Supra Pacific Financial Services Limited (SPFSL) has released its business updates for the quarter and half year ended September 30, 2025, showcasing a diverse loan portfolio and significant disbursements.

Loan Portfolio Breakdown

SPFSL reported a total loan principal outstanding of ₹308.92 crore, diversified across various loan categories:

Disbursements and Operational Reach

The company disclosed impressive disbursement figures:

• Quarterly disbursement: ₹213.00 crore
• Half-yearly disbursement: ₹451.00 crore

SPFSL's operational footprint spans 82 branches across four states, indicating a significant regional presence.

Financial Health Indicators

The company reported a Gross Non-Performing Asset (NPA) of ₹4.78 crore as of September 30, 2025. This figure provides insight into the quality of SPFSL's loan portfolio.

Borrowing Structure

SPFSL's total borrowings stood at ₹261.03 crore, structured as follows:

Regulatory Compliance

In compliance with SEBI regulations, SPFSL has submitted the required certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 2025. This submission confirms the company's adherence to regulatory standards regarding dematerialization of securities and listing on stock exchanges.

It's important to note that the financial data provided is provisional and subject to review by the company's statutory auditors. Investors and stakeholders should consider this when analyzing the company's performance.

SPFSL's diverse loan portfolio, substantial disbursements, and structured borrowing indicate a robust operational model. However, the company's performance in managing its NPAs and its ability to sustain growth in various loan segments will be crucial factors to watch in the coming quarters.

Supra Pacific Financial Services Limited (SPFSL) has announced a significant expansion strategy, planning to open 25 new branches across Goa, Telangana, and Andhra Pradesh. This move underscores the company's commitment to enhancing its presence in key regions of India and bringing its financial services closer to customers.

Expansion Details

The company's expansion plan includes:

• Opening 25 new branches across three states: Goa, Telangana, and Andhra Pradesh
• Phased rollout of new branches over the coming months
• Focus on both urban and semi-urban areas

Strategic Objectives

SPFSL's expansion initiative aims to achieve several key objectives:

1. Enhanced Accessibility: By increasing its branch network, SPFSL seeks to make its financial services more accessible to a wider customer base.

2. Improved Service Delivery: The new branches are expected to strengthen the company's ability to serve customers more effectively in these regions.

3. Job Creation: The expansion is anticipated to generate new employment opportunities in local communities.

4. Market Penetration: This move reflects SPFSL's strategy to deepen its market presence in the southern and western parts of India.

Official Statement

In an official communication to the BSE, Leena Yezhuvath, Company Secretary of Supra Pacific Financial Services Limited, stated, "We are glad to inform you that we are broadening our operations to new states. This strategic expansion reflects our commitment to bringing our services closer to our customers and strengthening our presence in key regions across India."

Timeline and Implementation

The company has indicated that the new branches will become operational in phases over the coming months. This gradual approach suggests a carefully planned rollout strategy, likely aimed at ensuring smooth integration of the new branches into SPFSL's existing network.

Market Impact

This expansion move by Supra Pacific Financial Services comes at a time when financial institutions are increasingly focusing on expanding their physical presence alongside digital capabilities. The company's decision to invest in brick-and-mortar branches indicates a belief in the continued importance of personal, face-to-face banking services, especially in semi-urban areas.

As SPFSL embarks on this significant expansion, investors and industry observers will be keenly watching how this strategy impacts the company's market share, customer base, and financial performance in the coming quarters.

The expansion plan represents a major step for Supra Pacific Financial Services in its growth trajectory, potentially positioning the company for increased market penetration and enhanced service delivery in the target regions.