| Annual Financials | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
Revenue  | 230 | 371 | 691 | 791 | 1,009 | 1,230 | 1,478 | 1,847 | 248 |
| Expenses | 279 | 410 | 690 | 707 | 915 | 1,076 | 1,260 | 1,576 | 1,406 |
| EBITDA | -51 | -44 | -9 | 74 | 78 | 107 | 140 | 171 | 0 |
| Operating Profit % | -1,699 % | -2,039 % | -3,706 % | -3,393 % | -2,469 % | -1,034 % | -740 % | -707 % | -467 % |
| Depreciation | 16 | 18 | 24 | 54 | 36 | 42 | 53 | 62 | 0 |
| Interest | 3 | 6 | 10 | 10 | 15 | 47 | 79 | 101 | 114 |
| Profit Before Tax | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 108 | 67 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16 | 15 |
| Net Profit | -67 | -62 | -32 | 21 | 43 | 65 | 86 | 93 | 52 |
| EPS in ₹ | -16.41 | -13.99 | -7.19 | 2.62 | 5.34 | 7.82 | 10.36 | 11.12 | 6.30 |
Fino Payments Bank
Fino Payments Bank
124.50
-0.62
(-0.50%)
Market Cap
1,036.07 Cr
PE Ratio
19.87
Volume
2,09,874.00
Day High - Low
127.38 - 123.21
52W High-Low
339.00 - 110.03
Key Fundamentals
Market Cap
1,036.07 Cr
EPS
6.30
PE Ratio
19.87
PB Ratio
1.35
Book Value
92.56
EBITDA
0.00
Dividend Yield
0.00 %
Industry
Banks Sector
Payment Bank Return on Equity
12.39
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
View All News
Fino Payments Bank has scheduled a one-to-one in-person meeting with International Finance Corporation on May 11, 2026, from 4:00 PM to 5:00 PM IST at BKC, Mumbai.
Fino Payments Bank's April 2026 update shows 204% YoY rise in loan referral disbursals to ₹166 crore, 13% deposit growth to ₹2,801 crore, and 19% rise in digitally active customers.
Fino Payments Bank schedules a one-to-one in-person meeting with Voyager Capital (Principia Advisors LLP) on May 11, 2026, from 2:30 PM to 3:30 PM IST at BKC, Mumbai.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
124.50 | #1 1,036.07 | #1 19.87 | #1 248.18 | #1 -86.56 | #1 52 | #1 -70.42 | 39.13 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-86.56 %
Net Income Growth
-43.29 %
Cash Flow Change
34.18 %
ROE
-7.61 %
ROCE
2.90 %
EBITDA Margin (Avg.)
-596.80 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 |
| Fixed Assets | 46 | 42 | 49 | 62 | 92 | 139 | 148 | 167 |
| Current Assets | 423 | 490 | 357 | 442 | 861 | 1,100 | 1,438 | 1,302 |
| Capital Work in Progress | 1 | 0 | 0 | 2 | 1 | 6 | 47 | 130 |
| Investments | 64 | 73 | 128 | 504 | 631 | 1,146 | 1,747 | 2,388 |
| Other Assets | 427 | 569 | 446 | 443 | 956 | 1,175 | 1,477 | 1,520 |
| Total Equity & Liabilities | 538 | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,419 | 4,206 |
| Current Liabilities | 226 | 392 | 266 | 436 | 448 | 563 | 651 | 680 |
| Non Current Liabilities | 312 | 293 | 358 | 574 | 1,232 | 1,904 | 2,768 | 3,526 |
| Total Equity | 225 | 162 | 130 | 151 | 480 | 553 | 643 | 747 |
| Reserve & Surplus | 180 | 118 | 86 | 106 | 397 | 469 | 560 | 664 |
| Share Capital | 45 | 45 | 45 | 45 | 83 | 83 | 83 | 83 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -66 | 50 | -86 | -31 | 495 | 68 | 232 | 39 |
| Investing Activities | -34 | -14 | -31 | -69 | -64 | -97 | -104 | -164 |
| Operating Activities | -181 | 29 | -84 | -32 | 207 | -20 | 57 | 76 |
| Financing Activities | 149 | 35 | 28 | 70 | 352 | 184 | 279 | 127 |
Share Holding
| % Holding | Jul 2021 | Nov 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 100.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % | 75.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 7.20 % | 6.29 % | 5.57 % | 5.09 % | 5.12 % | 5.12 % | 4.21 % | 3.70 % | 4.08 % | 2.55 % | 2.67 % | 2.69 % | 1.33 % |
| DIIs | 0.00 % | 5.57 % | 7.09 % | 7.53 % | 7.37 % | 7.84 % | 3.73 % | 4.74 % | 5.47 % | 6.83 % | 5.58 % | 5.91 % | 5.99 % | 6.14 % | 6.08 % | 3.52 % | 3.04 % | 3.35 % | 0.45 % | 0.40 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 3.30 % | 4.66 % | 5.30 % | 5.71 % | 6.83 % | 9.41 % | 8.91 % | 8.93 % | 8.19 % | 10.07 % | 9.60 % | 10.50 % | 12.28 % | 12.42 % | 13.79 % | 14.89 % | 14.65 % | 15.65 % | 17.43 % |
| Others | 0.00 % | 16.12 % | 13.25 % | 12.17 % | 11.92 % | 10.33 % | 11.86 % | 4.15 % | 4.30 % | 4.41 % | 4.27 % | 4.37 % | 3.39 % | 2.36 % | 2.80 % | 3.61 % | 4.53 % | 4.33 % | 6.21 % | 5.84 % |
| No of Share Holders | 0 | 7 | 96,191 | 93,449 | 88,284 | 85,315 | 83,367 | 77,993 | 74,906 | 67,998 | 68,897 | 65,150 | 63,919 | 64,495 | 64,460 | 64,104 | 63,093 | 61,622 | 61,483 | 62,358 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 25 Sept 2024 |  Annual General Meeting | NA | 25 Sept 2024 | 413.75 | 406.70 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 416.35 | 386.60 |
