HDFC Bank Reports 11% Profit Growth and Significant Drop in Provisions in Q2 FY2026

1 min read     Updated on 18 Oct 2025, 02:16 PM
scanx
Reviewed by
Radhika SahaniScanX News Team
Overview

HDFC Bank announced its Q2 FY2026 results, showing an 11% year-on-year increase in net profit to Rs 18,641.00 crore. Net Interest Income rose by 5% to Rs 31,552.00 crore, while Other Income grew by 25% to Rs 14,350.00 crore. The bank's asset quality improved with Gross NPA ratio decreasing to 1.24% from 1.40% year-on-year. Provisions increased by 30% to Rs 3,501.00 crore. The bank has submitted both standalone and consolidated results to stock exchanges, accompanied by Limited Review Reports from Joint Statutory Auditors.

22322773

*this image is generated using AI for illustrative purposes only.

HDFC Bank , one of India's leading private sector banks, has announced its unaudited financial results for the second quarter of the fiscal year 2026. The bank's Board of Directors approved the results during a meeting held on October 18, 2025.

Financial Performance

Key Metrics

Metric Q2 FY2026 Q2 FY2025 YoY Change
Net Profit Rs 18,641.00 crore Rs 16,821.00 crore +11.00%
Net Interest Income Rs 31,552.00 crore Rs 30,114.00 crore +5.00%
Other Income Rs 14,350.00 crore Rs 11,483.00 crore +25.00%
Provisions Rs 3,501.00 crore Rs 2,700.00 crore +30.00%

Asset Quality

  • Gross NPA ratio improved to 1.24% from 1.40% year-on-year
  • Net NPA ratio decreased to 0.42% from 0.47% year-on-year

Provisions

  • Provisions other than tax and contingencies decreased to Rs 35.00 billion in Q2, compared to Rs 144.00 billion in the previous quarter, representing a significant quarter-on-quarter decline.

Key Highlights

  • The financial results cover the quarter and half-year ended September 30, 2025.
  • The Board meeting commenced at 11:00 a.m. and the results were approved at 1:50 p.m.
  • HDFC Bank has submitted both standalone and consolidated financial results to the BSE and NSE stock exchanges.
  • Limited Review Reports from Joint Statutory Auditors accompany the results.

Regulatory Compliance

HDFC Bank has adhered to regulatory requirements by:

  1. Submitting the results in accordance with Regulations 30, 33, and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
  2. Following various circulars issued by SEBI and Stock Exchanges.
  3. Publishing the results in newspapers in the prescribed format.

Trading Window

In compliance with the Bank's Share Dealing Code and SEBI (Prohibition of Insider Trading) Regulations, 2015:

  • The trading window for the bank's designated persons and their immediate relatives will reopen on Tuesday, October 21, 2025.

Additional Information

  • HDFC Bank has submitted a certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2025.
  • This certificate was received from Datamatics Business Solutions Limited, the Registrar and Transfer Agents of the bank.

HDFC Bank continues to maintain transparency in its financial reporting, ensuring timely disclosure of its quarterly results to stakeholders and regulatory bodies.

Historical Stock Returns for HDFC Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.82%+2.21%+3.73%+5.16%+19.84%+66.60%
HDFC Bank
View in Depthredirect
like16
dislike

HDFC Bank Sets Date for Q2FY26 Results Announcement

1 min read     Updated on 16 Oct 2025, 12:15 PM
scanx
Reviewed by
Shriram ShekharScanX News Team
Overview

HDFC Bank will release its Q2FY26 financial results on October 18, 2025. The Board of Directors meeting is scheduled for the same day to approve the unaudited standalone and consolidated financial results. An earnings call for analysts and investors will follow at 18:00 IST. The trading window for designated persons will be closed from September 24 to October 20, 2025. In the previous quarter, HDFC Bank reported a standalone profit after tax of 18,160.00 crore, a 12.00% year-on-year increase, and a net interest income of 31,438.00 crore, up by 5.00%. The bank's stock has shown positive performance with a 10.30% year-to-date gain and a 15.00% gain over the past year.

22142755

*this image is generated using AI for illustrative purposes only.

HDFC Bank , one of India's leading private sector banks, has announced the date for its upcoming quarterly results. The bank is set to release its financial performance for the second quarter of the fiscal year 2026 (Q2FY26) on October 18, 2025.

Key Points

  • Results Announcement: The Board of Directors will meet on October 18, 2025, to approve the unaudited standalone and consolidated financial results for Q2FY26.
  • Earnings Call: An earnings call for analysts and investors is scheduled for 18:00 IST on the same day.
  • Trading Window: The trading window for designated persons will remain closed from September 24 to October 20, 2025.

Previous Quarter Performance

For context, here's a snapshot of HDFC Bank's performance in the previous quarter:

Metric Value Year-on-Year Change
Standalone Profit After Tax 18,160.00 crore 12.00%
Net Interest Income 31,438.00 crore 5.00%
Gross NPA Ratio 1.40% N/A

Stock Performance

HDFC Bank's stock has shown positive momentum:

  • Year-to-date gain: 10.30%
  • Gain over the past year: 15.00%
  • Current trading price: 984.80 (up 0.67%)

Investors and analysts will be keenly watching HDFC Bank's Q2FY26 results to gauge the bank's performance amidst the evolving economic landscape. The upcoming earnings report will provide insights into the bank's growth trajectory, asset quality, and overall financial health.

As always, it's advisable for investors to consider these results in conjunction with broader market trends and economic indicators before making investment decisions.

Historical Stock Returns for HDFC Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.82%+2.21%+3.73%+5.16%+19.84%+66.60%
HDFC Bank
View in Depthredirect
like20
dislike
More News on HDFC Bank
Explore Other Articles
1,002.55
+8.20
(+0.82%)