Life Insurance Corporation of India (LIC), the country's largest insurance company, has announced the date for its third quarter FY26 results declaration. The insurance giant will reveal its financial performance for the quarter ended December 31, 2025, on February 5, 2026.

Board Meeting and Results Timeline

According to an exchange filing, LIC's board of directors is scheduled to meet on February 5, 2026, to consider and approve the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. The company stated that this meeting will focus on reviewing the comprehensive financial performance across both standalone and consolidated operations.

As part of standard regulatory procedures, LIC has implemented a trading window closure for insiders. This restriction came into effect from January 1, 2026, and will remain in place until 48 hours after the board meeting concludes, extending the closure period till February 7, 2026.

Previous Quarter Performance Highlights

LIC's Q2 FY26 results demonstrated robust financial performance across key metrics. The company's operational and financial achievements during the September quarter provide context for upcoming results expectations.

The value of new business grew 12.3% to ₹ 5,111 crore, while the VNB margin expanded by 140 basis points to 17.6%. On a sequential basis, profit after tax declined 8% from ₹ 10,957 crore in Q1 FY26, though premium income rose 6% quarter-on-quarter.

Current Market Performance

LIC shares were trading marginally higher, up 0.7%, at an intraday high of ₹ 809.05. The stock performance reflects mixed market sentiment, with shares remaining over 17% below their peak of ₹ 980.05 hit in June 2025. However, the stock trades above its 52-week low of ₹ 715.35 recorded in March 2025.

Recent performance indicators show:

• Six-month decline: 9%
• Three-month decline: 10%
• One-month decline: 5%
• One-year performance: largely flat with marginal decline

Key Focus Areas

The upcoming Q3 FY26 results will provide insights into LIC's performance during the critical festive season period. Investors and analysts will closely monitor premium collection trends, solvency ratios, and asset quality improvements. The nine-month consolidated results will offer a comprehensive view of the company's performance across the majority of the fiscal year, providing valuable indicators for full-year projections.

Aditya Gupta, retired executive director at Life Insurance Corporation of India (LIC), has shared critical insights into insurance policy management, emphasizing aspects that often determine whether a financial safety net succeeds or fails when most needed. In an exclusive conversation with ET Now Swadesh, the veteran insurance professional drew from over 36 years of experience at India's largest insurer to discuss key policy management elements.

The Critical Role of Nominations

Gupta highlighted nominations as one of the most important aspects of insurance policy management. His extensive experience at LIC has shown him how administrative oversights in this area can create significant challenges for beneficiaries when claims need to be processed. The insurance expert emphasized that proper nomination procedures are essential for ensuring smooth claim settlements.

Policy Administration Insights

The former LIC executive director discussed various aspects of policy administration, including the truth about signing insurance forms and policy loans. His insights move beyond theoretical knowledge, drawing from decades of practical experience in handling real-world insurance scenarios. Gupta's perspective reflects the operational realities of insurance policy management that policyholders often encounter.

Balancing Legal and Human Elements

Gupta emphasized that while life insurance functions as a legal contract, its fundamental purpose lies in protecting human relationships. This balance between legal requirements and human needs can be easily disrupted by administrative oversights, making proper policy management crucial for effective protection. His experience at India's largest insurer has provided him with unique insights into how this balance plays out in practice.

Expert Perspective on Insurance Planning

With over three decades of experience in the insurance sector, Gupta's insights offer valuable guidance for policyholders navigating the complexities of insurance planning. His emphasis on nominations, proper form completion, and understanding policy loans reflects common areas where policyholders often face challenges. The veteran insurance professional's perspective highlights the importance of attention to detail in policy management.

Source: https://www.etnownews.com/personal-finance/exclusive-former-lic-ed-aditya-gupta-decodes-why-nomination-is-most-important-truth-about-signing-insurance-form-policy-loans-and-more-article-153503201