PB FinTech

PB FinTech

1,829.40
+22.00
(1.22%)
ann
There are 2 new updates from the company23 hours ago
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Market Cap
84,016.53 Cr
EPS
7.77
PE Ratio
219.76
Dividend Yield
0.00 %
52 Week High
2,246.90
52 Week Low
1,311.35
PB Ratio
12.90
Debt to Equity
0.04
Sector
Fintech
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from20 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+45.00 %
+45.00 %
Hold
Hold+20.00 %
+20.00 %
Sell
Sell+35.00 %
+35.00 %

Company News

View All News
Caret
positive
Outpatient Department coverage in health insurance has increased significantly, with 22% of policies now including OPD benefits compared to 5% three years ago, according to Policybazaar data. OPD cover extends beyond hospitalization to include doctor consultations, diagnostic tests, pharmacy expenses, dental treatment, and preventive check-ups, with 90% of claims processed cashlessly. Users with OPD coverage make claims 3-4 times annually and show 5-10% fewer hospitalizations. The 30-45 age group represents the largest adoption share at 33%, followed by 18-30 age group at 27%. Tier-1 cities account for half of OPD users, with Mumbai, Hyderabad, and Chennai showing highest uptake. Consultations comprise 35-40% of OPD claims, diagnostics 25-30%, and pharmacy purchases 20-25%. Tele-consultations now represent 45-50% of usage compared to 50-55% for physical visits. OPD sum insured limits have increased to ₹1 lakh, making coverage more relevant for frequent healthcare needs.
neutral
PB Fintech Ltd. witnessed a block trade on NSE involving approximately 200,262 shares valued at Rs. 36.10 crores. The shares were traded at a price of Rs. 1,802.70 per share.
positive
GST Exemption on Insurance Products to Boost Market Awareness, Says PB Fintech CEO5 days ago
The GST Council exempted individual life and health insurance from 18% tax, which PB Fintech CEO Yashish Dahiya called a landmark reform. Dahiya emphasized the change is more about government messaging than pricing impact, as it signals these are essential products every family should consider. He noted that health and term insurance categories remain underpenetrated in India despite being critical for middle-class families. While the GST exemption won't dramatically alter Policybazaar's profitability, it will help expand the overall market by creating trust and recognition for essential insurance products. Dahiya explained that Policybazaar spends 85% of its advertising budget convincing consumers about insurance importance, and the government's move provides significant validation for their efforts.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,829.40
#1 84,016.53
#1 219.76
#2 4,977.21
#4 35.55
#1 353
#3 41.17
46.96
1,237.60
78,971.57
-
#1 7,624.90
-27.55
-663
114.58
55.91
16.07
4,482.72
#1 21.14
4,065.70
57.36
236
-15.97
53.27
305.41
2,372.62
222.71
1,192.50
58.67
-122
-534.85
70.79
54.55
680.12
60.28
620.40
#1 76.03
14
#1 125.81
61.09
60.00
132.24
-
22.90
-40.21
-5
0.00
44.36
4.12
86.44
-
10.62
-73.72
-17
-7.50
43.42
4.95
63.57
44.18
1,508.80
-11.64
-80
-1,161.69
38.67

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
35.55 %
Net Income Growth
-113.20 %
Cash Flow Change
102.89 %
ROE
-112.36 %
ROCE
-120.66 %
EBITDA Margin (Avg.)
-135.62 %

Quarterly Financial Results

Quarterly Financials
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
230
290
258
300
401
591
553
634
679
951
757
909
965
1,188
1,152
1,274
1,392
1,609
1,448
Expenses
234
339
356
491
685
795
740
800
744
937
743
901
898
1,085
1,050
1,175
1,264
1,395
1,314
EBITDA
-4
-49
-98
-191
-284
-204
-187
-166
-65
14
14
8
67
103
102
99
128
214
135
Operating Profit %
-10 %
-25 %
-50 %
-76 %
-86 %
-47 %
-46 %
-39 %
-22 %
-8 %
-12 %
-11 %
-3 %
0 %
-4 %
-1 %
2 %
7 %
3 %
Depreciation
12
10
10
10
11
12
13
16
18
18
20
22
23
24
25
29
34
33
34
Interest
3
3
3
3
4
4
4
6
6
6
6
7
6
7
6
9
9
9
9
Profit Before Tax
-18
-62
-111
-204
-298
-220
-204
-187
-88
-9
-12
-21
37
73
71
60
85
171
92
Tax
2
2
0
0
0
-1
-0
0
0
0
0
-0
0
13
11
9
14
1
8
Net Profit
-20
-64
-111
-204
-298
-220
-204
-187
-88
-9
-12
-21
37
60
60
51
72
171
85
EPS in ₹
-0.52
-2,823.94
-2.91
-5.26
-7.00
-4.99
-4.62
-4.19
-1.96
-0.20
-0.26
-0.45
0.85
1.35
1.34
1.12
1.57
3.73
1.85

