Terai Tea Company Limited has received a credit rating review from CRISIL, with the rating agency reaffirming its existing ratings on the company's bank facilities. The tea company informed the Bombay Stock Exchange and Calcutta Stock Exchange on January 22, 2026, pursuant to Regulation 30 of SEBI Listing Regulations.

Rating Reaffirmation Details

CRISIL has reaffirmed both the long-term and short-term credit ratings for Terai Tea Company's bank loan facilities. The rating review covers the company's total banking arrangements worth ₹49.81 crore.

Banking Facility Breakdown

The rated facilities are distributed across multiple banking partners, with cash credit facilities forming the largest component of the company's banking arrangements. Union Bank of India provides the highest individual facility limit among the banking partners.

Regulatory Compliance and Validity

The company's disclosure follows mandatory requirements under SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. Company Secretary and Compliance Officer Rajesh Singhania signed the regulatory filing, ensuring proper compliance with stock exchange notification requirements.

The rating letter from CRISIL remains valid until March 31, 2026. CRISIL maintains continuous surveillance over all assigned ratings and reserves the right to withdraw or revise ratings based on new information or changing circumstances. The rating agency noted that if the company does not avail proposed facilities within 180 days from January 22, 2026, a fresh revalidation letter will be necessary.

About the Rating Process

CRISIL's rating reflects the agency's current opinion on the likelihood of timely payment of obligations under the rated instruments. The ratings are based on information provided by the issuer and sources considered reliable by CRISIL. The rating agency emphasizes that ratings do not constitute investment recommendations and are subject to continuous review and potential revision based on changing circumstances.