Fino Payments Bank

241.41
-4.79
(-1.95%)
ann
Company has added their latest Transcript18 hours ago
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Market Cap
2,009.00 Cr
EPS
10.36
PE Ratio
21.69
Dividend Yield
0.00 %
Industry
Banks
52 Week High
467.00
52 Week Low
200.00
PB Ratio
2.79
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
Fino Payments Bank: Revenue Surges 25% to ₹1,847 Crore in FY255 days ago
Fino Payments Bank reported 25% YoY revenue growth to ₹1,847 crore in FY25. Profit before tax increased 26% to ₹108.3 crore. Digital transactions grew 29% YoY, processing over ₹4.6 lakh crore. Customer base expanded to 1.43 crore. The bank invested ₹150 crore in technology infrastructure.
neutral
FINO Payments Bank Reports Q4 FY23 Financial Results5 days ago
FINO Payments Bank announced its Q4 FY23 financial results. The bank reported a net profit of 240 million rupees, compared to 252 million rupees year-over-year and 231 million rupees quarter-over-quarter. Revenue for Q4 stood at 528 million rupees, up from 414 million rupees in the same quarter last year.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
241.41
#1 2,009.00
#1 21.69
#1 1,478.40
#1 20.20
#1 86
#1 -4.76
49.50
Growth Rate
Revenue Growth
20.20 %
Net Income Growth
32.41 %
Cash Flow Change
-109.69 %
ROE
13.84 %
ROCE
5.92 %
EBITDA Margin (Avg.)
17.85 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
230
371
691
791
1,009
1,230
1,478
1,847
Expenses
279
410
690
707
915
1,076
1,260
1,638
EBITDA
-51
-44
-9
74
78
107
140
108
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-740 %
Depreciation
16
18
24
54
36
42
53
0
Interest
3
6
10
10
15
47
79
101
Profit Before Tax
-67
-62
-32
21
43
65
86
108
Tax
0
0
0
0
0
0
0
16
Net Profit
-67
-62
-32
21
43
65
86
93
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.10

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
538
684
624
1,010
1,680
2,466
3,419
Fixed Assets
46
42
49
62
92
139
148
Current Assets
423
490
357
442
861
1,100
1,438
Capital Work in Progress
1
0
0
2
1
6
47
Investments
64
73
128
504
631
1,146
1,747
Other Assets
427
569
446
443
956
1,175
1,477
Total Liabilities
538
684
624
1,010
1,680
2,466
3,419
Current Liabilities
226
392
266
436
448
563
651
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
Total Equity
225
162
130
151
480
553
643
Reserve & Surplus
180
118
86
106
397
469
560
Share Capital
45
45
45
45
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
Net Cash Flow
-66
50
-86
-31
495
68
Investing Activities
-34
-14
-31
-69
-64
-97
Operating Activities
-181
29
-84
-32
207
-20
Financing Activities
149
35
28
70
352
184

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
4.08 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
3.52 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
13.79 %
Others
0.00 %
16.12 %
13.25 %
12.17 %
11.92 %
10.33 %
11.86 %
4.15 %
4.30 %
4.41 %
4.27 %
4.37 %
3.39 %
2.36 %
2.80 %
3.61 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 251.58 245.05
29 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2025 289.15 273.75
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 416.35 386.60
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 413.75 406.70

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript18 hours ago
Grant Of Stock Options Under Fino Payments Bank Limited - Employee Stock Option Policy 2024 (ESOP 2024)1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Statement Of Deviation Of Funds Raised Through IPO5 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation5 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release5 days ago
Results- Financial Results For April 28 20255 days ago
Board Meeting Outcome for Outcome Of The Board Meeting Held On April 28 20255 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 18, 2025
Board Meeting Intimation for The Board Meeting Scheduled To Be Held On April 28 2025Apr 18, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 18, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotApr 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 02, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 28, 2025
Closure of Trading WindowMar 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2025
Disclosure under Regulation 30A of LODRMar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors Held On March 16 2025Mar 16, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 05, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 24, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotFeb 18, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportFeb 18, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 30, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 29, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJan 29, 2025
Statement For Deviation(S) Or Variation(S) Under Regulation 32 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 For The Quarter Ended DeJan 29, 2025
Integrated Filing (Financial)Jan 29, 2025
Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 29, 2025
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors Held On January 29 2025Jan 29, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 24, 2025

Technical Indicators

RSI(14)
Neutral
49.50
ATR(14)
Less Volatile
15.66
STOCH(9,6)
Neutral
43.06
STOCH RSI(14)
Neutral
53.20
MACD(12,26)
Bullish
0.42
ADX(14)
Weak Trend
20.29
UO(9)
Bearish
44.99
ROC(12)
Uptrend And Accelerating
16.33
WillR(14)
Neutral
-51.27