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
880
751
1,576
2,331
5,916
6,254
6,729
7,529
Fixed Assets
11
119
147
125
205
313
359
417
Current Assets
810
540
1,311
2,140
5,572
4,122
4,823
3,853
Capital Work in Progress
0
0
0
0
0
0
0
0
Investments
650
125
2
138
373
622
1,359
0
Other Assets
219
507
1,427
2,068
5,338
5,319
5,011
0
Total Liabilities
880
751
1,576
2,331
5,916
6,254
6,729
7,529
Current Liabilities
85
187
203
221
337
551
603
751
Non Current Liabilities
7
74
107
118
166
218
249
340
Total Equity
788
490
1,266
1,992
5,412
5,485
5,877
6,432
Reserve & Surplus
787
489
1,265
1,991
5,322
5,386
5,781
6,340
Share Capital
1
1
1
1
90
90
90
92

Cash Flow

Cash Flow
2015
2016
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
2
-27
-5
69
747
-415
-71
-295
253
Investing Activities
-15
-244
-434
375
79
-1,202
-2,125
46
301
Operating Activities
-102
-97
-83
-282
-364
29
-1,568
-299
9
Financing Activities
119
315
513
-23
1,031
759
3,621
-43
-57

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
22.21 %
21.11 %
14.50 %
14.05 %
7.62 %
48.97 %
51.58 %
49.71 %
47.79 %
45.93 %
46.78 %
DIIs
0.00 %
3.55 %
3.03 %
3.74 %
3.03 %
5.52 %
14.95 %
14.02 %
15.41 %
11.53 %
14.13 %
16.75 %
16.27 %
18.41 %
20.57 %
22.95 %
23.27 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
8.74 %
7.05 %
7.34 %
7.29 %
7.30 %
7.51 %
6.42 %
6.06 %
5.64 %
5.65 %
5.39 %
4.74 %
4.81 %
4.66 %
4.27 %
4.30 %
Others
100.00 %
87.71 %
89.92 %
88.91 %
89.68 %
87.18 %
55.33 %
58.45 %
64.03 %
68.78 %
72.60 %
28.89 %
27.41 %
27.08 %
26.98 %
26.85 %
25.64 %
No of Share Holders
0
192
3,92,371
1,81,998
2,00,729
1,99,319
2,04,329
1,95,672
1,91,704
1,80,765
1,65,933
1,52,153
1,45,383
1,52,948
1,48,275
1,51,205
1,64,551

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
26 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Sept 2025 1,822.70 1,806.40
30 Jun 2021 CHANGE OF NAME Change Of Name
NA
30 Jun 2021 0.00 0.00
27 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Sept 2024 1,813.80 1,694.95
05 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2024 1,658.00 1,712.75
30 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2025 1,813.25 1,713.00
15 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2025 1,616.65 1,754.35
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 1,794.50 1,822.40

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS25 minutes ago
Reg. 34 (1) Annual Report.22 hours ago
Business Responsibility and Sustainability Reporting (BRSR)23 hours ago
Announcement under Regulation 30 (LODR)-Newspaper Publication5 days ago
Dispatch Of Physical Communication To Shareholders For Notice And Annual Report5 days ago
Business Responsibility and Sustainability Reporting (BRSR)6 days ago
Reg. 34 (1) Annual Report.6 days ago
Notice Of 17Th Annual General Meeting6 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication6 days ago
Disclosure Under Regulation 30 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 29, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 27, 2025
Grants Of Stock Options Under PB Fintech Employees Stock Option Plan 2021Aug 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 22, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 07, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015Aug 05, 2025
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Aug 02, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 02, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportAug 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Financial Results For The Quarter Ended June 30 2025Jul 31, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On Thursday July 31 2025Jul 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Board Meeting Intimation for Approval Of Unaudited Financials Results For Q1FY26 (Standalone & Consolidated)Jul 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Update On Incorporation Of A Step Down Subsidiary In DubaiJul 09, 2025
Closure of Trading WindowJun 30, 2025
Closure of Trading WindowJun 27, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 - Updates On InvestmentJun 27, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportMay 15, 2025
Financial Results For The Quarter And Year Ended March 31 2025May 15, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday May 15 2025May 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 08, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015May 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 30, 2025
Board Meeting Intimation for Board Meeting Under Regulation 29 Of The SEBI (Listing Obligation And Disclosure Requirement) Regulations 2015 And Update On Closure Of Trading WindowApr 29, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 - Investment In PB Healthcare Services Private LimitedApr 24, 2025

