PB FinTech

1,756.20
-21.50
(-1.21%)
Market Cap
81,642.20 Cr
EPS
1.50
PE Ratio
392.32
Dividend Yield
0.00 %
52 Week High
2,246.90
52 Week Low
1,161.30
PB Ratio
13.36
Debt to Equity
0.04
Sector
Fintech
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+47.06 %
+47.06 %
Hold
Hold+17.65 %
+17.65 %
Sell
Sell+35.29 %
+35.29 %

Company News

View All News
Caret
negative
PB FIN Anticipates Slowdown in First Half of FY26Today
During a conference call, PB FIN stated that they expect a slowdown in the first half of fiscal year 2026. The company also reported that their core premiums are significantly lower than their internal estimates.
neutral
PB Fintech: Analysts Divided on Stock Target After Q4 ResultsToday
PB Fintech reported strong Q4 results with profit up 2.8x to ₹171 crore and revenue growth of 38%. Jefferies and Citi maintain 'Buy' ratings with targets of ₹2,000 and ₹2,150 respectively, while Morgan Stanley has an 'Underweight' rating with a ₹1,130 target. Core new premium growth slowed to 21% YoY, mainly due to weaker savings segment performance.
positive
Pb Fintech Reports Significant Profit and Revenue Growth in Q4Today
Pb Fintech has reported its Q4 consolidated net profit at 1.71 billion rupees, showing a substantial increase from 605.9 million rupees year-over-year and 715.4 million rupees quarter-over-quarter. The company's Q4 revenue also grew to 15.1 billion rupees from 10.9 billion rupees in the same quarter of the previous year.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,756.20
#1 81,642.20
#1 392.32
#2 3,818.20
#4 35.55
#2 64
#1 183.55
60.84
852.35
54,668.10
-
#1 10,524.70
25.29
-1,422
1.07
52.01
18.94
5,171.10
#1 22.90
3,199.20
57.36
#1 156
49.42
62.39
274.15
2,064.90
222.71
890.30
58.67
14
-1,143.40
54.05
293.35
728.50
109.01
193.10
#1 76.03
12
-
60.71
74.43
135.90
33.95
22.90
-40.21
-5
0.00
56.32
3.87
81.40
-
10.80
-73.72
-16
34.69
45.51
4.89
57.50
44.18
1,508.80
-11.64
-80
-1,161.69
28.95
Forecast
Actual
Growth Rate
Revenue Growth
35.55 %
Net Income Growth
-113.20 %
Cash Flow Change
102.89 %
ROE
-112.36 %
ROCE
-120.66 %
EBITDA Margin (Avg.)
-135.62 %

Quarterly Financial Results

Quarterly Financials
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
230
290
258
300
401
591
553
634
679
951
757
909
965
1,188
1,152
1,274
1,392
1,609
Expenses
234
339
356
491
685
795
740
800
744
937
743
901
898
1,085
1,050
1,175
1,264
1,395
EBITDA
-4
-49
-98
-191
-284
-204
-187
-166
-65
14
14
8
67
103
102
99
128
214
Operating Profit %
-10 %
-25 %
-50 %
-76 %
-86 %
-47 %
-46 %
-39 %
-22 %
-8 %
-12 %
-11 %
-3 %
0 %
-4 %
-1 %
2 %
7 %
Depreciation
12
10
10
10
11
12
13
16
18
18
20
22
23
24
25
29
34
33
Interest
3
3
3
3
4
4
4
6
6
6
6
7
6
7
6
9
9
9
Profit Before Tax
-18
-62
-111
-204
-298
-220
-204
-187
-88
-9
-12
-21
37
73
71
60
85
171
Tax
2
2
0
0
0
-1
-0
0
0
0
0
-0
0
13
11
9
14
1
Net Profit
-20
-64
-111
-204
-298
-220
-204
-187
-88
-9
-12
-21
37
60
60
51
72
171
EPS in ₹
-0.52
-2,823.94
-2.91
-5.26
-7.00
-4.99
-4.62
-4.19
-1.96
-0.20
-0.26
-0.45
0.85
1.35
1.34
1.12
1.57
3.73

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
880
751
1,576
2,331
5,916
6,254
6,729
Fixed Assets
11
119
147
125
205
313
359
Current Assets
810
540
1,311
2,140
5,572
4,122
4,823
Capital Work in Progress
0
0
0
0
0
0
0
Investments
650
125
2
138
373
622
1,359
Other Assets
219
507
1,427
2,068
5,338
5,319
5,011
Total Liabilities
880
751
1,576
2,331
5,916
6,254
6,729
Current Liabilities
85
187
203
221
337
551
603
Non Current Liabilities
7
74
107
118
166
218
249
Total Equity
788
490
1,266
1,992
5,412
5,485
5,877
Reserve & Surplus
787
489
1,265
1,991
5,322
5,386
5,781
Share Capital
1
1
1
1
90
90
90

