India Finsec Limited has announced its unaudited financial results for the quarter and nine months ended December 31, 2025, presenting a mixed performance across its standalone and consolidated operations. The Board of Directors approved these results at their meeting held on January 27, 2026, with statutory auditors M/s Ajay Rattan & Co. providing unmodified opinions on both financial statements.

Standalone Financial Performance

The company's standalone operations faced challenges during Q3FY26, reporting a net loss after tax of ₹4.10 lakhs compared to a loss of ₹21.26 lakhs in Q3FY25. Despite the continued losses, the magnitude has significantly reduced year-over-year.

For the nine-month period ended December 31, 2025, standalone operations reported a loss of ₹16.64 lakhs compared to a profit of ₹1.79 lakhs in the corresponding period of FY25.

Consolidated Financial Results

The consolidated financial performance showed robust growth, with the company reporting profit after tax of ₹505.30 lakhs for Q3FY26, representing an increase from ₹460.81 lakhs in Q3FY25. The consolidated results include performance from subsidiary IFL Finance Limited.

Revenue Composition and Operational Metrics

The consolidated revenue from operations of ₹2,159.52 lakhs in Q3FY26 was primarily driven by:

• Interest income: ₹2,032.10 lakhs
• Fees and commission income: ₹103.01 lakhs
• Net gain on fair value changes: ₹13.07 lakhs
• Other operating revenues: ₹11.34 lakhs

For the nine-month period, consolidated profit after tax reached ₹1,594.92 lakhs compared to ₹1,355.63 lakhs in the corresponding period of FY25, reflecting sustained growth momentum.

Capital Structure and Earnings Per Share

The company maintained a paid-up equity share capital of ₹2,919.17 lakhs with a face value of ₹10 per share across both standalone and consolidated entities. On a consolidated basis, basic earnings per share stood at ₹1.73 for Q3FY26 compared to ₹1.85 in Q3FY25.

Debenture Issuance

The company successfully issued 19,980 redeemable non-convertible debentures of face value ₹10,000 each, aggregating to ₹1,998 lakhs. These debentures carry a fixed interest rate of 12.25% per annum, were allotted on November 18, 2025, with a maturity date of November 18, 2027, and are listed on the National Stock Exchange.

Audit and Compliance

The statutory auditors confirmed that the financial results comply with Indian Accounting Standards and SEBI listing regulations. The auditors noted that the subsidiary IFL Finance Limited contributed significantly to consolidated performance with total assets of ₹49,656.29 lakhs as of December 31, 2025.

Source:

India Finsec Limited has filed a substantial acquisition disclosure with BSE Limited on December 15, 2025, concerning the release of pledge on equity shares. The disclosure was submitted under the provisions of Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares and Takeover) Regulations, 2011.

Regulatory Filing Details

The disclosure was filed by Ganga Devi Bansal, identified as a promoter group member, with BSE Limited's Corporate Relationship Department. The filing specifically addresses the release of pledge of equity shares of India Finsec Limited in the prescribed regulatory format.

Company Information

India Finsec Limited operates from its registered office located at D-16, 1st Floor, Above ICICI Bank, Prashant Vihar, Sector-14, Rohini, New Delhi-110085. The company maintains its corporate communications through the designated email address indiafinsec@gmail.com .

Regulatory Compliance

The filing demonstrates the company's adherence to SEBI's substantial acquisition regulations, which mandate disclosure of significant changes in shareholding patterns. The release of pledge represents a modification in the encumbrance status of equity shares held by the promoter group.

The disclosure has been formally communicated to both BSE Limited and India Finsec Limited's management, ensuring proper regulatory compliance and transparency in shareholding changes. This filing maintains the company's commitment to regulatory requirements under Indian securities law.