Equitas Small Finance Bank Limited will hold its Tenth Annual General Meeting (AGM) on September 09, 2026, at 11.00 A.M. (I.S.T.) through Video Conferencing (VC) or Other Audio Visual Means (OAVM). The meeting is being conducted in compliance with the Companies Act, 2013, the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and relevant circulars issued by the Ministry of Corporate Affairs. This virtual format allows shareholders to transact business without physical presence at a common venue.

The bank has dispensed with the requirement to send physical copies of the Notice of the AGM and the Annual Report for FY 2025-26 to shareholders holding shares in physical form or those who have not registered their email addresses. Instead, electronic copies of the Notice and Annual Report will be sent only to the registered email addresses of shareholders available with the bank or depository participants. A letter providing a web link to access the Annual Report will be sent to shareholders who have not registered their email addresses.

Shareholder Communication and Registration

To ensure receipt of the AGM Notice and Annual Report, the bank has outlined specific procedures for shareholders to register or update their contact details. Shareholders holding shares in dematerialised form must register or update their email addresses and mobile numbers through their Depository Participants. Those holding shares in physical form need to submit the prescribed Form ISR 1 along with relevant documents to the bank's Registrar and Share Transfer Agent (RTA), KFIN Technologies Limited.

E-Voting Facilities

Equitas Small Finance Bank will provide a remote e-voting facility for all shareholders to cast their votes on the business items set forth in the Notice. Additionally, e-voting facilities will be available during the AGM itself. Detailed instructions regarding the voting process, including participation for shareholders holding physical shares or those without registered email addresses, will be included in the Notice convening the AGM.

Key Contact Information

Shareholders with queries or grievances can contact the Company Secretary of Equitas Small Finance Bank Limited at its registered office in Chennai. The Registrar and Share Transfer Agent, KFIN Technologies Limited, is also available to assist with registration and e-voting related matters via a toll-free number and dedicated email support.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE063P01018/92a9e309f1b14d80.pdf

Equitas Small Finance Bank reported a 26.70% year-on-year increase in gross advances to ₹47,653 crore for the quarter ended June 30, 2026. Total deposits grew by 10.44% YoY to ₹48,976 crore, supported by robust disbursements of ₹6,804 crore, a surge of 93.77% YoY. The bank's Credit-Deposit (CD) ratio stood at 92.96% for the period, while the CASA ratio was 25%.

Business Update Highlights

Gross advances grew by 3.22% quarter-on-quarter during the period. Micro Finance & Micro Loans advances surged 70.19% YoY to ₹6,019 crore, while Non-Micro Finance & Micro Loans increased 22.19% YoY to ₹41,634 crore. The cost of funds for the quarter was 7.05%.

Financial Metrics

The following table presents the key financial metrics for the quarter:

Key Ratios and Portfolio Mix

The CD Ratio stood at 92.96% for June 2026, compared to 79.91% in the same period last year. After reducing refinance borrowings from advances, the CD Ratio was 81.28%. The advances mix as of June 30, 2026, is presented below:

Gross advances included an IBPC/Securitized/Assigned portfolio of ₹2,126 crore as on June 30, 2026. The bank noted that figures for June 30, 2026, are provisional and subject to review by the Joint Statutory Auditors and approval by the Audit Committee and Board of Directors.