gupta brings over 20 years of experience in micro-enter banking.
Fino Payments Bank held its 10th AGM, highlighting RBI's in-principle approval for Small Finance Bank conversion and addressing GST-related investigations into third-party partners.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
128.22 | #1 1,067.03 | #1 50.34 | #1 1,587.90 | #1 -14.03 | #1 53 | #1 -176.97 | 32.17 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-14.03 %
Net Income Growth
-43.24 %
Cash Flow Change
-502.56 %
ROE
-47.46 %
ROCE
-31.19 %
EBITDA Margin (Avg.)
10.63 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 | 5,312 |
| Fixed Assets | 46 | 42 | 49 | 62 | 92 | 139 | 148 | 167 | 355 |
| Current Assets | 423 | 490 | 357 | 442 | 861 | 1,100 | 1,438 | 1,302 | 1,683 |
| Capital Work in Progress | 1 | 0 | 0 | 2 | 1 | 6 | 47 | 130 | 9 |
| Investments | 64 | 73 | 128 | 504 | 631 | 1,146 | 1,747 | 2,388 | 3,254 |
| Other Assets | 427 | 569 | 446 | 443 | 956 | 1,175 | 1,477 | 1,520 | 1,693 |
| Total Equity & Liabilities | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 | 5,312 |
| Current Liabilities | 226 | 392 | 266 | 436 | 448 | 563 | 651 | 680 | 592 |
| Non Current Liabilities | 312 | 293 | 358 | 574 | 1,232 | 1,904 | 2,768 | 3,526 | 4,720 |
| Total Equity | 225 | 162 | 130 | 151 | 480 | 553 | 643 | 747 | 805 |
| Reserve & Surplus | 180 | 118 | 86 | 106 | 397 | 469 | 560 | 664 | 722 |
| Share Capital | 45 | 45 | 45 | 45 | 83 | 83 | 83 | 83 | 83 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | -66 | 50 | -86 | -31 | 495 | 68 | 232 | 39 | 246 |
| Investing Activities | -34 | -14 | -31 | -69 | -64 | -97 | -104 | -164 | -143 |
| Operating Activities | -181 | 29 | -84 | -32 | 207 | -20 | 57 | 76 | -307 |
| Financing Activities | 149 | 35 | 28 | 70 | 352 | 184 | 279 | 127 | 696 |
Share Holding
| % Holding | Jul 2021 | Nov 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 100.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 7.20 % | 6.29 % | 5.57 % | 5.09 % | 5.12 % | 5.12 % | 4.21 % | 3.70 % | 4.08 % | 2.55 % | 2.67 % | 2.69 % | 1.33 % | 0.31 % |
| DIIs | 0.00 % | 5.57 % | 7.09 % | 7.53 % | 7.37 % | 7.84 % | 3.73 % | 4.74 % | 5.47 % | 6.83 % | 5.58 % | 5.91 % | 5.99 % | 6.14 % | 6.08 % | 3.52 % | 3.04 % | 3.35 % | 0.45 % | 0.40 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 3.30 % | 4.66 % | 5.30 % | 5.71 % | 6.83 % | 9.41 % | 8.91 % | 8.93 % | 8.19 % | 10.07 % | 9.60 % | 10.50 % | 12.28 % | 12.42 % | 13.79 % | 14.89 % | 14.65 % | 15.65 % | 17.43 % | 18.76 % |
| Others | 0.00 % | 16.12 % | 13.25 % | 12.17 % | 11.92 % | 10.33 % | 11.86 % | 4.15 % | 4.30 % | 4.41 % | 4.27 % | 4.37 % | 3.39 % | 2.36 % | 2.80 % | 3.61 % | 4.53 % | 4.33 % | 6.21 % | 5.84 % | 5.92 % |
| No of Share Holders | 0 | 7 | 96,191 | 93,449 | 88,284 | 85,315 | 83,367 | 77,993 | 74,906 | 67,998 | 68,897 | 65,150 | 63,919 | 64,495 | 64,460 | 64,104 | 63,093 | 61,622 | 61,483 | 62,358 | 62,125 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 25 Sept 2024 |  Annual General Meeting | NA | 25 Sept 2024 | 413.75 | 406.70 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 416.35 | 386.60 |
| 29 Jan 2025 | Quarterly Result Announcement | NA | 29 Jan 2025 | 289.15 | 273.75 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 251.58 | 245.05 |
| 30 Jul 2025 | Quarterly Result Announcement | NA | 30 Jul 2025 | 275.45 | 263.40 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 255.10 | 271.15 |
| 29 Oct 2025 | Quarterly Result Announcement | NA | 29 Oct 2025 | 328.85 | 306.25 |
| 29 Jan 2026 | Quarterly Result Announcement | NA | 29 Jan 2026 | 228.35 | 226.50 |
| 29 Apr 2026 | Quarterly Result Announcement | NA | 29 Apr 2026 | 142.40 | 133.40 |
| 13 Aug 2026 | Quarterly Result Announcement | NA | 13 Aug 2026 | 167.06 | 160.70 |
| 29 Sept 2026 | Annual General Meeting | NA | 29 Sept 2026 | 139.33 | 127.10 |
Announcements
Announcement under Regulation 30 (LODR)-Change in Management
23 hrs ago
23 hrs agoBoard Meeting Outcome for Outcome Of Board Meeting Held On October 01 202623 hrs ago
