Canara HSBC Life Insurance Company Limited has informed stock exchanges of two scheduled investor/analyst interactions in May 2026, pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made on 15th May 2026 by the Company Secretary and Compliance Officer, Vatsala Sameer.

Upcoming Investor/Analyst Meetings

The company's senior management is set to participate in two investor meets as part of its ongoing engagement with the investor and analyst community. The details of the scheduled interactions are as follows:

Key Disclosures and Compliance

The company has noted that the schedule of the aforementioned meetings is subject to change due to exigencies on the part of investors, analysts, or the company. In line with regulatory requirements, Canara HSBC Life Insurance has confirmed that no unpublished price sensitive information will be shared during either of the meetings. An investor presentation has already been uploaded on the company's website at www.canarahsbclife.com for reference by stakeholders.

Canara HSBC Life Insurance Company Limited has released its audited financial results for the quarter and financial year ended March 31, 2026, pursuant to Regulation 33 and Regulation 52 read with Regulation 63(2) of SEBI Listing Regulations. The Board of Directors approved these results at their meeting held on April 28, 2026. Additionally, the company has made available the audio recording of the analyst meet discussion on these audited financial results conducted on April 28, 2026, which concluded at 8:30 pm IST.

Financial Performance Highlights FY26

The company demonstrated strong performance across key financial metrics during FY26. The audited results showcase significant growth in core business parameters and enhanced profitability indicators. Management confirmed that the individual WPI growth of 19% was in line with the guidance provided last year, with 20% growth in AP terms.

Management Guidance and Strategic Outlook

During the analyst meet, management provided comprehensive guidance for future growth and strategic initiatives. The company targets increasing the share of alternate channels to 15% of WPI over the next three years, with the newly launched agency channel expected to contribute close to 5% to the overall business within the same timeframe.

Market Position and Product Mix

Canara HSBC Life Insurance maintained its market share at 2.0% of the industry, with strong persistency ratios of 86.3% for 13th month policies. The company's VNB margin improved to 22.4% in FY26 from 19.1% in FY25. Management expects the VNB margin to remain in the range of 22% to 23% for the next year, despite the full-year impact of GST and initial strain from agency channel growth. The overall product mix for FY26 achieved a 51% split between linked and non-linked products, aligning with management's guidance for a more balanced product portfolio.

Industry Outlook and Growth Expectations

Management provided insights into industry growth expectations, anticipating the industry to grow around 10% in the current year and 12% to 14% over the longer term, assuming a favorable regulatory environment and market stabilization. While no specific top-line growth guidance was provided for the current year due to geopolitical uncertainties, management expressed confidence that the company will continue to outperform industry growth.

Capital Structure and Regulatory Compliance

As of March 31, 2026, the company has 950,000,000 issued, subscribed and paid-up equity shares with a face value of ₹10 each. The Board of Directors has recommended a final dividend of ₹0.40 per equity share for FY26, subject to shareholders' approval at the Annual General Meeting. During FY26, the company issued unsecured, rated, listed, subordinated, redeemable non-convertible debentures aggregating to ₹25,000 lakhs at a coupon rate of 8.15% per annum. The company's solvency ratio, currently at 190% including sub-debt, is expected to return above 200% and will be sufficient to support targeted additional Protection business.