Fino Payments Bank

330.35
-11.55
(-3.38%)
Market Cap (₹ Cr.)
₹2,851
52 Week High
467.00
Book Value
₹
52 Week Low
249.40
PE Ratio
30.50
PB Ratio
4.25
PE for Sector
13.75
PB for Sector
1.50
ROE
11.78 %
ROCE
4.83 %
Dividend Yield
0.00 %
EPS
₹11.03
Industry
Banks
Sector
Banks - Private Sector
comparison:

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
20.20 %
Net Income Growth
32.47 %
Cash Flow Change
-109.69 %
ROE
13.81 %
ROCE
5.97 %
EBITDA Margin (Avg.)
17.88 %

Financial Results

Quarterly Financials
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Revenue
151
179
229
232
206
242
275
285
289
303
314
323
348
359
370
401
437
455
Expenses
147
173
220
222
200
231
257
263
271
278
281
287
314
320
326
353
389
404
EBITDA
5
7
8
10
6
11
18
22
18
26
33
36
34
38
44
48
48
51
Operating Profit %
-3,208 %
-3,459 %
-4,280 %
-3,623 %
-3,201 %
-3,179 %
-2,516 %
-1,970 %
-1,348 %
-1,194 %
-1,014 %
-876 %
-853 %
-777 %
-732 %
-753 %
-757 %
-747 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
3
2
2
3
3
3
4
5
8
12
14
14
15
19
22
23
24
25
Profit Before Tax
2
5
7
8
3
8
14
18
10
14
19
22
19
20
23
25
24
26
Tax
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
Net Profit
2
5
7
8
3
8
14
18
10
14
19
22
19
20
23
25
24
21
EPS in ₹
0.41
0.58
1.60
0.97
0.40
1.01
1.74
2.20
1.21
1.66
2.30
2.65
2.25
2.35
2.74
3.03
2.92
2.54

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
538
684
624
1,010
1,680
2,466
3,419
Fixed Assets
46
42
49
62
92
139
148
Current Assets
0
0
0
0
0
0
0
Capital Work in Progress
1
0
0
2
0
5
47
Investments
64
73
128
504
631
1,146
1,747
Other Assets
427
569
446
443
956
1,175
1,477
Total Liabilities
313
522
494
860
1,200
1,914
2,776
Current Liabilities
0
0
0
0
0
0
0
Non Current Liabilities
313
522
494
860
1,200
1,914
2,776
Total Equity
224
162
130
151
480
553
643
Reserve & Surplus
180
118
85
106
397
469
560
Share Capital
45
45
45
45
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
Net Cash Flow
-66
50
-86
-31
495
68
Investing Activities
-34
-14
-31
-69
-64
-97
Operating Activities
-181
29
-84
-32
207
-20
Financing Activities
149
35
28
70
352
184

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
14.72 %
10.20 %
10.00 %
9.80 %
9.26 %
7.67 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
DIIs
0.00 %
6.82 %
9.66 %
9.06 %
8.80 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.47 %
5.14 %
5.94 %
6.40 %
7.90 %
13.59 %
13.06 %
13.24 %
12.59 %
14.34 %
13.97 %
13.89 %
14.64 %

Dividend History

No dividends have been distributed by the company in the past 10 years

Peer Comparison Compare Peers on Screener

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,742.60 13,31,590.25 19.25 4,07,994.78 99.35 65,447 7.60 54.40
1,253.70 8,80,978.56 18.60 2,36,037.73 26.78 45,007 22.51 44.11
1,141.45 3,51,178.91 12.57 1,37,989.36 30.43 26,424 19.36 41.35
1,735.40 3,43,286.38 17.86 94,273.91 38.35 17,977 13.07 41.85
76.22 83,546.16 12.35 30,370.41 20.68 5,814 34.17 39.41
975.85 77,910.99 9.56 55,143.99 23.81 8,977 -39.55 19.97
19.21 61,317.47 34.32 32,960.89 23.98 1,285 147.81 37.24
211.10 50,701.04 12.27 26,781.95 32.27 3,928 10.74 60.66
63.26 47,288.18 20.38 36,256.84 33.32 2,942 -71.62 39.02
594.35 43,885.67 23.31 1,445.99 19.10 761 42.15 38.58

Corporate Action

Technical Indicators

RSI(14)
Neutral
36.85
ATR(14)
Volatile
17.63
STOCH(9,6)
Oversold
10.53
STOCH RSI(14)
Oversold
11.48
MACD(12,26)
Bearish
-3.85
ADX(14)
Weak Trend
20.52
UO(9)
Bearish
30.13
ROC(12)
Downtrend And Accelerating
-9.29
WillR(14)
Oversold
-82.30