Technical Indicators

RSI(14)
Neutral
46.96
ATR(14)
Less Volatile
58.05
STOCH(9,6)
Neutral
31.69
STOCH RSI(14)
Neutral
23.98
MACD(12,26)
Bearish
-6.76
ADX(14)
Weak Trend
17.86
UO(9)
Bearish
37.60
ROC(12)
Downtrend But Slowing Down
-5.27
WillR(14)
Neutral
-77.52

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
HDFC Mid Cap Fund Direct-Growth
0.00%
-7113865
-1.54%
-1.54%
Mirae Asset Large & Midcap Fund Direct-Growth
0.00%
-2827038
-1.26%
-0.80%
Kotak Arbitrage Fund Direct-Growth
0.00%
-2697100
-0.68%
-0.71%
Mirae Asset ELSS Tax Saver Fund Direct-Growth
0.00%
-1935061
-1.34%
-0.72%
Mirae Asset Midcap Fund Direct - Growth
0.00%
-1834055
-1.95%
-1.01%
Franklin India Focused Equity Fund Direct-Growth
0.00%
-1800000
-2.63%
-2.62%
Edelweiss Mid Cap Direct Plan-Growth
0.00%
-1559919
-2.56%
-2.20%
Franklin India Flexi Cap Fund Direct-Growth
0.00%
-1503457
-1.43%
-1.42%
Tata Digital India Fund Direct-Growth
0.00%
-1399524
-2.21%
-2.09%
Franklin India Mid Cap Fund Direct-Growth
0.00%
-1300578
-1.88%
-1.86%
Sundaram Mid Cap Fund Direct-Growth
0.00%
-1204245
-1.73%
-1.71%
HSBC Midcap Fund Direct-Growth
0.00%
-1106300
-1.69%
-1.66%
Canara Robeco Large Cap Fund Direct-Growth
0.00%
-868481
-0.96%
-0.87%
Franklin India Opportunities Direct Fund-Growth
0.00%
-833638
-2.05%
-2.11%
Canara Robeco Large and Mid Cap Fund Direct-Growth
0.00%
-800910
-0.57%
-0.56%
Axis Large & Mid Cap Fund Direct-Growth
0.00%
-799483
-0.98%
-0.98%
PGIM India Midcap Fund Direct-Growth
0.00%
-788158
-1.25%
-1.23%
Canara Robeco Flexi Cap Fund Direct-Growth
0.00%
-741481
-1.00%
-0.88%
HDFC Large and Mid Cap Fund Direct- Growth
0.00%
-734990
-0.50%
-0.50%
Franklin India Small Cap Fund Direct-Growth
0.00%
-700000
-0.92%
-0.91%
Tata Arbitrage Fund Direct - Growth
0.00%
-683200
-0.72%
-0.62%
HDFC Innovation Fund Direct-Growth
0.00%
-677456
-5.03%
0.00%
Invesco India Arbitrage Fund Direct-Growth
0.00%
-589750
-0.44%
-0.11%
SBI Innovative Opportunities Fund Direct-Growth
0.00%
-579013
-1.43%
-1.40%
Franklin India ELSS Tax Saver Fund Direct-Growth
0.00%
-550412
-1.49%
-1.46%

About PB FinTech

PB Fintech Limited, formerly Etechaces Marketing and Consulting Private Limited, is an Indian company providing online marketing and IT consulting services for the financial services industry, particularly insurance. It operates Policybazaar, India's largest digital insurance marketplace, and Paisabazaar, a platform for lending products. The company expanded to the United Arab Emirates in 2018 through its subsidiary PB Fintech FZ-LLC. In 2021, PB Fintech Limited became publicly listed on the BSE and NSE. The company's services include insurance brokerage, online marketing, and support for various financial products. Its platforms, Policybazaar and Paisabazaar, cater to consumers with diverse financial needs, offering insurance and personal credit products respectively.
Listing Date
15 Nov, 2021(3 Years, 26 days)
Chairperson NameYashish Dahiya