Bajaj Finance AUM Crosses ₹5 Lakh Crore Milestone in Q4 FY26, Customer Base Reaches 119.33 MM
Bajaj Finance Limited achieved a major milestone in Q4 FY26 with AUM crossing ₹5 lakh crore, reaching ₹510,000 crore (22% YoY growth). Customer franchise expanded to 119.33 MM from 101.82 MM, adding 3.93 MM customers in Q4. New loans booked grew 20.5% to 12.89 MM, while deposits book stood at ₹68,550 crore. The strong performance across key metrics demonstrates the company's robust business momentum and market position.

*this image is generated using AI for illustrative purposes only.
Bajaj Finance Limited has achieved a significant milestone in Q4 FY26, with its Assets Under Management (AUM) crossing the ₹5 lakh crore mark. The non-banking financial company reported strong growth across key business metrics in its regulatory filing under SEBI regulations.
Key Financial Milestones
The company's AUM reached approximately ₹510,000 crore as of March 31, 2026, representing a substantial 22% year-on-year growth from ₹416,661 crore in the previous year. During Q4 FY26 alone, the AUM increased by approximately ₹25,500 crore, demonstrating robust quarterly momentum.
| Metric | Q4 FY26 | Q4 FY25 | Growth |
|---|---|---|---|
| AUM | ₹510,000 crore | ₹416,661 crore | 22% |
| Quarterly AUM Growth | ₹25,500 crore | - | - |
Customer Franchise Expansion
Bajaj Finance's customer base witnessed significant expansion, with the customer franchise reaching 119.33 MM as of March 31, 2026, compared to 101.82 MM in the previous year. The company added 3.93 MM new customers during Q4 FY26, reflecting strong market penetration and customer acquisition capabilities.
| Parameter | March 31, 2026 | March 31, 2025 | Growth |
|---|---|---|---|
| Customer Franchise | 119.33 MM | 101.82 MM | 17.2% |
| Q4 FY26 Addition | 3.93 MM | - | - |
Lending Performance
The company's lending business showed strong performance with new loans booked growing by 20.5% to 12.89 MM in Q4 FY26, compared to 10.70 MM in the corresponding quarter of the previous year. This growth indicates sustained demand for the company's financial products and services.
Deposits Portfolio
The deposits book stood at approximately ₹68,550 crore as of March 31, 2026, compared to ₹71,403 crore as of March 31, 2025. The company continues to maintain a substantial deposit base to support its lending operations.
| Deposits Book | March 31, 2026 | March 31, 2025 |
|---|---|---|
| Total Deposits | ₹68,550 crore | ₹71,403 crore |
Regulatory Compliance
The information was disclosed under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015, along with Schedule A of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015. The company noted that the disclosed figures are provisional and subject to review by statutory auditors.
Historical Stock Returns for Bajaj Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.17% | -6.33% | -16.97% | -16.29% | -4.94% | +56.83% |
How will Bajaj Finance sustain its 22% AUM growth rate amid potential economic headwinds and increased competition in the NBFC sector?
What impact will the decline in deposits from ₹71,403 crore to ₹68,550 crore have on the company's funding costs and lending margins going forward?
Which specific product segments or geographic markets is Bajaj Finance likely to target to maintain its customer acquisition momentum of 3.93 MM quarterly additions?


































