CreditAccess Grameen Limited will engage with investors through physical group meetings in Mumbai on August 13 and 14, 2026. The lender scheduled these sessions to coincide with two major industry conferences: the Equirus Annual India Conference and the Emkay Confluence 2026 Conference. This disclosure was made to comply with Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Part A to Schedule III.

The company notified the BSE Limited and the National Stock Exchange of India Limited of the schedule on August 03, 2026. The meetings are designed as group interactions rather than one-on-one sessions, allowing multiple stakeholders to access management commentary simultaneously.

Meeting Schedule Details

The investor engagements are structured across two consecutive days in Mumbai. Both events are physical gatherings, requiring in-person attendance for participants.

Deepti Ramani, Company Secretary & Compliance Officer of CreditAccess Grameen Limited, authorized the intimation. The disclosure ensures transparency regarding the company's engagement with the investment community during these high-profile financial events.

Regulatory Compliance

The announcement adheres strictly to the listing obligations mandated by SEBI. By specifying the date, time, mode, and location of the meetings, CreditAccess Grameen Limited provides clear visibility into its corporate communication strategy. The use of physical modes for these group meets facilitates direct interaction between the company's leadership and institutional or individual investors attending the respective conferences.

CreditAccess Grameen reported a dramatic turnaround in its consolidated financial performance for Q1FY27, with net profit surging 719.7% year-on-year to ₹493.39 crore compared to ₹60.19 crore in the corresponding period of the previous year. The microfinance lender's strong bottom-line growth was underpinned by a significant improvement in asset quality, which reduced credit costs, and an expansion in net interest margin (NIM) to 14.4%. This performance signals a robust recovery in operational efficiency and earnings capacity following the industry-wide stress periods of FY25 and FY26.

The company's pre-tax profits rose sharply to ₹660.03 crore from ₹81.12 crore in Q1FY26, reflecting effective cost management and revenue growth. Consolidated total income from operations increased by 25.8% to ₹1,234.4 crore, driven by a 23.5% rise in interest income to ₹1,714.1 crore. The improvement in profitability was further supported by a decline in impairment charges, as lower portfolio at risk (PAR) accretion reduced the need for high provisioning levels.

Operational Metrics and Asset Quality

CreditAccess Grameen's assets under management (AUM) grew by 16.4% year-on-year to ₹30,319 crore, despite a write-off of ₹1,640 crore on a trailing twelve-month (TTM) basis. The borrower base stood at 44.51 lakh, a slight decrease of 2.4% YoY, indicating a focus on quality over quantity. Disbursements reached ₹6,107 crore, up 11.9% YoY. During the quarter, the company added 2.5 lakh new borrowers, 35% of whom were new-to-credit.

Asset quality metrics showed marked normalization. The gross non-performing assets (GNPA) ratio declined to 2.18% from 4.70% in Q1FY26, while net NPA (NNPA) fell to 0.76%. The PAR 90+ metric dropped to 1.46%. Collection efficiency remained high at 97.4% excluding arrears, with X-Bucket collection efficiency for June 2026 standing at 99.68%. The credit cost decreased significantly to 0.72% (non-annualized) in Q1FY27, down from 2.07% in Q2FY26, due to lower new PAR accretion and reduced ECL provisions.

The following table summarizes the key financial and operational metrics for the quarter:

Balance Sheet Strength and Capital Adequacy

The company's net worth increased to ₹8,346.60 crore as of June 30, 2026, from ₹7,021.70 crore a year earlier. The debt-equity ratio remained stable at 3.01, consistent with the prior year's figure of 2.86, demonstrating disciplined capital structure management. Capital adequacy remained robust, with the CRAR at 24.9%, including a Tier 1 capital adequacy ratio of 24.2%. Liquidity assets stood at ₹3,536 crore, representing 10.4% of total assets.

Earnings per share (basic) jumped to ₹30.79 from ₹3.77 in the previous year, delivering substantial value to shareholders. Return on assets (ROA) improved to 5.9% (TTM) and return on equity (ROE) to 24.4% (TTM), highlighting enhanced operational leverage. Management noted that over the past six years, including four years of stress events, the company's net worth compounded at a 20% CAGR, with 86% of the increase coming from internal accruals.

Strategic Initiatives and Digital Adoption

CreditAccess Grameen continues to expand its retail finance (RF) segment, which now constitutes 20.6% of AUM, up 250 basis points quarter-on-quarter. The company onboarded 4.0 lakh customers onto its Grameen Mahi app in Q1FY27, bringing the total digital user base to 15.3 lakh, or 34.5% of the borrower base. Digital collections increased to 24.2% in Q1FY27 from 16.3% in Q1FY26, reducing operational costs and improving efficiency.

The company also diversified its liability base through a private NCD issuance of ₹425 crore. Employee attrition declined to 20.6% in Q1FY27 from 25.8% in Q1FY26, indicating improved workforce stability. Management guided for AUM growth of 20.0%–25.0% and credit cost of 3.0%–4.0% for FY27, signaling confidence in sustained momentum. MD Ganesh Narayanan stated that if asset quality holds, the company may consider a 50 basis point price cut by end-Q2FY27, with potential further reductions in H2FY27 linked to credit cost trends.