| Quarterly Financials | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 230 | 290 | 258 | 300 | 401 | 591 | 553 | 634 | 679 | 951 | 757 | 909 | 965 | 1,188 | 1,152 | 1,274 | 1,392 | 1,609 |
| Expenses | 234 | 339 | 356 | 491 | 685 | 795 | 740 | 800 | 744 | 937 | 743 | 901 | 898 | 1,085 | 1,050 | 1,175 | 1,264 | 1,395 |
| EBITDA | -4 | -49 | -98 | -191 | -284 | -204 | -187 | -166 | -65 | 14 | 14 | 8 | 67 | 103 | 102 | 99 | 128 | 214 |
| Operating Profit % | -10 % | -25 % | -50 % | -76 % | -86 % | -47 % | -46 % | -39 % | -22 % | -8 % | -12 % | -11 % | -3 % | 0 % | -4 % | -1 % | 2 % | 7 % |
| Depreciation | 12 | 10 | 10 | 10 | 11 | 12 | 13 | 16 | 18 | 18 | 20 | 22 | 23 | 24 | 25 | 29 | 34 | 33 |
| Interest | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 6 | 6 | 6 | 7 | 6 | 7 | 6 | 9 | 9 | 9 |
| Profit Before Tax | -18 | -62 | -111 | -204 | -298 | -220 | -204 | -187 | -88 | -9 | -12 | -21 | 37 | 73 | 71 | 60 | 85 | 171 |
| Tax | 2 | 2 | 0 | 0 | 0 | -1 | -0 | 0 | 0 | 0 | 0 | -0 | 0 | 13 | 11 | 9 | 14 | 1 |
| Net Profit | -20 | -64 | -111 | -204 | -298 | -220 | -204 | -187 | -88 | -9 | -12 | -21 | 37 | 60 | 60 | 51 | 72 | 171 |
| EPS in ₹ | -0.52 | -2,823.94 | -2.91 | -5.26 | -7.00 | -4.99 | -4.62 | -4.19 | -1.96 | -0.20 | -0.26 | -0.45 | 0.85 | 1.35 | 1.34 | 1.12 | 1.57 | 3.73 |
PB FinTech
1,756.20
-21.50
(-1.21%)
There are 4 new updates from the company21 hours ago
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Market Cap
81,642.20 Cr
EPS
1.50
PE Ratio
392.32
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
2,246.90
52 Week Low
1,161.30
PB Ratio
13.36
Debt to Equity
0.04
Sector
Fintech
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
Company News
View All News
PB FIN Anticipates Slowdown in First Half of FY26Today
During a conference call, PB FIN stated that they expect a slowdown in the first half of fiscal year 2026. The company also reported that their core premiums are significantly lower than their internal estimates.
PB Fintech: Analysts Divided on Stock Target After Q4 ResultsToday
PB Fintech reported strong Q4 results with profit up 2.8x to ₹171 crore and revenue growth of 38%. Jefferies and Citi maintain 'Buy' ratings with targets of ₹2,000 and ₹2,150 respectively, while Morgan Stanley has an 'Underweight' rating with a ₹1,130 target. Core new premium growth slowed to 21% YoY, mainly due to weaker savings segment performance.
Pb Fintech Reports Significant Profit and Revenue Growth in Q4Today
Pb Fintech has reported its Q4 consolidated net profit at 1.71 billion rupees, showing a substantial increase from 605.9 million rupees year-over-year and 715.4 million rupees quarter-over-quarter. The company's Q4 revenue also grew to 15.1 billion rupees from 10.9 billion rupees in the same quarter of the previous year.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,756.20 | #1 81,642.20 | #1 392.32 | #2 3,818.20 | #4 35.55 | #2 64 | #1 183.55 | 60.84 | |
852.35 | 54,668.10 | - | #1 10,524.70 | 25.29 | -1,422 | 1.07 | 52.01 | |
18.94 | 5,171.10 | #1 22.90 | 3,199.20 | 57.36 | #1 156 | 49.42 | 62.39 | |
274.15 | 2,064.90 | 222.71 | 890.30 | 58.67 | 14 | -1,143.40 | 54.05 | |
293.35 | 728.50 | 109.01 | 193.10 | #1 76.03 | 12 | - | 60.71 | |
74.43 | 135.90 | 33.95 | 22.90 | -40.21 | -5 | 0.00 | 56.32 | |
3.87 | 81.40 | - | 10.80 | -73.72 | -16 | 34.69 | 45.51 | |
4.89 | 57.50 | 44.18 | 1,508.80 | -11.64 | -80 | -1,161.69 | 28.95 |
Forecast
Actual
Growth Rate
Revenue Growth
35.55 %
Net Income Growth
-113.20 %
Cash Flow Change
102.89 %
ROE
-112.36 %
ROCE
-120.66 %
EBITDA Margin (Avg.)
