| Annual Financials | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 230 | 371 | 691 | 791 | 1,009 | 1,230 | 1,478 | 1,847 | 248 | 1,441 |
| Expenses | 279 | 410 | 690 | 707 | 915 | 1,076 | 1,260 | 1,576 | 1,406 | 1,291 |
| EBITDA | -51 | -44 | -9 | 74 | 78 | 107 | 140 | 171 | 0 | 29 |
| Operating Profit % | -1,699 % | -2,039 % | -3,706 % | -3,393 % | -2,469 % | -1,034 % | -740 % | -707 % | -467 % | -403 % |
| Depreciation | 16 | 18 | 24 | 54 | 36 | 42 | 53 | 62 | 0 | 0 |
| Interest | 3 | 6 | 10 | 10 | 15 | 47 | 79 | 101 | 114 | 121 |
| Profit Before Tax | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 108 | 67 | 29 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16 | 15 | 8 |
| Net Profit | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 93 | 52 | 21 |
| EPS in ₹ | -16.41 | -13.99 | -7.19 | 2.62 | 5.34 | 7.82 | 10.36 | 11.12 | 6.30 | 2.50 |
Fino Payments Bank
Fino Payments Bank
145.93
-0.23
(-0.16%)
Market Cap
1,214.41 Cr
PE Ratio
58.08
Volume
1,26,191.00
Day High - Low
146.99 - 145.20
52W High-Low
339.00 - 110.03
Key Fundamentals
Market Cap
1,214.41 Cr
EPS
6.30
PE Ratio
58.08
PB Ratio
1.58
Book Value
92.56
EBITDA
0.00
Dividend Yield
0.00 %
Industry
Banks Sector
Payment Bank Return on Equity
12.39
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
View All News
Fino Payments Bank reported a 50% YoY decline in net profit to ₹77.18 lakh for Q1FY26, driven by a 11% drop in operating income. The debt-equity ratio rose to 2.56.
Fino Payments Bank Q1 Revenue Up 18% YoY9 days ago
Fino Payments Bank reported Q1 revenue of ₹722 million, up 18% YoY, while net loss narrowed to ₹137 million from ₹177 million in the prior year period.
Fino Payments Bank July 2026 Update
Aug 06, 2026
Aug 06, 2026Fino Payments Bank reports 304% surge in loan disbursals to ₹241 crore and 12% rise in average deposits in July 2026, though transaction throughput declined.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
145.93 | #1 1,214.41 | #1 58.08 | #1 248.18 | #1 -86.56 | #1 52 | #1 -176.97 | 40.97 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-86.56 %
Net Income Growth
-43.29 %
Cash Flow Change
34.18 %
ROE
-7.61 %
ROCE
2.90 %
EBITDA Margin (Avg.)
-596.80 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 |
| Fixed Assets | 46 | 42 | 49 | 62 | 92 | 139 | 148 | 167 |
| Current Assets | 423 | 490 | 357 | 442 | 861 | 1,100 | 1,438 | 1,302 |
| Capital Work in Progress | 1 | 0 | 0 | 2 | 1 | 6 | 47 | 130 |
| Investments | 64 | 73 | 128 | 504 | 631 | 1,146 | 1,747 | 2,388 |
| Other Assets | 427 | 569 | 446 | 443 | 956 | 1,175 | 1,477 | 1,520 |
| Total Equity & Liabilities | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 |
| Current Liabilities | 226 | 392 | 266 | 436 | 448 | 563 | 651 | 680 |
| Non Current Liabilities | 312 | 293 | 358 | 574 | 1,232 | 1,904 | 2,768 | 3,526 |
| Total Equity | 225 | 162 | 130 | 151 | 480 | 553 | 643 | 747 |
| Reserve & Surplus | 180 | 118 | 86 | 106 | 397 | 469 | 560 | 664 |
| Share Capital | 45 | 45 | 45 | 45 | 83 | 83 | 83 | 83 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -66 | 50 | -86 | -31 | 495 | 68 | 232 | 39 |
| Investing Activities | -34 | -14 | -31 | -69 | -64 | -97 | -104 | -164 |
| Operating Activities | -181 | 29 | -84 | -32 | 207 | -20 | 57 | 76 |
| Financing Activities | 149 | 35 | 28 | 70 | 352 | 184 | 279 | 127 |
Share Holding
| % Holding | Jul 2021 | Nov 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 100.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 7.20 % | 6.29 % | 5.57 % | 5.09 % | 5.12 % | 5.12 % | 4.21 % | 3.70 % | 4.08 % | 2.55 % | 2.67 % | 2.69 % | 1.33 % | 0.31 % |
| DIIs | 0.00 % | 5.57 % | 7.09 % | 7.53 % | 7.37 % | 7.84 % | 3.73 % | 4.74 % | 5.47 % | 6.83 % | 5.58 % | 5.91 % | 5.99 % | 6.14 % | 6.08 % | 3.52 % | 3.04 % | 3.35 % | 0.45 % | 0.40 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 3.30 % | 4.66 % | 5.30 % | 5.71 % | 6.83 % | 9.41 % | 8.91 % | 8.93 % | 8.19 % | 10.07 % | 9.60 % | 10.50 % | 12.28 % | 12.42 % | 13.79 % | 14.89 % | 14.65 % | 15.65 % | 17.43 % | 18.76 % |
| Others | 0.00 % | 16.12 % | 13.25 % | 12.17 % | 11.92 % | 10.33 % | 11.86 % | 4.15 % | 4.30 % | 4.41 % | 4.27 % | 4.37 % | 3.39 % | 2.36 % | 2.80 % | 3.61 % | 4.53 % | 4.33 % | 6.21 % | 5.84 % | 5.92 % |
| No of Share Holders | 0 | 7 | 96,191 | 93,449 | 88,284 | 85,315 | 83,367 | 77,993 | 74,906 | 67,998 | 68,897 | 65,150 | 63,919 | 64,495 | 64,460 | 64,104 | 63,093 | 61,622 | 61,483 | 62,358 | 62,125 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 25 Sept 2024 |  Annual General Meeting | NA | 25 Sept 2024 | 413.75 | 406.70 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 416.35 | 386.60 |
