Abans Financial Services Limited submitted its Business Responsibility and Sustainability Report (BRSR) for the financial year ended March 31, 2026, to the Bombay Stock Exchange and National Stock Exchange on August 19, 2026. The filing, mandated under Regulation 34(2)(f) of the SEBI LODR Regulations, details the company’s consolidated sustainability performance, governance structures, and operational metrics across its financial services portfolio.

Operational Scope and Workforce

The report encompasses the company’s standalone entity and all subsidiaries, covering 13 domestic offices across seven Indian states and four international offices in three countries. As of March 31, 2026, the group employed 177 permanent staff members, comprising 150 males and 27 females. The board of directors consists of 29 members, including three women, while key management personnel includes one female executive among eight total appointees.

Employee Turnover Trends

Employee retention metrics indicate a rise in churn compared to prior periods. The total turnover rate for permanent employees stood at 24.0% in FY26, up from 17.70% in FY25 and 13.7% in FY24. Female employee turnover was notably higher at 35.3%, compared to 21.3% for male employees during the same period.

Environmental Impact

Abans Financial Services reported a decline in energy consumption from non-renewable sources, falling to 470.76 GJ in FY26 from 601.33 GJ in FY25. This reduction contributed to a lower energy intensity per rupee of turnover, which dropped to 0.0002 from 0.0018 in the previous year. Greenhouse gas emissions under Scope 2 decreased to 92.84 metric tonnes of CO2 equivalent, down from 101.24 metric tonnes in FY25.

Water withdrawal from third-party sources increased slightly to 2,124 kilolitres in FY26, compared to 1,980 kilolitres in FY25. The company operates exclusively from leased commercial premises, resulting in no industrial effluent discharge or hazardous waste generation.

Governance and Risk Management

The report identifies customer protection, financial crime prevention, and data privacy as material risks. Abans Financial Services maintains a zero-tolerance policy towards bribery and corruption, supported by a Code of Conduct and a Whistle Blower Policy. No monetary or non-monetary penalties were recorded against the entity or its directors during the fiscal year.

Related party transactions constituted a significant portion of the company’s financial activities. Purchases from related parties accounted for 38.07% of total purchases, while sales to related parties represented 8.71% of total sales. Loans and advances to related parties made up 76.00% of the total loans and advances portfolio, an increase from 66.14% in FY25.

What the Numbers Show

The divergence between rising overall employee turnover and stable headcount suggests active recruitment to replace exits, particularly within the female workforce where turnover exceeded 35%. Simultaneously, the high concentration of related-party loans (76.00%) indicates a capital deployment strategy heavily reliant on intra-group financing rather than external lending channels.

Abans Financial Services reported a robust set of quarterly results, with consolidated net profit more than doubling on a year-on-year basis. Net profit for the quarter came in at 620M rupees, compared to 299M rupees in the same period last year, underscoring a significant improvement in bottom-line performance.

Revenue and Profitability Performance

The company's top-line growth was equally impressive, with quarterly revenue reaching 37.1B rupees against 18.9B rupees reported in the year-ago period—nearly doubling on a year-on-year basis. EBITDA for the quarter stood at 995M rupees, up sharply from 514M rupees in the corresponding period last year. Despite the strong absolute growth in earnings, the EBITDA margin registered a marginal contraction, declining to 2.68% from 2.71% year-on-year.

The following table summarises the key financial metrics for the quarter:

Key Highlights

• Net profit grew to 620M rupees from 299M rupees YoY
• Revenue nearly doubled to 37.1B rupees from 18.9B rupees YoY
• EBITDA rose to 995M rupees from 514M rupees YoY
• EBITDA margin contracted marginally by 3 basis points to 2.68% from 2.71% YoY

Summary

Abans Financial Services posted strong year-on-year growth across key financial parameters during the quarter. While revenue and absolute profit metrics reflected substantial expansion, the marginal compression in EBITDA margin indicates that operating costs scaled alongside the significant revenue growth. The results highlight a notable improvement in the company's overall financial scale on a year-on-year comparison.