-135.62 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 880 | 751 | 1,576 | 2,331 | 5,916 | 6,254 | 6,729 |
| Fixed Assets | 11 | 119 | 147 | 125 | 205 | 313 | 359 |
| Current Assets | 810 | 540 | 1,311 | 2,140 | 5,572 | 4,122 | 4,823 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 650 | 125 | 2 | 138 | 373 | 622 | 1,359 |
| Other Assets | 219 | 507 | 1,427 | 2,068 | 5,338 | 5,319 | 5,011 |
| Total Liabilities | 880 | 751 | 1,576 | 2,331 | 5,916 | 6,254 | 6,729 |
| Current Liabilities | 85 | 187 | 203 | 221 | 337 | 551 | 603 |
| Non Current Liabilities | 7 | 74 | 107 | 118 | 166 | 218 | 249 |
| Total Equity | 788 | 490 | 1,266 | 1,992 | 5,412 | 5,485 | 5,877 |
| Reserve & Surplus | 787 | 489 | 1,265 | 1,991 | 5,322 | 5,386 | 5,781 |
| Share Capital | 1 | 1 | 1 | 1 | 90 | 90 | 90 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 2 | -27 | -5 | 69 | 747 | -415 | -71 | -295 | 253 |
| Investing Activities | -15 | -244 | -434 | 375 | 79 | -1,202 | -2,125 | 46 | 301 |
| Operating Activities | -102 | -97 | -83 | -282 | -364 | 29 | -1,568 | -299 | 9 |
| Financing Activities | 119 | 315 | 513 | -23 | 1,031 | 759 | 3,621 | -43 | -57 |
Share Holding
| % Holding | Jul 2021 | Nov 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 22.21 % | 21.11 % | 14.50 % | 14.05 % | 7.62 % | 48.97 % | 51.58 % | 49.71 % | 47.79 % | 45.93 % |
| DIIs | 0.00 % | 3.55 % | 3.03 % | 3.74 % | 3.03 % | 5.52 % | 14.95 % | 14.02 % | 15.41 % | 11.53 % | 14.13 % | 16.75 % | 16.27 % | 18.41 % | 20.57 % | 22.95 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 8.74 % | 7.05 % | 7.34 % | 7.29 % | 7.30 % | 7.51 % | 6.42 % | 6.06 % | 5.64 % | 5.65 % | 5.39 % | 4.74 % | 4.81 % | 4.66 % | 4.27 % |
| Others | 100.00 % | 87.71 % | 89.92 % | 88.91 % | 89.68 % | 87.18 % | 55.33 % | 58.45 % | 64.03 % | 68.78 % | 72.60 % | 28.89 % | 27.41 % | 27.08 % | 26.98 % | 26.85 % |
| No of Share Holders | 0 | 192 | 3,92,371 | 1,81,998 | 2,00,729 | 1,99,319 | 2,04,329 | 1,95,672 | 1,91,704 | 1,80,765 | 1,65,933 | 1,52,153 | 1,45,383 | 1,52,948 | 1,48,275 | 1,51,205 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
No dividends have been distributed by the company in the past 10 years
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 15 May 2025 |  Quarterly Result Announcement | NA | 15 May 2025 | 1,616.65 | 1,754.35 |
| 30 Jan 2025 | Quarterly Result Announcement | NA | 30 Jan 2025 | 1,813.25 | 1,713.00 |
| 05 Nov 2024 | Quarterly Result Announcement | NA | 05 Nov 2024 | 1,658.00 | 1,712.75 |
| 27 Sept 2024 |  Annual General Meeting | NA | 27 Sept 2024 | 1,813.80 | 1,694.95 |
| 30 Jun 2021 |  Change Of Name | NA | 30 Jun 2021 | 0.00 | 0.00 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
6 hours ago
6 hours agoAnnouncement under Regulation 30 (LODR)-Monitoring Agency Report21 hours ago
21 hours agoFinancial Results For The Quarter And Year Ended March 31 202522 hours ago
22 hours agoBoard Meeting Outcome for Outcome Of The Board Meeting Held On Thursday May 15 202522 hours ago
22 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoDisclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015May 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 30, 2025
Apr 30, 2025Board Meeting Intimation for Board Meeting Under Regulation 29 Of The SEBI (Listing Obligation And Disclosure Requirement) Regulations 2015 And Update On Closure Of Trading WindowApr 29, 2025
Apr 29, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 - Investment In PB Healthcare Services Private LimitedApr 24, 2025
Apr 24, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015Apr 15, 2025
Apr 15, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 15, 2025
Apr 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015Apr 01, 2025
Apr 01, 2025Closure of Trading WindowMar 28, 2025
