Fino Payments Bank

Fino Payments Bank

249.20
-0.65
(-0.26%)
Market Cap
2,073.80 Cr
EPS
11.12
PE Ratio
24.18
Dividend Yield
0.00 %
Industry
Banks
52 Week High
467.00
52 Week Low
200.00
PB Ratio
2.79
Debt to Equity
0.00
Add Ratio
hide

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
249.20
#1 2,073.80
#1 24.18
#1 1,847.10
#1 24.94
#1 93
#1 -26.75
40.75
Forecast
Actual
Growth Rate
Revenue Growth
24.94 %
Net Income Growth
7.31 %
Cash Flow Change
34.18 %
ROE
-7.61 %
ROCE
2.90 %
EBITDA Margin (Avg.)
-0.74 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
230
371
691
791
1,009
1,230
1,478
1,847
1,864
Expenses
279
410
690
707
915
1,076
1,260
1,576
1,650
EBITDA
-51
-44
-9
74
78
107
140
171
109
Operating Profit %
-1,699 %
-2,039 %
-3,706 %
-3,393 %
-2,469 %
-1,034 %
-740 %
-707 %
-690 %
Depreciation
16
18
24
54
36
42
53
62
0
Interest
3
6
10
10
15
47
79
101
105
Profit Before Tax
-67
-62
-32
21
43
65
86
108
109
Tax
0
0
0
0
0
0
0
16
23
Net Profit
-67
-62
-32
21
43
65
86
93
86
EPS in ₹
-16.41
-13.99
-7.19
2.62
5.34
7.82
10.36
11.12
10.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
538
684
624
1,010
1,680
2,466
3,419
4,206
Fixed Assets
46
42
49
62
92
139
148
167
Current Assets
423
490
357
442
861
1,100
1,438
1,302
Capital Work in Progress
1
0
0
2
1
6
47
130
Investments
64
73
128
504
631
1,146
1,747
2,388
Other Assets
427
569
446
443
956
1,175
1,477
1,520
Total Liabilities
538
684
624
1,010
1,680
2,466
3,419
4,206
Current Liabilities
226
392
266
436
448
563
651
680
Non Current Liabilities
312
293
358
574
1,232
1,904
2,768
3,526
Total Equity
225
162
130
151
480
553
643
747
Reserve & Surplus
180
118
86
106
397
469
560
664
Share Capital
45
45
45
45
83
83
83
83

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-66
50
-86
-31
495
68
232
39
Investing Activities
-34
-14
-31
-69
-64
-97
-104
-164
Operating Activities
-181
29
-84
-32
207
-20
57
76
Financing Activities
149
35
28
70
352
184
279
127

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
100.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
75.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.20 %
6.29 %
5.57 %
5.09 %
5.12 %
5.12 %
4.21 %
3.70 %
4.08 %
2.55 %
DIIs
0.00 %
5.57 %
7.09 %
7.53 %
7.37 %
7.84 %
3.73 %
4.74 %
5.47 %
6.83 %
5.58 %
5.91 %
5.99 %
6.14 %
6.08 %
3.52 %
3.04 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
3.30 %
4.66 %
5.30 %
5.71 %
6.83 %
9.41 %
8.91 %
8.93 %
8.19 %
10.07 %
9.60 %
10.50 %
12.28 %
12.42 %
13.79 %
14.89 %
Others
0.00 %
16.12 %
13.25 %
12.17 %
11.92 %
10.33 %
11.86 %
4.15 %
4.30 %
4.41 %
4.27 %
4.37 %
3.39 %
2.36 %
2.80 %
3.61 %
4.53 %
No of Share Holders
0
7
96,191
93,449
88,284
85,315
83,367
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104
63,093

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 255.10 250.05
30 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jul 2025 275.45 263.40
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 251.58 245.05
29 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2025 289.15 273.75
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 416.35 386.60
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 413.75 406.70

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication10 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 06, 2025
Reg. 34 (1) Annual Report.Aug 06, 2025
Notice- 9Th Annual General Meeting Of Fino Payments Bank Limited Scheduled To Be Held On Friday August 29 2025Aug 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 31, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 31, 2025
Outcome Of The Board Meeting Held Today I.E. Wednesday July 30 2025Jul 30, 2025
Statement For Deviation(S) Or Variation(S) Under Regulation 32 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 For The Quarter Ended June 30 2025Jul 30, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 30, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 30, 2025
Appointment Of Secretarial Auditors Of The BankJul 30, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sJul 30, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 30, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On July 30 2025Jul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 22, 2025
Board Meeting Intimation for Intimation Of Board Meeting Of Fino Payments Bank Limited Scheduled To Be Held On July 30 2025Jul 22, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 26, 2025
Closure of Trading WindowJun 25, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2025
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerMay 31, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 26, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 03, 2025
Grant Of Stock Options Under Fino Payments Bank Limited - Employee Stock Option Policy 2024 (ESOP 2024)May 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 29, 2025
Statement Of Deviation Of Funds Raised Through IPOApr 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 28, 2025
Results- Financial Results For April 28 2025Apr 28, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On April 28 2025Apr 28, 2025

Technical Indicators

RSI(14)
Neutral
40.75
ATR(14)
Less Volatile
11.27
STOCH(9,6)
Neutral
35.23
STOCH RSI(14)
Neutral
63.43
MACD(12,26)
Bearish
-0.85
ADX(14)
Weak Trend
15.88
UO(9)
Bearish
36.51
ROC(12)
Downtrend And Accelerating
-5.22
WillR(14)
Neutral
-71.45

Mutual Fund Holdings