Fino Payments Bank
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Fino Payments Bank

136.11
-1.34
(-0.97%)
Market Cap
1,132.69 Cr
PE Ratio
16.49
Volume
2,26,225.00
Day High - Low
139.55 - 135.72
52W High-Low
339.00 - 110.03
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Key Fundamentals
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Market Cap
1,132.69 Cr
EPS
11.12
PE Ratio
16.49
PB Ratio
1.52
Book Value
90.48
EBITDA
170.50
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
12.39
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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positive
Fino Payments Bank successfully completed Core Banking System migration to Finacle with ₹200 crore investment, establishing scalable platform for Small Finance Bank transition.
neutral
Fino Payments Bank informs exchanges that MD & CEO Rishi Gupta remains unavailable for over 45 days due to pending fit and proper status re-assessment, while operations continue with interim CEO.
positive
Fino Payments Bank reports strong Q4FY26 performance with deposits reaching all-time high of ₹2,950+ crore, 7 lakh new accounts opened, and highest-ever quarterly renewal income of ₹62.2 crore.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
136.11
#1 1,132.69
#1 16.49
#1 1,847.10
#1 24.94
#1 93
#1 -46.75
43.45
Growth Rate
Revenue Growth
24.94 %
Net Income Growth
7.31 %
Cash Flow Change
34.18 %
ROE
-7.61 %
ROCE
2.90 %
EBITDA Margin (Avg.)
-0.74 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
230
371
691
791
1,009
1,230
1,478
1,847
1,741
Expenses
279
410
690
707
915
1,076
1,260
1,576
1,537
EBITDA
-51
-44
-9
74
78
107
140
171
93
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-707 %
-556 %
Depreciation
16
18
24
54
36
42
53
62
0
Interest
3
6
10
10
15
47
79
101
111
Profit Before Tax
-67
-62
-32
21
43
65
86
108
93
Tax
0
0
0
0
0
0
0
16
24
Net Profit
-67
-62
-32
21
43
65
86
93
70
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.12
8.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
538
684
624
1,010
1,680
2,466
3,419
4,206
Fixed Assets
46
42
49
62
92
139
148
167
Current Assets
423
490
357
442
861
1,100
1,438
1,302
Capital Work in Progress
1
0
0
2
1
6
47
130
Investments
64
73
128
504
631
1,146
1,747
2,388
Other Assets
427
569
446
443
956
1,175
1,477
1,520
Total Equity & Liabilities
538
684
624
1,010
1,680
2,466
3,419
4,206
Current Liabilities
226
392
266
436
448
563
651
680
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
3,526
Total Equity
225
162
130
151
480
553
643
747
Reserve & Surplus
180
118
86
106
397
469
560
664
Share Capital
45
45
45
45
83
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-66
50
-86
-31
495
68
232
39
Investing Activities
-34
-14
-31
-69
-64
-97
-104
-164
Operating Activities
-181
29
-84
-32
207
-20
57
76
Financing Activities
149
35
28
70
352
184
279
127

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
4.08 %
2.55 %
2.67 %
2.69 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
3.52 %
3.04 %
3.35 %
0.45 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
13.79 %
14.89 %
14.65 %
15.65 %
Others
0.00 %
16.12 %
13.25 %
12.17 %
11.92 %
10.33 %
11.86 %
4.15 %
4.30 %
4.41 %
4.27 %
4.37 %
3.39 %
2.36 %
2.80 %
3.61 %
4.53 %
4.33 %
6.21 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104
63,093
61,622
61,483

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 413.75 406.70
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 416.35 386.60
29 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2025 289.15 273.75
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 251.58 245.05
30 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jul 2025 275.45 263.40
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 255.10 271.15
29 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Oct 2025 328.85 306.25
29 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2026 228.35 226.50

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Board Meeting Intimation for The Consideration And Approval Of The Audited Financial Results For The Financial Year Ended March 31 2026 And Un-Audited Financial Results For The Fourth Quarter Ended March 31 20261 day ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20181 day ago
Press Release-Update On Finacle CBS Migration6 days ago
Announcement Under Regulation 30 Of SEBI Listing Regulations8 days ago
Business Performance Of Q4FY26Apr 06, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementApr 06, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 01, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMar 31, 2026
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 30, 2026
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 30, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 28, 2026
Intimation Of Issue Of Addendum To The Postal Ballot Notice Dated January 29 2026.Mar 27, 2026
Board Meeting Outcome for Outcome Of BMMar 26, 2026
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Mar 26, 2026
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Mar 26, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 26, 2026
Closure of Trading WindowMar 25, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2026
Press Release - Update On Referral Lending Business PerformanceMar 25, 2026
Announcement Under Regulation 30 SEBI LODRMar 24, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 22, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 22, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 16, 2026
Clarification Regarding Media Report Dated March 16 2026Mar 16, 2026
Update On Business Performance Of The BankMar 14, 2026
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 12, 2026
Announcement under Regulation 30 (LODR)-Credit RatingMar 10, 2026
Revision In ESG Rating/ScoreMar 10, 2026
Revision In ESG RatingMar 10, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMar 08, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMar 06, 2026
Board Meeting Outcome for Outcome Of Board MeetingMar 06, 2026
Transcript Of Group Conference Call With Investors And Analysts On March 02 2026.Mar 04, 2026
Clarification Regarding Media Reports And SpeculationsMar 04, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 02, 2026
Clarification Regarding Media Reports And SpeculationsMar 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 28, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 28, 2026
Defaults under Para A sub-paragraph 6 of Schedule III-Initial DisclosureFeb 27, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 27, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 26, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 18, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.00%
2
0.00%
0.00%
Mirae Asset Banking and Financial Services Fund Direct-Growth
0.00%
0
0.00%
0.00%
Mirae Asset Multicap Fund Direct-Growth
0.00%
0
0.00%
0.00%
Tata Banking and Financial Services Fund Direct-Growth
0.00%
0
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
43.45
ATR(14)
Less Volatile
8.95
STOCH(9,6)
Overbought
80.06
STOCH RSI(14)
Overbought
89.97
MACD(12,26)
Bullish
4.12
ADX(14)
Strong Trend
35.66
UO(9)
Bearish
47.83
ROC(12)
Uptrend And Accelerating
10.39
WillR(14)
Neutral
-21.11