Mar 28, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 18, 2025
Mar 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 16, 2025
Mar 16, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 13, 2025
Mar 13, 2025Revised Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 11, 2025
Mar 11, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Intimation Of Investment In PB Healthcare Services Private Limited
Mar 11, 2025
Mar 11, 2025Board Meeting Outcome for Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Intimation Of Investment In PB Healthcare Services Private Limited
Mar 11, 2025
Mar 11, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015-Disclosure Of SEBI Settlement Order Dated March 04 2025Mar 05, 2025
Mar 05, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Change In Key Managerial Personnel (Kmps) Of Material Subsidiaries Of The CompanyFeb 27, 2025
Feb 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 15, 2025
Feb 15, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 14, 2025
Feb 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 01, 2025
Feb 01, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015-Updates On InvestmentJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 30, 2025
Jan 30, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJan 30, 2025
Jan 30, 2025Statement Of Deviation Or Variation Of Funds Raised Through Initial Public Offer (IPO) For The Quarter Ended December 31 2024Jan 30, 2025
Jan 30, 2025Integrated Filing (Financial)Jan 30, 2025
Jan 30, 2025Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 30, 2025
Jan 30, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday January 30 2025Jan 30, 2025
Jan 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 17, 2025
Jan 17, 2025Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 Of The Securities And Exchange Board Of India (Listing Obligation And Disclosure Requirement) Regulations 2015 And Update OJan 17, 2025
Jan 17, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirement) Regulations 2015Jan 14, 2025
Jan 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2025
Jan 09, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 08, 2025
Jan 08, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015Jan 03, 2025
Jan 03, 2025Disclosure Pursuant To Regulation 30 Of The SEBI (LODR) Regulations 2015Jan 02, 2025
Jan 02, 2025Intimation For Change In Name Of Registrar And Share Transfer Agent Of The CompanyJan 02, 2025
Jan 02, 2025Closure of Trading WindowDec 31, 2024
Dec 31, 2024Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 11, 2024
Dec 11, 2024Technical Indicators
RSI(14)
Neutral 63.32
ATR(14)
Volatile 75.74
STOCH(9,6)
Overbought 83.19
STOCH RSI(14)
Overbought 100.00
MACD(12,26)
Bullish 14.46
ADX(14)
Weak Trend 16.82
UO(9)
Bearish 59.70
ROC(12)
Uptrend And Accelerating 11.06
WillR(14)
Neutral -25.74
About PB FinTech
PB Fintech Limited, formerly Etechaces Marketing and Consulting Private Limited, is an Indian company providing online marketing and IT consulting services for the financial services industry, particularly insurance. It operates Policybazaar, India's largest digital insurance marketplace, and Paisabazaar, a platform for lending products. The company expanded to the United Arab Emirates in 2018 through its subsidiary PB Fintech FZ-LLC. In 2021, PB Fintech Limited became publicly listed on the BSE and NSE. The company's services include insurance brokerage, online marketing, and support for various financial products. Its platforms, Policybazaar and Paisabazaar, cater to consumers with diverse financial needs, offering insurance and personal credit products respectively.
Listing Date
15 Nov, 2021(3 Years,
31 days)
Website
Chairperson NameYashish Dahiya
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