Tata Capital Limited , the flagship financial services arm of the Tata Group, has announced a groundbreaking partnership with the Green Climate Fund (GCF) to bolster India's climate-tech start-up ecosystem. This collaboration, part of the BEACON INDIA Programme, aims to provide crucial support to early-stage climate-focused ventures across the country.

Key Highlights of the Partnership

Programme Structure and Impact

The BEACON INDIA Programme introduces a unique revolving facility structure, allowing Tata Capital to reinvest repaid loans into new climate-tech ventures. This approach ensures long-term support for the green start-up ecosystem in India.

Rajiv Sabharwal, Managing Director & CEO of Tata Capital Limited, emphasized the company's commitment to sustainable initiatives, stating, "Through this programme, we aim to help emerging entrepreneurs scale their green technologies and make a measurable difference to people and the planet."

Tata Capital's Green Finance Leadership

This partnership marks a significant milestone for Tata Capital:

1. It becomes the first Indian entity to collaborate with GCF on two distinct climate programmes.
2. The company previously partnered with GCF in 2019 for rooftop solar financing, establishing itself as a pioneer in the private sector for such collaborations.

These achievements underscore Tata Capital's leadership in climate and green financing, reinforcing its dedication to driving sustainable growth and supporting India's transition to a low-carbon economy.

Broader Impact and Future Outlook

The BEACON INDIA Programme is expected to have far-reaching effects:

• Climate Mitigation: Reduction of over 1.1 million tonnes of CO₂ emissions
• Social Impact: Benefits nearly 2.9 million people through various climate adaptation and mitigation efforts
• Economic Boost: Supports the growth of early-stage climate-tech start-ups, potentially creating jobs and fostering innovation in the green sector

As Tata Capital continues to expand its green finance initiatives, this partnership with the Green Climate Fund sets a new benchmark for private sector involvement in climate action. It demonstrates how financial institutions can play a pivotal role in nurturing sustainable technologies and supporting India's climate goals.

The success of this programme could pave the way for more such collaborations, potentially accelerating India's progress towards a more sustainable and climate-resilient future.

Tata Capital , a leading financial services company, has unveiled ambitious expansion plans aimed at achieving substantial growth across its retail and infrastructure segments. The company is setting its sights on double-digit Assets Under Management (AUM) growth for FY26, with a long-term goal of building a ₹7 lakh crore balance sheet by FY28.

Strategic Focus on Digital and Cross-Sell Synergies

The expansion strategy revolves around strengthening Tata Capital's digital lending, housing finance, and wealth management platforms. By leveraging technology integration and cross-sell synergies, the company aims to drive long-term profitability and enhance its market position.

Q2FY26 Performance Highlights

Tata Capital's recent financial results for Q2FY26 underscore its growth trajectory:

• AUM Growth: The company's Assets Under Management reached ₹2,43,896.00 crore as of September 30, 2025, marking a 3% quarter-on-quarter increase.
• Net Total Income: Grew by 4% quarter-on-quarter to ₹3,774.00 crore in Q2FY26.
• Profit After Tax: Rose by 11% quarter-on-quarter to ₹1,097.00 crore in Q2FY26.
• Return on Assets (ROA): Improved to 1.90% in Q2FY26 from 1.80% in Q1FY26.
• Return on Equity (ROE): Increased to 12.90% in Q2FY26 from 12.50% in Q1FY26.

Diversified Product Portfolio

Tata Capital's growth strategy is supported by its comprehensive product suite, which helps manage risk across economic cycles. The company's gross loan book of ₹2,39,960.00 crore as of September 30, 2025, is well-diversified:

Focus on Digital Transformation

Tata Capital is placing a strong emphasis on digital initiatives to enhance customer experience and operational efficiency:

• 97% of customers are onboarded via digital platforms.
• 97% of disbursements in retail finance are processed via scorecards or business rule engines.
• 99% of collections are conducted through digital channels.
• 98% of customer queries are addressable digitally.

Outlook and Future Plans

Tata Capital's management remains optimistic about the company's growth prospects. The recent GST reduction is expected to provide a fillip to consumption, creating a supportive environment for higher growth in the second half of FY26.

Rajiv Sabharwal, Managing Director & CEO of Tata Capital, commented on the Q2FY26 results: "Q2FY26 was a strong quarter marked by broad-based momentum. Excluding Motor Finance, AUM grew 22% year-on-year, driven by sustained growth across all segments and PAT rose 33% to ₹1,128.00 crore, reflecting the strength of our diversified and well-managed portfolio."

As Tata Capital continues to execute its expansion strategy, the company remains committed to leveraging its digital capabilities, diverse product offerings, and strong market position to achieve its growth targets and deliver value to all stakeholders.