23 hrs agoShareholder Meeting / Postal Ballot-Scrutinizers Report2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Change in Management2 days ago
2 days agoShareholder Meeting / Postal Ballot-Outcome of AGM2 days ago
2 days agoClosure of Trading Window7 days ago
7 days ago Business Performance Update - August 2026Sep 10, 2026
Sep 10, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 08, 2026
Sep 08, 2026Business Responsibility and Sustainability Reporting (BRSR)Sep 07, 2026
Sep 07, 2026Reg. 34 (1) Annual Report.Sep 07, 2026
Sep 07, 2026Notice Of 10Th Annual General Meeting To Be Held On Tuesday September 292026Sep 07, 2026
Sep 07, 2026Announcement under Regulation 30 (LODR)-Change in ManagementSep 04, 2026
Sep 04, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 04, 2026
Sep 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 26, 2026
Aug 26, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 24, 2026
Aug 24, 2026Board Meeting Outcome for Outcome Of The Meeting Of Board Of Directors Held On August 24 2026Aug 24, 2026
Aug 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 24, 2026
Aug 24, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 18, 2026
Aug 18, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2026
Aug 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2026
Aug 14, 2026Announcement under Regulation 30 (LODR)-Investor PresentationAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 13, 2026
Aug 13, 2026Financial Results For Quarter Ended June 30 2026Aug 13, 2026
Aug 13, 2026Board Meeting Outcome for Outcome Of The Board Meeting Held On August 13 2026Aug 13, 2026
Aug 13, 2026Business Performance Update - July 2026Aug 06, 2026
Aug 06, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 27, 2026
Jul 27, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJul 27, 2026
Jul 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 27, 2026
Jul 27, 2026Board Meeting Intimation for Intimation Of Board Meeting Of Fino Payments Bank LimitedJul 27, 2026
Jul 27, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 22, 2026
Jul 22, 2026Business Performance Update - June 2026Jul 10, 2026
Jul 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 08, 2026
Jul 08, 2026Grant Of Stock Options Under Fino Payments Bank Limited- Employees Stock Option Policy 2020 And Employee Stock Option Policy 2023Jul 01, 2026
Jul 01, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 26, 2026
Jun 26, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 25, 2026
Jun 25, 2026Closure of Trading WindowJun 24, 2026
Jun 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2026
Jun 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2026
Jun 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 15, 2026
Jun 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 15, 2026
Jun 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 11, 2026
Jun 11, 2026Business Performance Updates-May 2026Jun 08, 2026
Jun 08, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 08, 2026
Jun 08, 2026Fino Payments Bank Limited Announces Strategic Partnership With Ezee.Ai To Build Lending Eco-System For Seamless Small Finance Bank TransitionJun 01, 2026
Jun 01, 2026Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2026
May 29, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 26, 2026
May 26, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 21, 2026
May 21, 2026Board Meeting Outcome for Outcome Of The Board Meeting And Intimation Under Regulation 30 Read With Schedule III Of SEBI LODRMay 21, 2026
May 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2026
May 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 18, 2026
May 18, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Mirae Asset Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Tata Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 32.17
ATR(14)
Volatile 4.68
STOCH(9,6)
Oversold 14.56
STOCH RSI(14)
Neutral 33.66
MACD(12,26)
Bearish -0.23
ADX(14)
Weak Trend 15.81
UO(9)
Bearish 39.47
ROC(12)
Downtrend And Accelerating -6.90
WillR(14)
Oversold -85.27
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
