Bank of Maharashtra (BoM), a prominent Indian public sector bank, has announced its plans to engage with prospective investors and analysts through a series of non-deal road shows and meetings. The bank has scheduled these interactions for July 25, 2025, as per a recent disclosure to the stock exchanges.

Investor Engagement Details

The bank's outreach program will include:

• Group meetings with investors and analysts
• One-on-one sessions with interested parties
• Discussions focused on publicly available information

Transparency and Compliance

In its communication to the BSE and NSE, Bank of Maharashtra emphasized its commitment to transparency and regulatory compliance:

• No unpublished price-sensitive information will be shared during these meetings
• Discussions will be limited to information already in the public domain
• The bank will adhere to all applicable SEBI regulations, including the Listing Obligations and Disclosure Requirements

Flexible Schedule

While the primary date for these interactions is set for July 25, 2025, the bank has noted that the schedule may be subject to change. Potential adjustments could occur due to:

• Exigencies on the part of investors
• Unforeseen circumstances affecting the bank's availability

Investor Relations Contact

For further information, interested parties can reach out to the bank's investor services at investor_services@mahabank.co.in or visit the official website at www.bankofmaharashtra.in .

This initiative by Bank of Maharashtra demonstrates its proactive approach to investor relations and its commitment to maintaining open lines of communication with the financial community. As the banking sector continues to evolve, such engagements provide valuable opportunities for investors and analysts to gain insights into the bank's operations and strategies within the bounds of regulatory compliance.

Bank of Maharashtra , one of India's leading public sector banks, has reported a strong performance for the first quarter, demonstrating consistent growth across key financial metrics.

Business Growth and Financial Highlights

The bank's total business reached ₹5.46 lakh crore, marking a significant year-on-year growth of 15.00%. This growth translated to an addition of ₹70,000 crore to the bank's business volume. Despite challenges in the operating environment, Bank of Maharashtra maintained a healthy Net Interest Margin (NIM) of 3.95%, only slightly down from 4.00% in the previous quarter.

Asset Quality and Profitability

Bank of Maharashtra continued to demonstrate robust asset quality metrics. The bank's Net Non-Performing Assets (NNPA) ratio stood at an impressive 0.18%, well below its guidance of 0.20% to 0.25%. The Provision Coverage Ratio (PCR) remained strong at 98.36%, indicating a conservative approach to risk management.

Operational Efficiency

The bank's focus on operational efficiency was evident in its cost-to-income ratio, which improved to 37.57% from over 38.00% in the previous year. This improvement came despite ongoing investments in expansion and technology upgrades.

Strategic Initiatives

Bank of Maharashtra is pursuing an aggressive expansion strategy, with plans to open 321 new branches over the next 18 months. This expansion is part of a larger objective to open 1,000 branches over the next five years, aimed at strengthening the bank's pan-India presence.

In a significant development, the bank has received regulatory approval to establish an International Banking Unit (IBU) at GIFT City. This move is expected to open up new avenues for growth, including participation in global syndications and External Commercial Borrowing (ECB) transactions.

Capital Adequacy and Future Outlook

The bank's Capital Adequacy Ratio (CAR) stood at a robust 20.50%, well above regulatory requirements. While there are no immediate plans for capital raising, the bank has board approval to raise up to ₹7,500 crore through debt and equity at an opportune time.

Management Commentary

Shri Nidhu Saxena, Managing Director and CEO of Bank of Maharashtra, commented on the results: "This quarter qualifies as yet another consistent performing quarter. Our business growth, total business advances, deposit, CASA, RAM, asset quality, profitability and efficiency ratios seem to be well within the guided range."

Looking ahead, the bank maintains its guidance, targeting 17.00% advance growth and 14.00% deposit growth. With its strong performance and strategic initiatives, Bank of Maharashtra appears well-positioned to continue its growth trajectory in the coming quarters.