Justo Realfintech Limited Files Investor Presentation with BSE Under Regulation 30
Justo Realfintech Limited filed its investor presentation with BSE on March 9, 2026, showcasing its tech-driven real estate mandate business model. The company reported revenue of ₹36.6 crores for six months ended September 2025 and maintains active mandates worth ₹7,243 crores across 48 projects as of January 2026. With primary operations in Pune and Mumbai, the company plans expansion into Bengaluru, Ahmedabad, and Hyderabad markets.

*this image is generated using AI for illustrative purposes only.
Justo Realfintech Limited has filed its investor presentation with BSE Limited on March 9, 2026, in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The presentation was signed by Puspamitra Das, Chairman and Managing Director, and has been uploaded on the company's website as well.
Business Model and Operations
Justo operates as a tech-driven real estate mandate solutions provider, managing the entire sales value chain under a structured mandate model with soft-underwriting of developer inventory. The company's business spans across three primary verticals: Launch Projects, Sustenance Projects, and Home Loan services.
| Business Vertical: | Six Months Sep 2025 | % of Revenue | FY 2024-25 | % of Revenue |
|---|---|---|---|---|
| Launch Projects: | ₹24.7 Cr | 68% | ₹41.1 Cr | 50% |
| Sustenance Projects: | ₹10.5 Cr | 29% | ₹36.3 Cr | 45% |
| Financial Advisory: | ₹1.4 Cr | 4% | ₹4.0 Cr | 5% |
The company operates under two distinct revenue models - Direct Revenue model where it receives gross percentage fees including Channel Partners' fees, and Net Revenue model where it receives net percentage fees while developers pay Channel Partners directly.
Financial Performance
For the six months ended September 30, 2025, Justo reported revenue from operations of ₹36.6 crores compared to ₹81.4 crores for the full financial year 2024-25. The company achieved a profit after tax of ₹6.0 crores for the six-month period versus ₹15.0 crores for FY 2024-25.
| Financial Metric: | Sep 2025 (6M) | FY 2024-25 | FY 2023-24 |
|---|---|---|---|
| Revenue from Operations: | ₹36.6 Cr | ₹81.4 Cr | ₹59.4 Cr |
| Profit After Tax: | ₹6.0 Cr | ₹15.0 Cr | ₹6.7 Cr |
| Total Shareholders' Funds: | ₹114.6 Cr | ₹52.4 Cr | ₹27.1 Cr |
| Cash and Cash Equivalents: | ₹61.6 Cr | ₹8.7 Cr | ₹0.3 Cr |
Geographic Presence and Market Position
Justo operates primarily in Pune and Mumbai Metropolitan Region, with additional presence in Aurangabad, Nashik, Kolhapur, and Ahmedabad. The company has established partnerships with over 20 banks and financial institutions for its DSA network and maintains relationships with 13 banks for its home loan vertical.
| City-wise Revenue: | Six Months Sep 2025 | % Share | FY 2024-25 | % Share |
|---|---|---|---|---|
| Pune: | ₹26.1 Cr | 71% | ₹53.9 Cr | 66% |
| Mumbai: | ₹9.1 Cr | 25% | ₹26.5 Cr | 33% |
| Others: | ₹1.4 Cr | 4% | ₹1.0 Cr | 1% |
Current Mandate Portfolio
As of January 31, 2026, the company maintains an active portfolio of 48 projects with a combined value of ₹7,243 crores. This includes 43 active mandates valued at ₹5,806 crores and 5 signed mandates to be commenced worth ₹1,437 crores.
Technology and Expansion Plans
The company is developing proprietary technology platforms with the entire end-to-end system expected to be ready by the end of FY 26-27 or Q1 FY 27-28. Justo plans geographic expansion into Bengaluru, Ahmedabad, and Hyderabad, targeting markets that represent an additional 30% of India's real estate distribution beyond its current 50% market coverage in Pune, MMR and surrounding regions.
Source: None/Company/INE0W5Q01017/fd8b8738-ec42-4497-a03c-b630e872d6f6.pdf






