| 29 Jan 2025 | Quarterly Result Announcement | NA | 29 Jan 2025 | 289.15 | 273.75 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 251.58 | 245.05 |
| 30 Jul 2025 | Quarterly Result Announcement | NA | 30 Jul 2025 | 275.45 | 263.40 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 255.10 | 271.15 |
| 29 Oct 2025 | Quarterly Result Announcement | NA | 29 Oct 2025 | 328.85 | 306.25 |
| 29 Jan 2026 | Quarterly Result Announcement | NA | 29 Jan 2026 | 228.35 | 226.50 |
| 29 Apr 2026 | Quarterly Result Announcement | NA | 29 Apr 2026 | 142.40 | 133.40 |
Announcements
Business Update For The Month Of April 2026
5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2026
Apr 30, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2026
Apr 30, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2026
Apr 29, 2026Financial Results For The Financial Year Ended March 31 2026Apr 29, 2026
Apr 29, 2026Board Meeting Outcome for Outcome Of The Board Meeting Held On April 29 2026Apr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 20, 2026
Apr 20, 2026Board Meeting Intimation for The Consideration And Approval Of The Audited Financial Results For The Financial Year Ended March 31 2026 And Un-Audited Financial Results For The Fourth Quarter Ended March 31 2026Apr 20, 2026
Apr 20, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 20, 2026
Apr 20, 2026Press Release-Update On Finacle CBS MigrationApr 15, 2026
Apr 15, 2026Announcement Under Regulation 30 Of SEBI Listing RegulationsApr 13, 2026
Apr 13, 2026Business Performance Of Q4FY26Apr 06, 2026
Apr 06, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 06, 2026
Apr 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 01, 2026
Apr 01, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 31, 2026
Mar 31, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 30, 2026
Mar 30, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 30, 2026
Mar 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 30, 2026
Mar 30, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 28, 2026
Mar 28, 2026Intimation Of Issue Of Addendum To The Postal Ballot Notice Dated January 29 2026.Mar 27, 2026
Mar 27, 2026Board Meeting Outcome for Outcome Of BMMar 26, 2026
Mar 26, 2026Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Mar 26, 2026
Mar 26, 2026Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Mar 26, 2026
Mar 26, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 26, 2026
Mar 26, 2026Closure of Trading WindowMar 25, 2026
Mar 25, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2026
Mar 25, 2026Press Release - Update On Referral Lending Business PerformanceMar 25, 2026
Mar 25, 2026Announcement Under Regulation 30 SEBI LODRMar 24, 2026
Mar 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2026
Mar 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 22, 2026
Mar 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 22, 2026
Mar 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2026
Mar 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2026
Mar 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 16, 2026
Mar 16, 2026Clarification Regarding Media Report Dated March 16 2026Mar 16, 2026
Mar 16, 2026Update On Business Performance Of The BankMar 14, 2026
Mar 14, 2026Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 12, 2026
Mar 12, 2026Announcement under Regulation 30 (LODR)-Credit RatingMar 10, 2026
Mar 10, 2026Revision In ESG Rating/ScoreMar 10, 2026
Mar 10, 2026Revision In ESG RatingMar 10, 2026
Mar 10, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 08, 2026
Mar 08, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 06, 2026
Mar 06, 2026Board Meeting Outcome for Outcome Of Board MeetingMar 06, 2026
Mar 06, 2026Transcript Of Group Conference Call With Investors And Analysts On March 02 2026.Mar 04, 2026
Mar 04, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.00% | 2 | 0.00% | 0.00% | |
 Mirae Asset Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
Mirae Asset Multicap Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Tata Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 39.13
ATR(14)
Less Volatile 7.05
STOCH(9,6)
Neutral 45.94
STOCH RSI(14)
Neutral 25.06
MACD(12,26)
Bullish 0.59
ADX(14)
Strong Trend 26.94
UO(9)
Bearish 42.39
ROC(12)
Downtrend And Accelerating -4.46
WillR(14)
Oversold -84.53
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