Investment Trust of India has reported a significant decline in its consolidated net profit for the second quarter of the fiscal year 2025-26. The company's Q2 results, released on November 5, 2025, reveal a 73% year-on-year decrease in net profit, highlighting challenges in the current financial landscape.

Key Financial Highlights

• Net Profit: Investment Trust of India's consolidated net profit for Q2 fell to ₹56.00 million, down from ₹204.00 million in the same quarter last year.
• Revenue: The company's revenue decreased to ₹791.00 million from ₹1,100.00 million year-over-year.
• EBITDA: Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) declined to ₹165.00 million from ₹236.00 million.
• EBITDA Margin: The EBITDA margin slightly decreased to 20.92% from 21.24% in the corresponding quarter of the previous year.

Quarterly Performance Analysis

A closer look at the quarterly financial data reveals:

The company's performance shows a decline across key financial metrics. While revenue remained relatively stable with a marginal decrease of 1.25%, the impact on profitability was more pronounced.

Operational Insights

• Operating Profit: Investment Trust of India's operating profit for Q2 FY2025-26 stood at ₹17.60 crore, down 15.79% from ₹20.90 crore in Q2 FY2024-25.
• Operating Profit Margin: The OPM decreased to 22.25% from 26.09% year-over-year, indicating pressure on operational efficiency.
• Interest Costs: Interest expenses increased by 5.88% to ₹10.80 crore, potentially impacting the bottom line.

Management Commentary

No specific management comments were provided in the financial results.

Future Outlook

Investment Trust of India's Q2 results reflect the ongoing challenges in the financial services sector. As the company navigates through these turbulent times, investors and stakeholders will be keenly watching for any strategic initiatives or market developments that could influence the company's performance in the coming quarters.

The company's ability to manage costs, improve operational efficiency, and potentially explore new growth avenues will be crucial in addressing the current downtrend in profitability.

Note: All financial figures are based on the consolidated results reported by Investment Trust of India for the quarter ended September 30, 2025.

Investment Trust of India Limited (ITI) shareholders have approved the re-appointment of Mrs. Papia Sengupta as an Independent Director for a second term of five years, extending from December 19, 2025, to December 18, 2030. The decision was made during the company's 34th Annual General Meeting (AGM) held on August 25, 2025.

Extensive Banking Experience

Mrs. Sengupta, who holds the Director Identification Number (DIN) 07701564, brings over three decades of banking sector experience to her role. Her impressive career includes serving as Executive Director at Bank of Baroda and Chief General Manager at the State Bank Group.

Areas of Expertise

Her expertise spans several critical areas in the financial sector:

• Corporate & MSME Finance
• Stressed Assets Management
• Risk Management
• Banking
• Treasury & Investment
• Audit & Inspection
• Overseas Banking
• Human Resource Management

Professional Qualifications

Mrs. Sengupta's professional qualifications include:

• CAIIB (Certified Associate of Indian Institute of Bankers) from the Indian Institute of Banking and Finance
• Chartered Financial Analyst (CFA) program from ICFAI (Institute of Chartered Financial Analysts of India)

Independence and Shareholding

The company disclosed that Mrs. Sengupta is not related to any of the company's directors. Additionally, she does not hold any shares in Investment Trust of India Limited.

AGM Details

The 34th AGM of Investment Trust of India Limited was conducted through video conferencing, in compliance with regulatory guidelines. The meeting commenced at 11:00 A.M. and concluded at 12:01 P.M. IST.

Other Key Resolutions

Apart from Mrs. Sengupta's re-appointment, several other resolutions were passed at the AGM, including:

1. Adoption of audited financial statements for the fiscal year ended March 31, 2025
2. Appointment of Mr. Chintan Valia as a director liable to retire by rotation
3. Appointment of a Secretarial Auditor
4. Amendment to the 'FFSIL - Employees Stock Option Plan 2017'
5. Approval for dilution of equity interest in subsidiary ITI Gold Loans Limited
6. Approval of material related party transactions for the company and its subsidiaries

The resolutions were passed with the requisite majority, as confirmed by the scrutinizer's report.

This re-appointment of Mrs. Papia Sengupta underscores Investment Trust of India's commitment to maintaining strong corporate governance and leveraging experienced leadership in the financial sector.