Akme fintrade (india) Limited has filed its quarterly compliance certificate with stock exchanges, fulfilling regulatory requirements under SEBI (Depositories and Participants) Regulations for the quarter ended March 31, 2026. The submission demonstrates the company's commitment to maintaining transparency and regulatory compliance in its operations.

Regulatory Compliance Certificate Details

The certificate was submitted under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, covering the fourth quarter of fiscal year 2026. Company Secretary and Compliance Officer Manoj Kumar Choubisa filed the documentation with both National Stock Exchange of India Limited (NSE) and BSE Limited on April 9, 2026.

Registrar Confirmation

Bigshare Services Private Limited, serving as the company's Registrar and Share Transfer Agent, issued the compliance certificate on April 4, 2026. The registrar confirmed that no dematerialization requests were received from shareholders during the specified quarter period from January 1, 2026 to March 31, 2026.

The certificate references multiple regulatory circulars including NSDL/CIR/II/5/2019 dated January 25, 2019, CDSL/OPS/RTA/POLICY/2019/14 dated January 25, 2019, and SEBI letter reference MRD/DOP2/DSA2/OW/2019/2498/1 dated January 24, 2019, ensuring comprehensive compliance with all applicable guidelines.

Company Information

Akme Fintrade (India) Limited operates with CIN U67120RJ1996PLC011509 and RBI Registration Number B-10.00092. The company maintains its head office at Akme Business Center, Subcity Centre, Udaipur, and corporate office in Mumbai's Vidyavihar area. Bigshare Services Private Limited, with SEBI Registration Number INR000001385, continues to serve as the company's registrar and share transfer agent, facilitating smooth shareholder services and regulatory compliance.

Akme Fintrade (India) Limited has achieved a significant milestone with ACUITE upgrading its credit rating to 'ACUITE A-' with Stable outlook, reflecting the NBFC's improved financial performance and sustained business growth. The comprehensive rating action covers facilities worth Rs. 855.00 Cr across multiple instruments.

Rating Upgrade and New Assignments

ACUITE has upgraded the long-term rating from 'ACUITE BBB+' to 'ACUITE A-' on existing facilities while assigning new ratings across proposed instruments. The rating action demonstrates the company's strengthened credit profile and operational improvements.

Strong Business Performance Drives Upgrade

The rating upgrade is primarily attributed to sustained growth in the loan portfolio and improved earning profile. The company's Assets Under Management (AUM) demonstrated robust expansion, growing by approximately 39 percent from Rs. 618.61 Cr as on March 31, 2025 to Rs. 862.62 Cr as on December 31, 2025, compared to Rs. 425.65 Cr in FY2024.

Disbursements reached Rs. 282.04 Cr during 9MFY2026, representing an increase from Rs. 253.78 Cr in FY2025. This growth trajectory translated into enhanced financial performance, with interest income rising from Rs. 69.74 Cr during 9MFY2025 to Rs. 102.04 Cr during 9MFY2026. Consequently, Profit After Tax improved to Rs. 30.05 Cr during 9MFY2026 from Rs. 25.69 Cr during 9MFY2025.

Capital Structure and Financial Metrics

The company maintains a healthy capital structure with networth standing at Rs. 412.31 Cr and gearing of 1.12 times as on December 31, 2025. The Capital Adequacy Ratio improved significantly to 59.27 percent as on March 31, 2025 compared to 49.86 percent as on March 31, 2024, supported by promoter equity infusion and IPO proceeds in FY2025.

Areas of Concern and Risk Factors

Despite the positive rating action, ACUITE highlighted certain challenges that partially offset the company's strengths. Asset quality showed marginal deterioration, with Gross Non-Performing Assets increasing from 2.77 percent as on March 31, 2025 to 2.94 percent as on December 31, 2025. The on-time portfolio reduced from 94.60 percent to 91.58 percent during the same period.

Geographical concentration remains a key risk factor, with approximately 61 percent of the on-book loan portfolio as on December 31, 2025 originating from Rajasthan. This concentration exposes the company to regional economic fluctuations and competitive pressures.

Company Profile and Operations

Udaipur-based Akme Fintrade (India) Limited, incorporated in 1996, operates as a non-deposit taking NBFC engaged in financing two-wheelers, four-wheelers, commercial vehicles, and loan against property for SME borrowers. The company operates across five states - Rajasthan, Madhya Pradesh, Maharashtra, Gujarat, and Delhi - through a network of 29 branches as on December 31, 2025, with majority operations concentrated in Rajasthan.