HDFC Bank Reports 11% Profit Growth and Significant Drop in Provisions in Q2 FY2026
HDFC Bank announced its Q2 FY2026 results, showing an 11% year-on-year increase in net profit to Rs 18,641.00 crore. Net Interest Income rose by 5% to Rs 31,552.00 crore, while Other Income grew by 25% to Rs 14,350.00 crore. The bank's asset quality improved with Gross NPA ratio decreasing to 1.24% from 1.40% year-on-year. Provisions increased by 30% to Rs 3,501.00 crore. The bank has submitted both standalone and consolidated results to stock exchanges, accompanied by Limited Review Reports from Joint Statutory Auditors.

*this image is generated using AI for illustrative purposes only.
HDFC Bank , one of India's leading private sector banks, has announced its unaudited financial results for the second quarter of the fiscal year 2026. The bank's Board of Directors approved the results during a meeting held on October 18, 2025.
Financial Performance
Key Metrics
Metric | Q2 FY2026 | Q2 FY2025 | YoY Change |
---|---|---|---|
Net Profit | Rs 18,641.00 crore | Rs 16,821.00 crore | +11.00% |
Net Interest Income | Rs 31,552.00 crore | Rs 30,114.00 crore | +5.00% |
Other Income | Rs 14,350.00 crore | Rs 11,483.00 crore | +25.00% |
Provisions | Rs 3,501.00 crore | Rs 2,700.00 crore | +30.00% |
Asset Quality
- Gross NPA ratio improved to 1.24% from 1.40% year-on-year
- Net NPA ratio decreased to 0.42% from 0.47% year-on-year
Provisions
- Provisions other than tax and contingencies decreased to Rs 35.00 billion in Q2, compared to Rs 144.00 billion in the previous quarter, representing a significant quarter-on-quarter decline.
Key Highlights
- The financial results cover the quarter and half-year ended September 30, 2025.
- The Board meeting commenced at 11:00 a.m. and the results were approved at 1:50 p.m.
- HDFC Bank has submitted both standalone and consolidated financial results to the BSE and NSE stock exchanges.
- Limited Review Reports from Joint Statutory Auditors accompany the results.
Regulatory Compliance
HDFC Bank has adhered to regulatory requirements by:
- Submitting the results in accordance with Regulations 30, 33, and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
- Following various circulars issued by SEBI and Stock Exchanges.
- Publishing the results in newspapers in the prescribed format.
Trading Window
In compliance with the Bank's Share Dealing Code and SEBI (Prohibition of Insider Trading) Regulations, 2015:
- The trading window for the bank's designated persons and their immediate relatives will reopen on Tuesday, October 21, 2025.
Additional Information
- HDFC Bank has submitted a certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2025.
- This certificate was received from Datamatics Business Solutions Limited, the Registrar and Transfer Agents of the bank.
HDFC Bank continues to maintain transparency in its financial reporting, ensuring timely disclosure of its quarterly results to stakeholders and regulatory bodies.
Historical Stock Returns for HDFC Bank
1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
---|---|---|---|---|---|
+0.82% | +2.21% | +3.73% | +5.16% | +19.84% | +66.60% |