Fino Payments Bank

295.05
+12.00
(4.24%)
Market Cap
2,455.24
Eps
10.36
PE Ratio (TTM)
25.04
Dividend Yield
0.00
Industry
Banks
52 Week High
467.00
52 Week low
251.30
PB Ratio
3.50
Debt to Equity
0.00
Sector
Payment Bank
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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Fino Payments Bank Reports Q3 Financial Results6 days ago
Fino Payments Bank has announced its financial results for the third quarter. The bank reported a net profit of 231 million rupees, showing a slight increase from 228 million rupees in the same quarter last year and a more significant rise from 212 million rupees in the previous quarter. Revenue for Q3 stood at 494 million rupees, marking a substantial increase from 391 million rupees in the corresponding quarter of the previous year.
Growth Rate
Revenue Growth
20.20 %
Net Income Growth
32.41 %
Cash Flow Change
-109.69 %
ROE
13.84 %
ROCE
5.92 %
EBITDA Margin (Avg.)
17.85 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
230
371
691
791
1,009
1,230
1,478
1,755
Expenses
279
410
690
707
915
1,076
1,260
1,553
EBITDA
-51
-44
-9
74
78
107
140
104
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-746 %
Depreciation
16
18
24
54
36
42
53
0
Interest
3
6
10
10
15
47
79
98
Profit Before Tax
-67
-62
-32
21
43
65
86
104
Tax
0
0
0
0
0
0
0
10
Net Profit
-67
-62
-32
21
43
65
86
94
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
538
684
624
1,010
1,680
2,466
3,419
Fixed Assets
46
42
49
62
92
139
148
Current Assets
423
490
357
442
861
1,100
1,438
Capital Work in Progress
1
0
0
2
1
6
47
Investments
64
73
128
504
631
1,146
1,747
Other Assets
427
569
446
443
956
1,175
1,477
Total Liabilities
538
684
624
1,010
1,680
2,466
3,419
Current Liabilities
226
392
266
436
448
563
651
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
Total Equity
225
162
130
151
480
553
643
Reserve & Surplus
180
118
86
106
397
469
560
Share Capital
45
45
45
45
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
Net Cash Flow
-66
50
-86
-31
495
68
Investing Activities
-34
-14
-31
-69
-64
-97
Operating Activities
-181
29
-84
-32
207
-20
Financing Activities
149
35
28
70
352
184

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
295.05 2,455.24 25.04 1,478.40 20.20 86 1.32 46.91

Corporate Action

Technical Indicators

RSI(14)
Neutral
37.81
ATR(14)
Volatile
13.10
STOCH(9,6)
Neutral
51.67
STOCH RSI(14)
Neutral
71.24
MACD(12,26)
Bullish
0.76
ADX(14)
Weak Trend
19.41
UO(9)
Bearish
38.76
ROC(12)
Downtrend And Accelerating
-5.96
WillR(14)
Neutral
-62.88