Fino Payments Bank reported a 253% year-on-year surge in loan referral disbursals to ₹240 crore for June 2026, highlighting strong credit potential within its customer ecosystem as it prepares for a transition to a Small Finance Bank. The bank's core liability segment sustained growth momentum, with average total deposits rising 11% to ₹2,755 crore compared to ₹2,477 crore in the same period last year. The business performance update is based on provisional and unaudited numbers.

The bank opened approximately 3.1 lakh new deposit accounts during the month, a 31% increase from the 2,39,300 accounts opened in June 2025, taking the total count to 1.8 crore accounts. Digital engagement improved significantly, with FinoPay active customers rising 38% to 8.4 lakh from 6.1 lakh a year ago. Renewal income grew 6% to ₹20.8 crore, while the total number of digitally active customers reached 64.7 lakh, up 22% from 53.2 lakh in the prior year.

Business Performance Highlights

The following table summarises key operational and financial metrics for June 2026 against the corresponding period last year:

Transaction Moderation

The bank's transaction business, encompassing remittance, Micro ATM, and AePS, experienced a moderation in throughput, which fell 35% to ₹2,830 crore from ₹4,373 crore in June 2025. The decline is attributed to an ecosystem shift from cash to UPI and a strategic focus on higher-quality, more transacting merchants. However, the pace of degrowth in this segment has eased compared to previous months. B2B digital throughput was nil for the month against ₹3,100 crore in the corresponding period last year.

Fino Payments Bank Limited is scheduled to hold a virtual meeting with analysts and institutional investors on July 9, 2026. The interaction will provide an update on the bank's operations, adhering to regulatory guidelines that prohibit the sharing of unpublished price sensitive information.

The meeting is being conducted pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was submitted to BSE Limited and the National Stock Exchange of India Limited.

Scheduled Meeting Details

The specific details of the scheduled interaction are outlined below:

The bank noted that the schedule is subject to change due to exigencies on the part of the analysts, investors, or the bank. Information shared during the session will be limited to what is already available in the public domain.

Basavraj Loni, Company Secretary & Compliance Officer, signed the disclosure on behalf of Fino Payments Bank. The filing was placed on record at Navi Mumbai.