Aye Finance Limited has made available the audio recording of its earnings conference call held on April 28, 2026, to discuss the company's business strategy and outlook following the declaration of Q4FY26 results. The recording can be accessed on the company's website at https://www.ayefin.com/disclosures/analyst-investor-meeting .

Conference Call Summary

The earnings conference call commenced at 10:30 AM IST and concluded at 11:27 AM IST. The announcement was made pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This follows the company's earlier intimation dated April 23, 2026, regarding the scheduled investor interaction.

Key Event Details

Regulatory Compliance

Company Secretary, Compliance Officer & CCO Vipul Sharma (M. No.-A27737) digitally signed the communication on April 28, 2026, at 17:03:15 +05'30'. The company, formerly known as Aye Finance Private Limited, operates with CIN U65921DL1993PLC283660 and is listed on BSE with scrip code 544699.

Corporate Information

The company's corporate office is located at Unit No. -701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Arya Samaj Road, Gurugram – 122003, Haryana, India. The registered office is situated at M-5, Magnum House-I, Community Centre, Karampura, West Delhi, New Delhi -110015, India. For further information, stakeholders can contact the company at corporate@ayefin.com or call 0124-4844000.

AYE Finance Limited has submitted its monitoring agency report to BSE Limited and National Stock Exchange of India Limited confirming no deviation in the utilization of proceeds raised through its Initial Public Offer for the quarter ended March 31, 2026. The filing was made pursuant to Regulation 32(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Regulation 41(4) of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018.

The company raised Rs 7,100 million through a fresh issue via public issue during the period February 9-11, 2026. CRISIL Ratings Limited has been appointed as the monitoring agency for overseeing the utilization of these funds. The statement confirms that there has been no deviation in the objects or purposes for which the funds were raised, nor any deviation in the amount of funds actually utilized as against what was originally disclosed.

Key Details of IPO Proceeds Utilization

Utilization Status

The monitoring agency report indicates that Rs 5,022.42 million of net proceeds have been utilized towards augmenting the capital base to meet the company's future capital requirements arising out of growth of business and assets. The proceeds were utilized towards onward lending during the quarter ended March 31, 2026. The remaining unutilized amount of Rs 1,700 million has been parked in fixed deposits with various banks including DCB Bank, Federal Bank, and RBL Bank.

The unutilized proceeds are deployed across multiple fixed deposits with returns ranging from 6% to 7.40%. Additionally, Rs 377.58 million representing issue expenses remains in the public offer account maintained with HDFC Bank. The total unutilized amount including earnings stands at Rs 2,089.38 million as at March 31, 2026.

Compliance and Certification

The audit committee and statutory auditors M/s S S Kothari Mehta & Co, LLP have provided nil comments after reviewing the fund utilization. The monitoring agency confirmed that all utilization is as per the disclosures in the offer document, and there are no material deviations from expenditures disclosed in the offer document. The company clarified that deviation or variation could mean deviation in the objects or purposes for which funds were raised, deviation in the amount of funds actually utilized as against original disclosure, or change in terms of a contract referred to in the fund raising document.

The statement was signed by Vipul Sharma, Company Secretary, Compliance Officer & CCO, on behalf of Aye Finance Limited. The company operates as a Non-Banking Financial Company (NBFC) and is subject to regulations relating to capital adequacy requiring maintenance of minimum capital adequacy ratio of not less than 15% of aggregate risk weighted assets.