Coffers Finvest Limited has entered into a business arrangement with Innotech Creditsea Platforms Private Limited to support its lending operations. The company, formerly known as GSB Finance Limited, disclosed the partnership on September 3, 2026, under Regulation 30 of the SEBI (LODR) Regulations 2015.

The tie-up with CreditSea, a service provider, is intended to facilitate the company's lending and related business activities. Management stated that the arrangement aims to enhance operational efficiency and expand customer outreach.

Partnership Details

The agreement was executed in the ordinary course of business. It remains subject to applicable laws, regulatory requirements, and the specific terms outlined in the contract between the parties.

This disclosure serves as an intimation to the BSE Limited regarding the strategic move to bolster the company's service delivery mechanisms.

GSB Finance reported a net profit of ₹60.55 lakh for the quarter ended June 30, 2026, marking a substantial improvement from the net loss of ₹30.57 lakh recorded in the previous quarter. The company’s total revenue surged 194% year-on-year to ₹91.74 lakh, driven primarily by new income streams from financial derivatives trading.

The Board of Directors approved the unaudited financial results at a meeting held on August 12, 2026. The results were reviewed by Suvarna & Katdare, the statutory auditors, pursuant to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Segment Shift: F&O Trading Emerges

Effective April 1, 2026, GSB Finance reorganized its operations into two reportable segments under Ind AS 108: Trading in F&O and Finance & Investment. Previously, the company operated solely in financing without separate segment reporting.

The F&O segment contributed ₹62.58 lakh to revenue, accounting for approximately 68% of the total top line. The traditional Finance & Investment segment generated ₹29.16 lakh in revenue, remaining relatively stable compared to ₹28.24 lakh in the prior quarter.

Financial Performance Highlights

The company’s operational expenses stood at ₹9.91 lakh, down significantly from ₹23.48 lakh in the March 2026 quarter. This reduction was led by a drop in other expenditure from ₹24.80 lakh to ₹4.03 lakh. Impairment on financial instruments increased slightly to ₹3.11 lakh from ₹2.27 lakh in the previous quarter.

Profit before tax reached ₹81.82 lakh, up from ₹6.21 lakh in the prior quarter and ₹14.83 lakh in the same period last year. Tax expense for the quarter was ₹21.27 lakh, resulting in the final net profit figure.

What the Numbers Show

The profit composition reveals a heavy reliance on non-core trading activities for current profitability. Of the ₹81.82 lakh profit before tax, ₹62.57 lakh originated from the F&O segment. This indicates that while the core finance business remains stable, the recent bottom-line improvement is structurally dependent on derivative trading gains rather than organic growth in interest income, which remained flat at ₹28.33 lakh compared to ₹28.24 lakh in the prior quarter.

Balance Sheet Position

Total assets increased to ₹1,503.82 lakh as of June 30, 2026, from ₹1,421.51 lakh at the end of FY26. The F&O segment held ₹248.49 lakh in assets, while the Finance & Investment segment accounted for ₹712.12 lakh. Total liabilities were minimal at ₹8.42 lakh, reflecting a low-leverage position.