CSL Finance AUM grows 15% to ₹1,510 crore in Q1 FY27
CSL Finance reported a 15% year-on-year growth in Assets Under Management to ₹1,510 crore for Q1 FY27. The company achieved loan disbursements of ₹320 crore and collections of ₹290 crore while maintaining a capital adequacy ratio of 44%.

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CSL Finance reported a 15% year-on-year growth in its Assets Under Management (AUM) to ₹1,510 crore in Q1 FY27, alongside loan disbursements of ₹320 crore during the quarter. The company also raised ₹60 crore through Non-Convertible Debentures (NCDs) and maintained a strong liquidity surplus of approximately ₹175 crore as of June 30, 2026.
Q1 FY27 Key Performance Highlights
The following table summarizes the key operational metrics reported by CSL Finance for Q1 FY27:
| Metric | Q1 FY27 |
|---|---|
| AUM | ₹1,510 crore |
| AUM Growth (YoY) | 15% |
| Loan Disbursements | ₹320 crore |
| Collections | ₹290 crore |
| Liquidity Surplus | ₹175 crore |
| Capital Adequacy Ratio | 44% |
Capital Raising and Liquidity
CSL Finance received a fresh sanction of ₹50 crore from an existing lender and raised ₹60 crore through NCDs. The company executed a term sheet for the issuance of NCDs aggregating to ₹150 crore, to be raised in multiple tranches. Of this, ₹60 crore has been raised, while the remaining ₹90 crore is proposed to be raised in subsequent tranches. The liquidity surplus includes undrawn sanctions of ₹90 crore of NCDs.
Operational Metrics
The company's portfolio mix stood at 70:30 (Wholesale Lending: SME) as of June 2026, compared to 69:31 as of March 2026. CSL Finance operates through 37 operational branches and 25 spoke branches, with a team strength of 455 employees.
Historical Stock Returns for CSL Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.20% | -2.94% | -5.14% | -18.58% | -33.79% | -6.43% |
How will CSL Finance utilize the remaining ₹90 crore from the NCD tranche, and what impact will this have on future AUM growth?
What is driving the gradual shift in the portfolio mix from SME to Wholesale Lending, and will this trend continue?
With a Capital Adequacy Ratio of 44%, is CSL Finance considering aggressive expansion or new product offerings in the near term?


