| 29 Jan 2025 | Quarterly Result Announcement | NA | 29 Jan 2025 | 289.15 | 273.75 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 251.58 | 245.05 |
| 30 Jul 2025 | Quarterly Result Announcement | NA | 30 Jul 2025 | 275.45 | 263.40 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 255.10 | 271.15 |
| 29 Oct 2025 | Quarterly Result Announcement | NA | 29 Oct 2025 | 328.85 | 306.25 |
| 29 Jan 2026 | Quarterly Result Announcement | NA | 29 Jan 2026 | 228.35 | 226.50 |
| 29 Apr 2026 | Quarterly Result Announcement | NA | 29 Apr 2026 | 142.40 | 133.40 |
| 13 Aug 2026 | Quarterly Result Announcement | NA | 13 Aug 2026 | 167.06 | 160.70 |
Announcements
Announcement under Regulation 30 (LODR)-Earnings Call Transcript4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoFinancial Results For Quarter Ended June 30 20269 days ago
9 days agoBoard Meeting Outcome for Outcome Of The Board Meeting Held On August 13 20269 days ago
9 days agoBusiness Performance Update - July 2026Aug 06, 2026
Aug 06, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 27, 2026
Jul 27, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJul 27, 2026
Jul 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 27, 2026
Jul 27, 2026Board Meeting Intimation for Intimation Of Board Meeting Of Fino Payments Bank LimitedJul 27, 2026
Jul 27, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 22, 2026
Jul 22, 2026Business Performance Update - June 2026Jul 10, 2026
Jul 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 08, 2026
Jul 08, 2026Grant Of Stock Options Under Fino Payments Bank Limited- Employees Stock Option Policy 2020 And Employee Stock Option Policy 2023Jul 01, 2026
Jul 01, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 26, 2026
Jun 26, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 25, 2026
Jun 25, 2026Closure of Trading WindowJun 24, 2026
Jun 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2026
Jun 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2026
Jun 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 15, 2026
Jun 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 15, 2026
Jun 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 11, 2026
Jun 11, 2026Business Performance Updates-May 2026Jun 08, 2026
Jun 08, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 08, 2026
Jun 08, 2026Fino Payments Bank Limited Announces Strategic Partnership With Ezee.Ai To Build Lending Eco-System For Seamless Small Finance Bank TransitionJun 01, 2026
Jun 01, 2026Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2026
May 29, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 26, 2026
May 26, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 21, 2026
May 21, 2026Board Meeting Outcome for Outcome Of The Board Meeting And Intimation Under Regulation 30 Read With Schedule III Of SEBI LODRMay 21, 2026
May 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2026
May 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 18, 2026
May 18, 2026Business Update For The Month Of April 2026May 08, 2026
May 08, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 08, 2026
May 08, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 08, 2026
May 08, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 08, 2026
May 08, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 04, 2026
May 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2026
Apr 30, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2026
Apr 30, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2026
Apr 29, 2026Financial Results For The Financial Year Ended March 31 2026Apr 29, 2026
Apr 29, 2026Board Meeting Outcome for Outcome Of The Board Meeting Held On April 29 2026Apr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 20, 2026
Apr 20, 2026Board Meeting Intimation for The Consideration And Approval Of The Audited Financial Results For The Financial Year Ended March 31 2026 And Un-Audited Financial Results For The Fourth Quarter Ended March 31 2026Apr 20, 2026
Apr 20, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 20, 2026
Apr 20, 2026Press Release-Update On Finacle CBS MigrationApr 15, 2026
Apr 15, 2026Announcement Under Regulation 30 Of SEBI Listing RegulationsApr 13, 2026
Apr 13, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Mirae Asset Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
Mirae Asset Multicap Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Tata Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 40.97
ATR(14)
Less Volatile 7.00
STOCH(9,6)
Oversold 10.60
STOCH RSI(14)
Oversold 4.92
MACD(12,26)
Bearish -2.26
ADX(14)
Weak Trend 22.16
UO(9)
Bearish 33.81
ROC(12)
Downtrend And Accelerating -9.62
WillR(14)
Oversold -96.40
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