Fino Payments Bank
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Fino Payments Bank

177.69
-2.24
(-1.24%)
Market Cap
1,478.70 Cr
PE Ratio
21.36
Volume
1,92,309.00
Day High - Low
181.10 - 174.32
52W High-Low
339.00 - 165.01
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There are new updates from the company16 hrs ago
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Key Fundamentals
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Market Cap
1,478.70 Cr
EPS
11.12
PE Ratio
21.36
PB Ratio
1.97
Book Value
90.48
EBITDA
170.50
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
12.39
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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Caret
negative
Fino Payments Bank's application to remove CID lien of ₹11.92 crores rejected by Bengaluru court. Bank plans appeal to Karnataka High Court regarding merchant-related investigation.
negative
ICRA places Fino Payments Bank's BBB+/A2+ rating on Watch with Developing Implications following arrest of MD & CEO Rishi Gupta, affecting Rs 294.54 crore overdraft facilities.
neutral
Crisil ESG Ratings & Analytics assigned 'Crisil ESG 54' rating to Fino Payments Bank for Fiscal 2025, based on disclosures and publicly available data as per regulatory compliance.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
177.69
#1 1,478.70
#1 21.36
#1 1,847.10
#1 24.94
#1 93
#1 -46.75
29.28
Growth Rate
Revenue Growth
24.94 %
Net Income Growth
7.31 %
Cash Flow Change
34.18 %
ROE
-7.61 %
ROCE
2.90 %
EBITDA Margin (Avg.)
-0.74 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
230
371
691
791
1,009
1,230
1,478
1,847
1,741
Expenses
279
410
690
707
915
1,076
1,260
1,576
1,537
EBITDA
-51
-44
-9
74
78
107
140
171
93
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-707 %
-556 %
Depreciation
16
18
24
54
36
42
53
62
0
Interest
3
6
10
10
15
47
79
101
111
Profit Before Tax
-67
-62
-32
21
43
65
86
108
93
Tax
0
0
0
0
0
0
0
16
24
Net Profit
-67
-62
-32
21
43
65
86
93
70
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.12
8.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
538
684
624
1,010
1,680
2,466
3,419
4,206
Fixed Assets
46
42
49
62
92
139
148
167
Current Assets
423
490
357
442
861
1,100
1,438
1,302
Capital Work in Progress
1
0
0
2
1
6
47
130
Investments
64
73
128
504
631
1,146
1,747
2,388
Other Assets
427
569
446
443
956
1,175
1,477
1,520
Total Equity & Liabilities
538
684
624
1,010
1,680
2,466
3,419
4,206
Current Liabilities
226
392
266
436
448
563
651
680
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
3,526
Total Equity
225
162
130
151
480
553
643
747
Reserve & Surplus
180
118
86
106
397
469
560
664
Share Capital
45
45
45
45
83
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-66
50
-86
-31
495
68
232
39
Investing Activities
-34
-14
-31
-69
-64
-97
-104
-164
Operating Activities
-181
29
-84
-32
207
-20
57
76
Financing Activities
149
35
28
70
352
184
279
127

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
4.08 %
2.55 %
2.67 %
2.69 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
3.52 %
3.04 %
3.35 %
0.45 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
13.79 %
14.89 %
14.65 %
15.65 %
Others
0.00 %
16.12 %
13.25 %
12.17 %
11.92 %
10.33 %
11.86 %
4.15 %
4.30 %
4.41 %
4.27 %
4.37 %
3.39 %
2.36 %
2.80 %
3.61 %
4.53 %
4.33 %
6.21 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104
63,093
61,622
61,483

Announcements

Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 201516 hrs ago
Announcement under Regulation 30 (LODR)-Credit Rating2 days ago
Revision In ESG Rating/Score2 days ago
Revision In ESG Rating2 days ago
Announcement under Regulation 30 (LODR)-Change in Management5 days ago
Announcement under Regulation 30 (LODR)-Change in Management6 days ago
Board Meeting Outcome for Outcome Of Board Meeting6 days ago
Transcript Of Group Conference Call With Investors And Analysts On March 02 2026.8 days ago
Clarification Regarding Media Reports And Speculations9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome10 days ago
Clarification Regarding Media Reports And SpeculationsMar 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 28, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 28, 2026
Defaults under Para A sub-paragraph 6 of Schedule III-Initial DisclosureFeb 27, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 27, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 26, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 18, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 03, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 30, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 30, 2026
Approval Of Un-Audited Financial Results For The Quarter And Nine Months Ended December 31 2025Jan 29, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJan 29, 2026
Statement Of Deviation For The Quarter Ended December 31 2025Jan 29, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 29, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 29, 2026
Board Meeting Outcome for Outcome Of Board MeetingJan 29, 2026
RBI Approval For Re-Appointment Of Mr. Rishi Gupta As Managing Director & CEOJan 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2026
Board Meeting Intimation for The Board Meeting Scheduled To Held On January 29 2026Jan 20, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 13, 2026
Migration Of Core Banking System Of Fino Payments Bank LimitedJan 06, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 30, 2025
Closure of Trading WindowDec 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 13, 2025
RBI Grants In-Principle Approval To Fino Payments Bank Limited For Conversion Into A Small Finance BankDec 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 20, 2025
Disclosure Under Regulation 30 Of SEBI Listing RegulationNov 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 11, 2025
Disclosure Under Regulation 30 Of SEBI Listing RegulationsNov 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 30, 2025
Disclosure Under Regulation 8 Of The Securities And Exchange Board Of India (Prohibition Of Insider Trading) Regulations 2015 (SEBI PIT Regulations)- Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive InformationOct 29, 2025

Mutual Fund Holdings

Technical Indicators

RSI(14)
Neutral
29.28
ATR(14)
Less Volatile
10.77
STOCH(9,6)
Neutral
27.61
STOCH RSI(14)
Neutral
32.69
MACD(12,26)
Bearish
-1.57
ADX(14)
Strong Trend
34.69
UO(9)
Bearish
42.80
ROC(12)
Downtrend And Accelerating
-16.14
WillR(14)
Neutral
-76.99