Cash Flow

Cash Flow
2015
2016
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
2
-27
-5
69
747
-415
-71
-295
253
Investing Activities
-15
-244
-434
375
79
-1,202
-2,125
46
301
Operating Activities
-102
-97
-83
-282
-364
29
-1,568
-299
9
Financing Activities
119
315
513
-23
1,031
759
3,621
-43
-57

Share Holding

% Holding
Jul 2021
Nov 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
22.21 %
21.11 %
14.50 %
14.05 %
7.62 %
48.97 %
51.58 %
49.71 %
47.79 %
45.93 %
DIIs
0.00 %
3.55 %
3.03 %
3.74 %
3.03 %
5.52 %
14.95 %
14.02 %
15.41 %
11.53 %
14.13 %
16.75 %
16.27 %
18.41 %
20.57 %
22.95 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
8.74 %
7.05 %
7.34 %
7.29 %
7.30 %
7.51 %
6.42 %
6.06 %
5.64 %
5.65 %
5.39 %
4.74 %
4.81 %
4.66 %
4.27 %
Others
100.00 %
87.71 %
89.92 %
88.91 %
89.68 %
87.18 %
55.33 %
58.45 %
64.03 %
68.78 %
72.60 %
28.89 %
27.41 %
27.08 %
26.98 %
26.85 %
No of Share Holders
0
192
3,92,371
1,81,998
2,00,729
1,99,319
2,04,329
1,95,672
1,91,704
1,80,765
1,65,933
1,52,153
1,45,383
1,52,948
1,48,275
1,51,205

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
15 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2025 1,616.65 1,754.35
30 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2025 1,813.25 1,713.00
05 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2024 1,658.00 1,712.75
27 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Sept 2024 1,813.80 1,694.95
30 Jun 2021 CHANGE OF NAME Change Of Name
NA
30 Jun 2021 0.00 0.00

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome6 hours ago
Announcement under Regulation 30 (LODR)-Monitoring Agency Report21 hours ago
Financial Results For The Quarter And Year Ended March 31 202522 hours ago
Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday May 15 202522 hours ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015May 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 30, 2025
Board Meeting Intimation for Board Meeting Under Regulation 29 Of The SEBI (Listing Obligation And Disclosure Requirement) Regulations 2015 And Update On Closure Of Trading WindowApr 29, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 - Investment In PB Healthcare Services Private LimitedApr 24, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015Apr 15, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015Apr 01, 2025
Closure of Trading WindowMar 28, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 16, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 13, 2025
Revised Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 11, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Intimation Of Investment In PB Healthcare Services Private Limited Mar 11, 2025
Board Meeting Outcome for Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Intimation Of Investment In PB Healthcare Services Private Limited Mar 11, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015-Disclosure Of SEBI Settlement Order Dated March 04 2025Mar 05, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Change In Key Managerial Personnel (Kmps) Of Material Subsidiaries Of The CompanyFeb 27, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 15, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 01, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015-Updates On InvestmentJan 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 30, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJan 30, 2025
Statement Of Deviation Or Variation Of Funds Raised Through Initial Public Offer (IPO) For The Quarter Ended December 31 2024Jan 30, 2025
Integrated Filing (Financial)Jan 30, 2025
Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 30, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday January 30 2025Jan 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 17, 2025
Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 Of The Securities And Exchange Board Of India (Listing Obligation And Disclosure Requirement) Regulations 2015 And Update OJan 17, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirement) Regulations 2015Jan 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 08, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015Jan 03, 2025
Disclosure Pursuant To Regulation 30 Of The SEBI (LODR) Regulations 2015Jan 02, 2025
Intimation For Change In Name Of Registrar And Share Transfer Agent Of The CompanyJan 02, 2025
Closure of Trading WindowDec 31, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 11, 2024

Technical Indicators

RSI(14)
Neutral
63.32
ATR(14)
Volatile
75.74
STOCH(9,6)
Overbought
83.19
STOCH RSI(14)
Overbought
100.00
MACD(12,26)
Bullish
14.46
ADX(14)
Weak Trend
16.82
UO(9)
Bearish
59.70
ROC(12)
Uptrend And Accelerating
11.06
WillR(14)
Neutral
-25.74

About PB FinTech

PB Fintech Limited, formerly Etechaces Marketing and Consulting Private Limited, is an Indian company providing online marketing and IT consulting services for the financial services industry, particularly insurance. It operates Policybazaar, India's largest digital insurance marketplace, and Paisabazaar, a platform for lending products. The company expanded to the United Arab Emirates in 2018 through its subsidiary PB Fintech FZ-LLC. In 2021, PB Fintech Limited became publicly listed on the BSE and NSE. The company's services include insurance brokerage, online marketing, and support for various financial products. Its platforms, Policybazaar and Paisabazaar, cater to consumers with diverse financial needs, offering insurance and personal credit products respectively.
Listing Date
15 Nov, 2021(3 Years, 31 days)
Chairperson NameYashish Dahiya