Fino Payments Bank

274.00
-4.45
(-1.60%)
ann
There are new updates from the company1 day ago
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Market Cap
2,317.20 Cr
EPS
11.12
PE Ratio
25.04
Dividend Yield
0.00 %
Industry
Banks
52 Week High
467.00
52 Week Low
200.00
PB Ratio
3.22
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
Fino Payments Bank aims for Rs 100 crore profit in FY26, driven by digital transaction growth. CEO Rishi Gupta reports 49% of transaction volume now from digital sources. The bank continues to add 1.5-2 lakh merchants annually to its network of 19 lakh. Fino is collaborating with NBFCs for lending products and has applied for a small finance bank license.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
274.00
#1 2,317.20
#1 25.04
#1 195.23
#1 20.20
#1 93
#1 -4.76
53.33
Forecast
Actual
Growth Rate
Revenue Growth
20.20 %
Net Income Growth
32.41 %
Cash Flow Change
-109.69 %
ROE
13.84 %
ROCE
5.92 %
EBITDA Margin (Avg.)
17.85 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
Revenue
230
371
691
791
1,009
1,230
1,478
195
Expenses
279
410
690
707
915
1,076
1,260
1,638
EBITDA
-51
-44
-9
74
78
107
140
0
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-739 %
Depreciation
16
18
24
54
36
42
53
0
Interest
3
6
10
10
15
47
79
101
Profit Before Tax
-67
-62
-32
21
43
65
86
108
Tax
0
0
0
0
0
0
0
16
Net Profit
-67
-62
-32
21
43
65
86
93
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.12

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
538
684
624
1,010
1,680
2,466
3,419
3,102
Fixed Assets
46
42
49
62
92
139
148
298
Current Assets
423
490
357
442
861
1,100
1,438
0
Capital Work in Progress
1
0
0
2
1
6
47
0
Investments
64
73
128
504
631
1,146
1,747
2,388
Other Assets
427
569
446
443
956
1,175
1,477
416
Total Liabilities
538
684
624
1,010
1,680
2,466
3,419
3,102
Current Liabilities
226
392
266
436
448
563
651
0
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
2,549
Total Equity
225
162
130
151
480
553
643
719
Reserve & Surplus
180
118
86
106
397
469
560
636
Share Capital
45
45
45
45
83
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
Net Cash Flow
-66
50
-86
-31
495
68
Investing Activities
-34
-14
-31
-69
-64
-97
Operating Activities
-181
29
-84
-32
207
-20
Financing Activities
149
35
28
70
352
184

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
4.08 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
3.52 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
13.79 %
Others
0.00 %
16.12 %
13.25 %
12.17 %
11.92 %
10.33 %
11.86 %
4.15 %
4.30 %
4.41 %
4.27 %
4.37 %
3.39 %
2.36 %
2.80 %
3.61 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 251.58 259.59
29 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2025 300.50 287.60
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 417.35 388.55
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 417.30 409.75

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20181 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 26, 2025
Closure of Trading WindowJun 25, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2025
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerMay 31, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 26, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 03, 2025
Grant Of Stock Options Under Fino Payments Bank Limited - Employee Stock Option Policy 2024 (ESOP 2024)May 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 29, 2025
Statement Of Deviation Of Funds Raised Through IPOApr 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 28, 2025
Results- Financial Results For April 28 2025Apr 28, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On April 28 2025Apr 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 18, 2025
Board Meeting Intimation for The Board Meeting Scheduled To Be Held On April 28 2025Apr 18, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 18, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotApr 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 02, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 28, 2025
Closure of Trading WindowMar 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2025
Disclosure under Regulation 30A of LODRMar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors Held On March 16 2025Mar 16, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 05, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 04, 2025

Technical Indicators

RSI(14)
Neutral
52.09
ATR(14)
Less Volatile
13.51
STOCH(9,6)
Oversold
14.83
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
-2.14
ADX(14)
Strong Trend
41.91
UO(9)
Bearish
33.31
ROC(12)
Downtrend And Accelerating
-1.47
WillR(14)
Oversold
-93.34

Mutual Fund Holdings